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Home > Oklahoma > Broken Arrow, OK

Title Loans in Broken Arrow , OK

How much cash can i get

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Location Information:



409 N Aspen Ave #102
Broken Arrow
OK   74012

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $20,000


Montana Capital Car Title Loans Reviews

I owe a great deal of gratitude to Montana Capital Car Title Loans, a leading direct lender for bad credit loans. Their help was much appreciated because getting a local title loan company without a checking account was quick and easy.
Nell H.
Nell H.
Initially hesitant about using my car as collateral, I found reassurance in title collateral loans in Broken Arrow from this lending company. With their support, I now have the funds needed to kickstart my own business. A big thank you to... Montana Capital Car Title Loans for making this possible.Thank you!!!read more
John K.
John K.
While my credit score may not be stellar, this company still granted approval for a car title loan. I found their rates to be fair, and the repayment terms were quite manageable. I genuinely appreciate their support.
Robert I. C.
Robert I. C.
I've been struggling to make ends meet for months, and I knew I needed a loan to get back on track. However, I didn't want to give up my car title in the process. That's when I discovered this loan company, which offered title loans with... monthly payments. Not only did they approve me for a loan quickly, but their repayment terms, including title loans with monthly payments, were also incredibly flexible. Thank you Montana Capital Car Title Loans!read more
Adelaide J. N.
Adelaide J. N.
I needed a loan without a title because I was in a bad situation financially lately. I'm very happy I contacted this lending company—a friend highly suggested them. They not only promptly granted my loan application, but their interest... rates were also far cheaper than I had anticipated. I'm really pleased with the service I received, and the entire procedure was easy and stress-free. Thank you Montana Capital Car Title Loans!read more
Lindsey N.
Lindsey N.
I was afraid to utilize my car as collateral, but title collateral loans in Broken Arrow from this loan firm provided me the courage to proceed. I now have the finances I require to launch my own company. Thanks a lot Montana Capital Car... Title Loans!!read more
maca F.
maca F.
My credit score isn't the best, but this company still approved me for a car title loan. Their rates were fair, and the repayment terms were manageable. Thanks again!
Cora P.
Cora P.
I recently found myself in a tight financial spot and needed a loan without a title. This loan company came highly recommended by a friend, and I'm so glad I reached out to them. Not only were they able to approve me for a loan quickly,... but their interest rates were also much lower than I expected. The entire process was seamless and stress-free, and I couldn't be happier with the service I received.read more
Tracy M.
Tracy M.
I've been struggling to make ends meet for months, and I knew I needed a loan to get back on track. However, I didn't want to give up my car title in the process. That's when I discovered this loan company, which offered title loans with... monthly payments. Not only did they approve me for a loan quickly, but their repayment terms were also incredibly flexible.read more
Melanie M.
Melanie M.
I was hesitant to use my car as collateral, but this loan company's title collateral loans in Broken Arrow gave me the confidence to move forward. Now I have the funds I need to start my own business.
Dana M.
Dana M.
I was surprised by how much I could borrow against my vehicle's value! This loan company really came through for me during a difficult time. Their application process was easy, and their repayment terms were flexible. Definitely... recommending them to anyone who needs a little extra cash.read more
Edwin K.
Edwin K.
This loan company's title loans saved my life during a dire financial situation. Impressive were their prompt approval and clear terms. The group offered excellent customer service and was responsive. Thanks to their effective and... trustworthy approach, I was able to apply for the loan without any hassle.read more
Chad S.
Chad S.
When I was unsure about how much I could get for my title loan, the loan company I found provided me with the necessary guidance. They assessed the value of my vehicle accurately and offered a loan amount that exceeded my expectations.
Mark S.
Mark S.
When I needed funds for my motorcycle, this loan company offered motorcycle title loans. Their expertise in motorcycle lending made the process quick and efficient.
Patrica S.
Patrica S.
I was in a tough spot and needed cash fast. Luckily, I found this company that offers cash for title loans on financed cars. They were able to help me get the money I needed quickly and easily, without any hassle or stress. Thank you for... your great service!read more
Pam C.
Pam C.
I have used this company in the past and they were able to provide me with the funds I needed in a timely manner. The title loan process with lien was easy and they were very professional.
Juana B.
Juana B.
I needed money fast, and the loan company was there for me. I got my two title loans near me within 24 hours, which helped me.Thank you so much!!!
Ola R.
Ola R.
I contacted this loan company for a loan against my car title. The process was very quick and easy, and I received the cash I needed in no time.
Yvonne C.
Yvonne C.
I was searching for a place to get a title loan in my area and came across this company. I was so happy with the service I received. The application process was easy and they even followed up with me. I am glad that I was able to find a... company that has easy applications and quick processing times.read more
Tammy P.
Tammy P.
I have been using Montana Capital Car Title Loans for a while now and I am extremely happy with the service they provide. They have helped me through some tough financial times and they offer the best rates for second lien title loans... online. I couldn't be more satisfied with the customer service either.read more
Martha J.
Martha J.
I am so grateful to have found the best online title loans service. This loan company has helped me out so much, and I really appreciate their help. They have the lowest rates and they are always there to help me out when I need it. I... would recommend this company to anyone who needs a title loan.read more
Veronica D.
Veronica D.
The exchange for your vehicle's title loan process was seamless, and I appreciate your help. I was approved for a loan promptly thanks to you.
Alysha ..
Alysha ..
You need to give them props for their hard working attitude and comprehension of one's circumstance and necessities. They were only extraordinary all through the entire cycle!
Franchesca I.
Franchesca I.
They provided very helpful answers to all our questions, their customer service was the best, everyone in the office was nice and helpful, and will do anything to help.
Rigoberto Z.
Rigoberto Z.

3 Easy Steps to Get a Car Title Loan in Broken Arrow, OK


Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!


Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $20,000.


Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
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It’s not that hard as you think! Getting started
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A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

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The vehicle’s title

Personal details




Get up to $20,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Car Title Loans in Broken Arrow

You are probably reading this article because you are in a financial bind. There is an easy way to acquire cash AND avoid the embarrassment of borrowing money from family and friends.

Just apply for a car title loan in Broken Arrow, and you can get fast money without having to rely on anyone.

It is easy, fast, and it does not have strict loan requirements like banking institutions. 

How Do Car Title Loans Work?

Car title loans or auto title loans are short-term loans in which a borrower pledge their vehicle title as collateral to secure the loan.

It simply means that the lender temporarily holds the title of your car during the term of the loan as security until you pay off your debt.

The advantages of a car title loan are the following:

  • The application process is fast, and it can be approved in 15 minutes or less.
  • You can still drive your car around even if your car title with the lender.
  • You don’t need to have a bank account to apply.
  • You can still apply even if you have a low credit score.

We don’t judge your credit score! As long as you have a car under your name and the required documents, your car title loan application will be readily granted!

However, these are some of the disadvantages that you should be aware of:

  • High-interest rates and short-term payment periods
  • Lenders repossessing your vehicle if you have defaulted payments

Aside from air, nothing in this world is free! Since auto title loans have a lenient loan application, it is only natural that the higher the risk, the higher the interest rates.

Credit scores do not usually matter in motorcycle title loans because the high interest rates cover the risks.

This ensures that lenders are protected when the borrower defaulted in payments aside from your protection.

What Do I Need to Apply for a Car Title Loan in Broken Arrow?

Car title loans application usually has the same requirements. In Broken Arrow, Oklahoma, you need to have the following documents:

  • A car title to ensure that you have absolute ownership over the vehicle
  • Proof of steady income
  • Valid government-issued ID
  • Valid driver’s license
  • Oklahoma residence
  • You must be at least 18 years old

To qualify for the title loan process, you must be of legal age or at least 18 years old. You can’t apply for a loan if you are a minor!

In addition, you need to show proof of income. But it does not mean that you need to be employed.

As long as you can show proof of income from any source (i.e., alimony, disability benefits, child support), you can apply for auto title loans.

See how easy it is? You don’t need to exert much effort to obtain these requirements! You probably have them with you currently.

Now That I Have All These Requirements, How Do I Apply?

Is Patience not your strongest virtue? No need to wait! An auto title loan application is as easy as ordering your favorite fast food. The loan process in Broken Arrow can be done in 15 minutes!

One way of applying is online. You need to state how much you need and show the specifications of your car.

Usually, a credit check is not needed, but it’s best to prepare if your lender performs one.

If you prefer to talk physically with an agent, you can visit personally any title loans lending company. 

As long as you have all of the requirements, your loan is guaranteed approval.

If you have any questions, call our customer service, and we will help you with your application.

Do I Need to Present My Vehicle for Inspection?

The answer is a resounding yes! Auto title loans require physical vehicle inspection to determine your car vehicle and the amount you can borrow.

However, your auto title loan can be approved in online applications without a physical inspection if you present the necessary documentation and car specifications.

Bad Credit? No Problem

By nature, car title loans appeal to people with a bad credit score.

However, this means that the lender is assuming a higher risk in taking the loan. That’s why car title loans have high interest!

Is There a Limit in the Amount That I Can Borrow in Broken Arrow?

Like in any other State, loan amounts can vary depending on your car value or the statute.

Likewise, there is a limit in the car title loan amount that you can borrow in Broken Arrow, Oklahoma.

The Oklahoma Statutes on auto title loans states that the maximum loan amount for car loans is $500 in Broken Arrow, regardless of your car’s model, mileage, and make.

But the same law also states that the LOWEST or MINIMUM amount of money you can borrow in Broken Arrow is $100 (regardless of how old your car is!).

Moreover, under Oklahoma title loan laws, lenders are allowed to charge 360.00% APR.

The State of Oklahoma imposed these limitations to protect borrowers from predatory lending.

My Auto Title Loan Is Approved. What Should I Do Next?

After loan approval, you will get your money right away. Don’t just celebrate! Remember, you still have to comply with the following obligations:

  • Make sure that your vehicle title is lien-free during the term of the loan
  • Pay back the money within the contract term
  • Protect your title loan contract

Although you are still free to take your vehicle for a spin, you cannot apply for another title loan to pay off your current loan.

Your vehicle should remain lien-free, aside from the lien you acquired in borrowing this loan.

Likewise, you should pay your debt within the period stipulated in the contract. Auto title loans have a fixed term to pay your debts.

If you do not pay on time, you risk your vehicle getting repossessed!

How Long Do I Have to Pay Title Loans in Broken Arrow?

Like its loan amounts, loan terms of title loans in Broken Arrow are also fixed by statutes. You must pay the loan within 12 to 45 days. No more and no less.

No need to rush! Since the duration has a minimum and maximum period, you cannot pay before 12 days and after 45 days.

This is imposed for the benefit of both the borrower and the lender.

The lender cannot make the borrower pay earlier than 12 days, and at the same time, the borrower cannot also pay beyond 45 days.

What Happens if I Cannot Pay on Time?

Defaulting payments or failing to pay the lender on time will entitle the lender to repossess your vehicle.

If that happens, the lender can sell your car in an auction and apply the sale proceeds to your loan.

Aside from defaulting in payments, the lender can repossess your car if you violate the terms and conditions of your contract.

What Will Happen if My Car Title Loan Contract Was Loss or Destroyed?

If your car title loan contract was lost, destroyed, or stolen, you should immediately inform the lender in writing. After this notice, the lender will admit the original document invalid.

After your written statement of the loss, destruction, or theft of the agreement, the lender will sign it, and you may be charged an additional fee of about $5.

Should I Trust Title Loans in Broken Arrow?

It is only reasonable to feel doubtful in matters involving money. To check off one of your worries, we will introduce you to lenders’ regulations of title loans.

Check if your lender is licensed. The Oklahoma Statute on Title Loans states that lenders must be a license to have a legal personality in extending title loans.  

Likewise, they should pay a license fee annually.

Your rights will be protected, and quality service will be guaranteed if you contract with a licensed lender!

If there are future violations, you can file a complaint against the licensed lender. So don’t have trust issues because you don’t need to be one of the financial experts to know that you are protected.

Should I Get a Payday Loans Instead of Car Title Loans?

It depends on what you need. Both of these loans have pros and cons.

Like car title loans, payday loans are a type of short-term credit that extends a high interest depending on your income.

A payday loan is an unsecured type of loan which means that there is no collateral needed. Like car title loans, you can acquire payday loans instantly. The lender will give the cash on the same day.

However, unlike an auto car loan, a payday loan charges a much higher interest. Since it does not usually require collateral, it assumes a higher risk, which means the rates are also HIGHER.

You can write a check dated on a later day.


  • Collateral is generally not needed
  • You can get your money on the same day
  • Fewer formalities compared to a loan obtained on a bank


  • You might need to disclose your employment status
  • You lose more cash on interest compared to auto title loans

This type of loan might use your wage as collateral. Meaning, every time you get your salary, money may be deducted to pay off your loan. To do this, you need to disclose where you work.

Lastly, this type of loan is dangerous since its interest rate can go as high as 780% in APR. That’s a lot of money spent on interest!


And there you have it! Now you have the money to save you from emergencies and financial difficulties.

Applying for title loans is smooth, straightforward, and stress-free. As long as you have a clear car title under your name, you can apply for a loan and get the cash you need.

Yes, there are downsides to this type of transaction. But what doesn’t? As long as you pay on time, you will have no problems.

You don’t need to worry! Broken Arrow protects its borrowers from lenders who abuse their rights.

The State imposes ceilings on loan amounts as a precaution for predatory lending.

Quick, safe, and easy!

If you are in a financial bind, consider applying for title loans!

Related Locations

Broken Arrow

1960 W Albany St, Broken Arrow, Oklahoma 74012
View Location

Tulsa, OK

9920 E 55th Pl STE B, Tulsa, OK 74146
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3164 S Mingo Rd, Tulsa, Oklahoma 74146
View Location

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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