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Title loans in Bowling Green

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Bowling Green

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

Woody’s Garage & Auto Sales

1902 Russellville Rd

Bowling Green

42101 Kentucky

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

If you feel like you’re in the middle of a rough financial situation, things might feel OVERWHELMING.

Keeping up with monthly bills, maintenance dues can cause a real headache, and sometimes getting a loan from the bank isn’t the best option.

BUT, what if we told you there’s another way? 

Through CAR TITLE LOANS available in Bowling Green, KY, you can get the financial assistance you need through its straightforward process!

Let’s get started with our discussion about title loans in Bowling Green, KY!

So What Is a Car Title Loan?

So now, you’re curious as to what a car title loan is, huh? We’ve got your back!

Basically, car title loans are where you basically turn in your vehicle title to lenders as collateral in exchange for funds!

It’s basically that simple. You’re just TEMPORARILY surrendering your car title while still being able to drive your own vehicle. Talk about a helpful deal!

But of course, you need to make sure you pay back the loan amount BY THE DEADLINE, so you won’t run into any more unwanted headaches!

How Are Title Loans Different From Bank Loans?

Good question, and it’s also quite a simple answer to this, too.

Unlike a bank, car title loans are processed faster and require fewer documents and application time. It’s a kind of a short-term loan, like a payday loan.

They’re also much more RELAXED in approving your auto title loan, too!

Typically, your loan applications will take around a day for approval, and then you get the money you need from the lenders.

In most cases, as long as you have proof that you can pay for the loan and your chosen vehicle has excellent equity value, you can get the money you need.

Should I Get a Car Title Loan in Bowling Green, KY?

Now, you must be SERIOUSLY considering getting one of these loans in Bowling Green, KY. Upfront, we’re here to tell you that the money for this kind of loan is FAST and EASY to get!

So let’s say you run into an urgent situation, like broken essential home appliances that need repair.

Or maybe a sudden emergency and you need money for hospital bills for the important people in your life.

If you DON’T have the money to spare for these sudden expenses, some lenders are more than willing to help you out here in Bowling Green, KY!

You need to TEMPORARILY surrender your car title up as collateral in exchange for cash.

Don’t worry though, you’re still the owner of the actual vehicle model, so you can drive it around the town of Bowling Green, KY!

What Should I Do to Get a Car Title Loan in Bowling Green, KY?

So now you’re probably convinced to get a car title loan, and now you’re wondering how to get one of these EASY and ACCESSIBLE loans as a resident of Bowling Green, KY.

THE GOOD NEWS IS, there are a few basic steps to follow for this.

Find a Lender That Suits You and Your Needs

Of course, the first step is to look for a lender that can lend you cash for your title loan.

Take it from us, the BEST THING to consider is to look for a title loan business that has clear and easy-to-understand loan terms.

Here’s what your lender will do during the pre-approval process of the loan application:

  • Give you the terms and conditions that you need
  • Go over the payment options and interest rates
  • Explain all other necessary information for the loan process

Fill Up the Application Form

It’s also necessary that you fill up your application form. It’s where the lenders can verify their borrowers and their essential personal information!

TAKE IT FROM US: Always input the right personal information, and answer the questions as honestly as possible. 

This will give you BETTER chances of getting your application for the auto title loans approved! This can help you avoid any unnecessary setbacks along the way, too.

Typically, they ask for the following information in the application:

  • Complete name of the borrowers
  • Full address
  • Contact details
  • Occupation
  • Payslip and other financial related documents
  • Car information (the car model, make, brand, and year of release)

In case you feel stuck in any of the fields while applying, don’t hesitate to call the lender for assistance, too!

Present the Required Documents

Now comes another important part, and this is where the car title lender will ask for some documents to verify the information you put in the application form for the title loan.

This step involves paperwork, so be as ORGANIZED as you can!

The required files and documents for the car title loan in Bowling Green may vary on a case-to-case basisdepending on the lender and the business.

Typically they look for the following documents in Bowling Green, so best keep these ready!

  • A government ID, like your Social Security ID
  • Your vehicle or car title
  • Proof of income (this can be your payslip from work)
  • Insurance document
  • Vehicle Identification Number (VIN)
  • Pictures of the vehicle (make sure to take a picture of all four sides, plus the odometer, too!)

The lender can assess the loan amount, the interest rates to be set, and the payment deadline through these documents.

Once these are set and good to go, you can negotiate on the terms of your loan!

Get the Money You Need!

Now that your loan terms are settled, and you’ve made sure to read them thoroughly, here comes our FAVORITE PART about getting the vehicle title loans: You get the cast you need!

Getting the money from the loans can also be quick, but that depends on the lender. 

Sometimes, you can get it in 1-3 days, but there are cases where you can get everything processed and approved within 24 HOURS!

It’s FAST and EASY, right when you need it with title loans in Bowling Green.

So going back, the thing to keep in mind regarding the amount of cash you get is your vehicle’s equity value! Typically, you can get as much as 50% of your car’s equity value for the loan.

We promise! It’s fast, quick, and EASY with auto title loans in Bowling Green!

Frequently Asked Questions

Do I Need Proof of Income for a Car Title Loan?

So now you must be wondering if you need to show your payslips to get approved for an auto title loan. Well, the short answer is, it’s IDEAL, especially if you want your loan approved faster.

It’s easier to get approved if you can prove to the lender that you can pay back the money you borrowed from them because this is how you can tell lenders that you have a steady source of income.

Having these documents around with you can help, so best keep these in mind when you apply for an auto title loan.

  • Credit History
  • Utility and Rent Payments
  • Bank Statements
  • Pay Slips

Having these on the ready won’t only save you time from scrambling for paperwork during your applications, but it assures the lender you can be TRUSTWORTHY in paying back your debt!

Is It Possible to Get Denied?

Like all loans, of course, you could get denied from your application for a car title loan in Bowling Green.

BUT, if you have all your requirements ready, have a good credit score, and pass the credit checks, you have BETTER CHANCES of getting your loan approved.

Expect some cash to come directly to your bank account!

Can I Still Apply for Title Loans if I Have Bad Credit?

Of course, this is a question that many of you may ask, and we’re here to tell you that it’s possible, in some cases depending on the lender!

While some lenders perform a credit check, others usually just let borrowers get the money they need, especially if they have proof that they can pay the money back.

If you’re looking for reasons why it’s possible to get approved, even with a bad credit score, remember…

Bad credit history doesn’t necessarily determine if you qualify for a loan or not. Your vehicle equity and your ability to pay the loan can be enough proof, regardless of a credit check from lenders!

As long as you have the following documents, you might be guaranteed qualification for an auto title loan in Bowling Green:

  • car title in your name as COLLATERAL
  • Relevant documents and information to prove you have a source of income
  • qualified vehicle that meets the requirements of the lenders for auto title loans

Auto title loans really are accessible, so make sure to ask the lenders near you in Bowling Green, KY!

DISCLAIMER: Some lenders will STILL conduct a credit check and NOT grant you loan approval, so search for those who don’t go over your credit score if you have bad credit. 

Title Loans vs. Payday Loans: What’s the Difference?

Now, people may be wondering: What’s the difference between payday loans and title loans?

Well, it’s quite simple, and we can give you a quick crash course on these two loans to help you understand better!

The Payday Loan

Essentially, payday loans are SHORT-TERM methods of lending that are based on how much you earn in exchange for cash. 

These cash advance or check advance loans help borrowers secure their much-needed cash until they get their next paycheck.

Once they get their loan approved, they immediately get the money they need in their bank account and MUST pay back the loan amount typically within 14 days (or the next paycheck).

The Vehicle Title Loan

However, a title loan for a vehicle is a kind of loan where lenders get the car’s title as collateral in exchange for cash, and the borrower must be able to pay the debt plus interest rate back ON TIME!

What if the borrower fails to turn in the cash they borrowed from the loans? The lender now has the right to repossess the car.

So Which Loan Ideal for Me?

Basically, if you have a car that you’re willing to temporarily set-up your car as collateral for much-needed cash in Bowling Green, then AUTO TITLE LOANS are RIGHT FOR YOU!

This kind of title loan offers flexible payment options for you to pay your debt back, unlike payday loans.

The best part? You can keep driving your car around Bowling Green! Talk about an easy and convenient loan for you!

Can I Loan Other Kinds of Vehicles?

So, maybe you’re considering this kind of loan, but you don’t have a car to surrender as collateral, huh?

Well, here’s some GOOD NEWS! You can turn over OTHER VEHICLES like trucks, motorbikes, and other kinds of transport for title loans.

Some companies even offer specific motorcycle title loans, too!

Title loans for vehicles are ACCESSIBLE and can be found in multiple places in Bowling Green. Just talk to the right lender for the right kind of loan that is suited for you!

Conclusion

We hope we helped you out in knowing more about a title loan in Bowling Green, KY!

Having this information in mind can be very HELPFUL, too, especially if you need a quick loan in sudden cases of need.

So if you think you need financial assistance, consider getting a car title loan today!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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