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Title loans in Bowling Green

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Woody’s Garage & Auto Sales

1902 Russellville Rd

Bowling Green

42101 Kentucky

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GPS Installation Centers

All our loans are processed online. This location provides only GPS services, it does not issue loans

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Montana Capital Car Title Loans is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

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Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

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Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

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Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

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No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

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Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

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Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

If you feel like you’re in the middle of a rough financial situation, things might feel OVERWHELMING.

Keeping up with monthly bills, maintenance dues can cause a real headache, and sometimes getting a loan from the bank isn’t the best option.

BUT, what if we told you there’s another way? 

Through CAR TITLE LOANS available in Bowling Green, KY, you can get the financial assistance you need through its straightforward process!

Let’s get started with our discussion about title loans in Bowling Green, KY!

So What Is a Car Title Loan?

So now, you’re curious as to what a car title loan is, huh? We’ve got your back!

Basically, car title loans are where you basically turn in your vehicle title to lenders as collateral in exchange for funds!

It’s basically that simple. You’re just TEMPORARILY surrendering your car title while still being able to drive your own vehicle. Talk about a helpful deal!

But of course, you need to make sure you pay back the loan amount BY THE DEADLINE, so you won’t run into any more unwanted headaches!

How Are Title Loans Different From Bank Loans?

Good question, and it’s also quite a simple answer to this, too.

Unlike a bank, car title loans are processed faster and require fewer documents and application time. It’s a kind of a short-term loan, like a payday loan.

They’re also much more RELAXED in approving your auto title loan, too!

Typically, your loan applications will take around a day for approval, and then you get the money you need from the lenders.

In most cases, as long as you have proof that you can pay for the loan and your chosen vehicle has excellent equity value, you can get the money you need.

Should I Get a Car Title Loan in Bowling Green, KY?

Now, you must be SERIOUSLY considering getting one of these loans in Bowling Green, KY. Upfront, we’re here to tell you that the money for this kind of loan is FAST and EASY to get!

So let’s say you run into an urgent situation, like broken essential home appliances that need repair.

Or maybe a sudden emergency and you need money for hospital bills for the important people in your life.

If you DON’T have the money to spare for these sudden expenses, some lenders are more than willing to help you out here in Bowling Green, KY!

You need to TEMPORARILY surrender your car title up as collateral in exchange for cash.

Don’t worry though, you’re still the owner of the actual vehicle model, so you can drive it around the town of Bowling Green, KY!

What Should I Do to Get a Car Title Loan in Bowling Green, KY?

So now you’re probably convinced to get a car title loan, and now you’re wondering how to get one of these EASY and ACCESSIBLE loans as a resident of Bowling Green, KY.

THE GOOD NEWS IS, there are a few basic steps to follow for this.

Find a Lender That Suits You and Your Needs

Of course, the first step is to look for a lender that can lend you cash for your title loan.

Take it from us, the BEST THING to consider is to look for a title loan business that has clear and easy-to-understand loan terms.

Here’s what your lender will do during the pre-approval process of the loan application:

  • Give you the terms and conditions that you need
  • Go over the payment options and interest rates
  • Explain all other necessary information for the loan process

Fill Up the Application Form

It’s also necessary that you fill up your application form. It’s where the lenders can verify their borrowers and their essential personal information!

TAKE IT FROM US: Always input the right personal information, and answer the questions as honestly as possible. 

This will give you BETTER chances of getting your application for the auto title loans approved! This can help you avoid any unnecessary setbacks along the way, too.

Typically, they ask for the following information in the application:

  • Complete name of the borrowers
  • Full address
  • Contact details
  • Occupation
  • Payslip and other financial related documents
  • Car information (the car model, make, brand, and year of release)

In case you feel stuck in any of the fields while applying, don’t hesitate to call the lender for assistance, too!

Present the Required Documents

Now comes another important part, and this is where the car title lender will ask for some documents to verify the information you put in the application form for the title loan.

This step involves paperwork, so be as ORGANIZED as you can!

The required files and documents for the car title loan in Bowling Green may vary on a case-to-case basisdepending on the lender and the business.

Typically they look for the following documents in Bowling Green, so best keep these ready!

  • A government ID, like your Social Security ID
  • Your vehicle or car title
  • Proof of income (this can be your payslip from work)
  • Insurance document
  • Vehicle Identification Number (VIN)
  • Pictures of the vehicle (make sure to take a picture of all four sides, plus the odometer, too!)

The lender can assess the loan amount, the interest rates to be set, and the payment deadline through these documents.

Once these are set and good to go, you can negotiate on the terms of your loan!

Get the Money You Need!

Now that your loan terms are settled, and you’ve made sure to read them thoroughly, here comes our FAVORITE PART about getting the vehicle title loans: You get the cast you need!

Getting the money from the loans can also be quick, but that depends on the lender. 

Sometimes, you can get it in 1-3 days, but there are cases where you can get everything processed and approved within 24 HOURS!

It’s FAST and EASY, right when you need it with title loans in Bowling Green.

So going back, the thing to keep in mind regarding the amount of cash you get is your vehicle’s equity value! Typically, you can get as much as 50% of your car’s equity value for the loan.

We promise! It’s fast, quick, and EASY with auto title loans in Bowling Green!

Frequently Asked Questions

Do I Need Proof of Income for a Car Title Loan?

So now you must be wondering if you need to show your payslips to get approved for an auto title loan. Well, the short answer is, it’s IDEAL, especially if you want your loan approved faster.

It’s easier to get approved if you can prove to the lender that you can pay back the money you borrowed from them because this is how you can tell lenders that you have a steady source of income.

Having these documents around with you can help, so best keep these in mind when you apply for an auto title loan.

  • Credit History
  • Utility and Rent Payments
  • Bank Statements
  • Pay Slips

Having these on the ready won’t only save you time from scrambling for paperwork during your applications, but it assures the lender you can be TRUSTWORTHY in paying back your debt!

Is It Possible to Get Denied?

Like all loans, of course, you could get denied from your application for a car title loan in Bowling Green.

BUT, if you have all your requirements ready, have a good credit score, and pass the credit checks, you have BETTER CHANCES of getting your loan approved.

Expect some cash to come directly to your bank account!

Can I Still Apply for Title Loans if I Have Bad Credit?

Of course, this is a question that many of you may ask, and we’re here to tell you that it’s possible, in some cases depending on the lender!

While some lenders perform a credit check, others usually just let borrowers get the money they need, especially if they have proof that they can pay the money back.

If you’re looking for reasons why it’s possible to get approved, even with a bad credit score, remember…

Bad credit history doesn’t necessarily determine if you qualify for a loan or not. Your vehicle equity and your ability to pay the loan can be enough proof, regardless of a credit check from lenders!

As long as you have the following documents, you might be guaranteed qualification for an auto title loan in Bowling Green:

  • car title in your name as COLLATERAL
  • Relevant documents and information to prove you have a source of income
  • qualified vehicle that meets the requirements of the lenders for auto title loans

Auto title loans really are accessible, so make sure to ask the lenders near you in Bowling Green, KY!

DISCLAIMER: Some lenders will STILL conduct a credit check and NOT grant you loan approval, so search for those who don’t go over your credit score if you have bad credit. 

Title Loans vs. Payday Loans: What’s the Difference?

Now, people may be wondering: What’s the difference between payday loans and title loans?

Well, it’s quite simple, and we can give you a quick crash course on these two loans to help you understand better!

The Payday Loan

Essentially, payday loans are SHORT-TERM methods of lending that are based on how much you earn in exchange for cash. 

These cash advance or check advance loans help borrowers secure their much-needed cash until they get their next paycheck.

Once they get their loan approved, they immediately get the money they need in their bank account and MUST pay back the loan amount typically within 14 days (or the next paycheck).

The Vehicle Title Loan

However, a title loan for a vehicle is a kind of loan where lenders get the car’s title as collateral in exchange for cash, and the borrower must be able to pay the debt plus interest rate back ON TIME!

What if the borrower fails to turn in the cash they borrowed from the loans? The lender now has the right to repossess the car.

So Which Loan Ideal for Me?

Basically, if you have a car that you’re willing to temporarily set-up your car as collateral for much-needed cash in Bowling Green, then AUTO TITLE LOANS are RIGHT FOR YOU!

This kind of title loan offers flexible payment options for you to pay your debt back, unlike payday loans.

The best part? You can keep driving your car around Bowling Green! Talk about an easy and convenient loan for you!

Can I Loan Other Kinds of Vehicles?

So, maybe you’re considering this kind of loan, but you don’t have a car to surrender as collateral, huh?

Well, here’s some GOOD NEWS! You can turn over OTHER VEHICLES like trucks, motorbikes, and other kinds of transport for title loans.

Some companies even offer specific motorcycle title loans, too!

Title loans for vehicles are ACCESSIBLE and can be found in multiple places in Bowling Green. Just talk to the right lender for the right kind of loan that is suited for you!


We hope we helped you out in knowing more about a title loan in Bowling Green, KY!

Having this information in mind can be very HELPFUL, too, especially if you need a quick loan in sudden cases of need.

So if you think you need financial assistance, consider getting a car title loan today!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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