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Title loans in Bloomington

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Mon - Fri:

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10am - 4pm

All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Bloomington

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating


812 Auto and Performance

1710 S Walnut St


47401 Indiana

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Application for Car Title Loans in Bloomington, Indiana

Need cash FAST?  Having an automobile can come in HANDY when you are pressed for time.

Enter title loans!

Title loans in Bloomington are a godsend in case of an emergency. Auto title loans in the state of Bloomington IN will help you WITHOUT the hassles of a traditional bank loan. 

Before you apply, we’ll guide you through the following:

  • What are title loans?
  • How to Apply for one
  • All the requirements you need for a successful application

What Is A Car Title Loan?

These are short-term title loans where the borrower uses his/her auto as collateral – designed for people who need fast cash to manage debt, pay bills, or cope with an emergency.

Once you get approved, you can still DRIVE your auto home.  However, make sure your lender offers this service. After you’ve paid off your loan, you get your title back!

If you fail to repay the loan, your lender takes your auto and sells it to recover their principal.


Fast and Efficient

You can apply for vehicle title loans online from the COMFORT of your own home!

A title loan can be processed from one to three business days!

But let’s set your expectations here. 

If you have a bad credit score, your chances of getting approved are slim.  That’s an honest way of putting it. 

If you go to a bank, the process is long and tedious.  Plus there’s no guarantee you’d get approved.

Apply With Poor Credit

Even if you have a low credit score, it’s still possible for your application to be approved.  And you can drive your auto home!

The loans’ main requirement is your automobile photos and the title. 

Unlike when you pawn your automobile, you don’t get to keep it while you’re still paying for the loan.


Different Interest Rates

These title loans usually have STEEP interest rates.  That’s the trade-off when you need cash fast and consider a title loan. 

When you have poor credit scores, expect much higher interest rates.

Of course, the lender will perform a credit check to make sure you can pay for the loan. If you have a poor credit score, you can still apply for a loan but you might have higher interest rates.

Compare lending institutions in the state of Bloomington IN for competitive rates on loans!

Your Vehicle Might Not Qualify

Although title loans in Bloomington IN undergo fast approval, there are requirements you shouldn’t ignore.

It’s important to meet the specified loan requirements. For example, if your make is before the year 2000 or has too high of a mileage.

Tip: CHECK which lending company will accept your vehicle’s make and model beforehand.

Risk of Repossession

Title loans are great for those who need QUICK cash and have the ability to pay for the amount.

If you FAIL to pay the amount of your title loans, you could LOSE your vehicle.  Since the lender already has your car title loan, they can repossess the car.

So if you need your car on a DAILY basis, you should also think twice about getting a car loan.

Auto Title Loan in Bloomington: How to Apply

Applying for title loans in Bloomington IN is SIMPLE. We’ll guide you and share the IMPORTANT things about getting loans:

Choose Your Lender

Take time to RESEARCH and look at lending services in the state of Bloomington IN.  Look at online reviews about loans in Alabama. 

Are their services registered to operate legally in the state of Bloomington IN?

Like we mentioned, some lenders in Alabama look at your car year and make as well as mileage.  

Check if you qualify for Bloomington IN loans, otherwise, you’ll run into tough problems later on.

Your lender should explain everything to you.  From the loans’ payment terms to penalties, and interest rates. 

They should provide the best services that shouldn’t cause you to accumulate more debt.

Apply Online 

Go to your Bloomington IN lender’s website and find the online form.  Fill out the form and submit your application to get pre-approved.

Answer the form as honestly as possible to AVOID any setbacks in the future. 

Ask your loan officer for help if you have questions.

They will ask for important loans information.  This includes your name, address in Alabama, and auto info (year of release, brand, and model).


The lender will ask for information about your automobile.  It determines the equity value of your vehicle and the loan amount.

They will ask you to provide the following automobile data:

  • Year
  • Model
  • Make
  • Mileage

After providing this information, give them time to verify.  They will let you know right away if you’re qualified for a title loan in Bloomington, Indiana. 


Your lenders will ask you to SUBMIT certain documents for a title loan. 

If you FAIL to submit all these requirements, you WON’T be granted a car title loan in Bloomington IN.  

Here’s what you need to PROVIDE for getting loans:

Car Title

The title is a document that proves your ownership of the vehicle in Bloomington. 

The car title is different from car registration.  The car registration allows you to drive the car on public roads and highways. 

Registration is renewable every year, while the car title does not need renewal.

Furthermore, make sure your title is FREE from any liens.  This is the BASIC requirement in getting loans.

Access to the Automobile

IDEALLY, you’ll need to bring your auto to the lender.  However, some online title loans in Bloomington don’t require vehicle inspections. 

Instead of an in-person inspection, they will appraise your automobile based on the pictures you send.  

This is called a virtual appraisal.  Of course, you need access in order to provide accurate and current pictures showing all 4 sides.

They will also ask you for a valid reason why you can’t bring your automobile in for inspection.  

Here are valid reasons:

  • No nearby lender – the title loan lender you found online is nowhere near your residence
  • Vehicle in storage – this is the case with classic or collector cars
  • No access on the day of the title loan – someone else is using it

Questionable reasons include:

  • Maskable body damage – trying to hide a flaw in the vehicle by editing the photo
  • Mechanical problems – these are problems that don’t show in pictures
  • No access to the vehicle at all – you have pictures but not its current condition

Government Issued ID

This is a no-brainer.  A VALID government-issued identification card is ALWAYS required to verify your identity. 

Your driver’s license or passport is sufficient valid identification. It shows your citizenship and PROVES you are who you are.

Proof of Income

They want to know if you are CAPABLE of paying off your title loan.  You don’t need to have a full-time job.  Even retirees are allowed to apply for title loans.

But if you don’t have a steady amount of income, that’s a problem.  You need to show you are trustworthy in other ways. 

Here are the best ways to do that:

  • Credit History – this shows if you have successfully made payments on time. Title loans are based on credit ratings, so a better rating will obviously give you better rates than a lower rating.  Good credit history earns the trust of your lenders.  It shows you are capable of paying off your loan.
  • Pay Stubs – showing your pay stubs proves you are getting paid and making enough cash. 
  • Rent Payments and Utilities – providing this will show your long history of monthly payments made in full and on time.  It’s a great way to show your lenders the cash you borrowed will also be paid back in full and on time. 

A Bank Account

This verifies the status of your account, your balance, and your financial activity.  You have to show your bank account has:

  • A steady flow of cash
  • A healthy balance
  • A few expenses


With the proper insurance, lenders become a beneficiary on the insurance policy. 

In case your automobile gets wrecked, the lender will receive the insurance payout.  They need to ensure they get their value back since you still owe them money.

Proof of Residency

You have to PROVE you live in Bloomington where you are applying for a car title loan. 

A phone bill, electric or water bill with your address on it will suffice.  As long as it shows where you live so they know where to find you.

Review the Proposal

The most important STEP before you sign anything is to REVIEW your proposal and READ the fine print.

Get a pen and paper and take note of the payment term, interest rate, penalties, and other fees. 

It’s easy to forget all this information so make sure you have it noted down.  

If you have a copy on your phone or a notebook, it’s EASIER to keep track of payment dates.  Missing payments are costly and you want to AVOID this.

Check if the loan amount is correct.  Clarify anything you don’t understand and negotiate if you still can.

Your loan agent will be able to help you with any concerns during business hours.

Receive Cash

Congratulations! You have accomplished all the steps to your loan application!  

There is a waiting period of about one to three days before you get your cash.  There are some lenders that approve title loans in less than 24 hours.

It depends on how fast your Bloomington checks your automobile equity, credit history, and your ability to repay the loan amount. 


Before you consider getting car title loans, ask yourself:

“Am I able to pay back the title loan before the repayment period expires?”

“Is there a less-expensive auto title loan option in Bloomington?”

Borrow only what you can pay back. 

If you don’t have a realistic plan of paying off the loan, it’s better to SELL your automobile to finance your situation.

In the meantime, you have the option to focus on establishing a budget and building your credit.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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