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Home > Indiana > Bloomington

Title Loans in Bloomington , Indiana

How much cash can i get

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Location Information:

MC representative


1710 S Walnut St
Indiana   47401

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000


Montana Capital Car Title Loans Reviews

I was pleasantly surprised by the speed and efficiency of the fast cash title loans I received. The process was smooth, and I got the funds I needed in no time, making it the perfect solution for my urgent financial needs. Highly recommend... for anyone looking for quick and reliable financial assistance!read more
Elie C.
Elie C.
In an emergency, auto title loans offered up new financial opportunities for me. The ease of application and repayment flexibility revealed the true value of using my car as collateral. This lending option is groundbreaking.
Loretta P.
Loretta P.
In an emergency, auto title loans opened doors to possibilities for me financially. The ease of application and repayment flexibility demonstrated the real benefit of utilizing my car as security. This loan choice is revolutionary.
Angela L. D.
Angela L. D.
In an emergency, auto title loans opened doors to possibilities for me financially. The ease of application and repayment flexibility demonstrated the real benefit of utilizing my car as security. This loan choice is revolutionary.
Angela L. D.
Angela L. D.
I was in a tight spot and needed quick financial help, so I searched for title loan places near me & found the perfect solution with this lender. Their convenient location, friendly staff, and speedy approval process made the experience... surprisingly positive, and I'm grateful for the assistance during a challenging time.read more
David Sanchez M.
David Sanchez M.
Auto title loans provided the key to unlocking financial possibilities when I needed urgent funds. The flexibility in repayment and the seamless application process showcased the true value of using my vehicle as collateral. This lending... option is a game-changer.read more
Leroy C.
Leroy C.
When I urgently needed financial assistance, I found Montana Capital Car Title Loans among the best title loan places near me. Their convenient location, coupled with friendly and efficient service, made the process of obtaining a title... loan stress-free and accessible.read more
Pearline S.
Pearline S.
I've navigated through numerous loan options in the past, but none come close to the exceptional service provided by Montana Capital Car Loans. Undoubtedly, they present the best solution for those seeking car title loans. Opting for their... services is a smart choice, thanks to their outstanding customer service, flexible payment plans, and impressively low interest rates! I'm genuinely thankful for the car title loan I obtained through Montana Capital Car Loans.read more
Cecil H.
Cecil H.
I've explored several loan providers previously, but this particular establishment truly stands out with its superior offerings. Opting for their title loan with a lien option in Bloomington turned out to be a game-changer, enabling me to... secure the necessary funds without parting with my belongings. The entire process unfolded remarkably smoothly and efficiently, and the icing on the cake was their exceptional customer service. Much gratitude to Montana Capital Car Title Loans for making it all happen!read more
Kathleen T. R.
Kathleen T. R.
I've explored various loan options previously, but none match their exceptional service. Without a doubt, they offer the finest solution for car title loans. Opting for their vehicle title loan services is a wise decision due to their... excellent customer service, adaptable payment plans, and remarkably low interest rates! I'm truly grateful for the car title loan I secured through Montana Capital Car Loans.read more
Jacob C.
Jacob C.
When looking for a therapist, Emma is who I would suggest. She's really flexible and easy to work with. Outstanding assistance for customers. We're interested in applying again for pawn my car and still driving it.
Eugene S.
Eugene S.
I've explored various loan firms in the past, but this place stands out with its better deals. Opting for their title loan with a lien option in Bloomington was a game-changer, allowing me to secure the funds I needed without parting with... my possessions. The entire process was remarkably smooth and efficient, and the cherry on top was their top-notch customer service. Thanks a lot Montana Capital Car Title Loans!!!read more
Leonard E. O.
Leonard E. O.
Securing a 2nd lien title loan in Bloomington was a bit complex, but this company made it manageable, showcasing their expertise in 2nd lien title loans. Thank you Montana Capital Car Title Loans!
Betty D. H.
Betty D. H.
Dealing with a less-than-ideal credit score can be quite disheartening, but these professionals offered car title loans without dwelling on credit history. They truly understood my financial need and assisted me in overcoming a challenging... situation. Thank you Montana Capital Car Title Loans!read more
Muriel J.
Muriel J.
I've looked into a few loan possibilities in the past, but none compare to their superiority. They definitely provide the best option when it comes to auto title loans. Choosing their vehicle title loan services is an excellent choice... because of their great customer service, flexible payment options, and incredibly low-interest rates! Many thanks for the title loan from Montana Capital Car Loans! I heartily endorse it!!!!!!read more
Rachel G.
Rachel G.
I've explored several lending options in the past, but none come close to matching their excellence. When it comes to car title loans, they unquestionably offer the most favorable choice. With remarkably low interest rates, flexible... payment plans, and exceptional customer service, opting for their car title loan services is a decision you simply can't go wrong with! Thank you very much Montana Capital Car Title Loans! I would highly recommended!!!!!!!read more
Raymond F.
Raymond F.
None of the other lenders I've tried have come close to them. They offer the greatest available alternative by far for car title loans. Low interest rates, a variety of payment options, and outstanding customer service. They are a sure... thing!read more
Nathan W.
Nathan W.
Having a less-than-perfect credit score can be disheartening, but these folks provided car title loans without focusing on credit history. They valued my need and helped me bridge a financial gap.
Cora R.
Cora R.
I've tried other loan firms before, but this place offers better deals. Their title loan with a lien option allowed me to get the money I needed without having to give up my possessions. The process was smooth and efficient, and their... customer service was top-notch.read more
Virginia W.
Virginia W.
Securing a 2nd lien title loan in Bloomington was a bit complex, but this company made it manageable. Their expertise in this area was evident.
Pam H.
Pam H.
I've tried other lenders before but none compare to them. Their car title loans are by far the best option out there. Low-interest rates, flexible payments, and amazing customer support. Can't go wrong with them!
Pedro W.
Pedro W.
When looking for "title pawn open near me," I came across Montana Capital Car Title Loans in Bloomington. After learning about their services, I decided to get in touch with them. The process was straightforward, and their personnel was... incredibly welcoming and helpful. Utilizing their services was easy, and I am grateful for their assistance.read more
Toni J.
Toni J.
I found Montana Capital Car Title Loans in Bloomington when searching for "title pawn open near me." I made the decision to contact them after learning about their services. The procedure was simple, and their staff was wonderfully... friendly and supportive. The process of using their services was simple, and I appreciate their help.read more
Mamie S.
Mamie S.
After searching high and low for "best title loans near me," I stumbled upon this gem of a loan firm! 🌟💎 Their team was incredibly helpful and provided the financial assistance I needed with a smile. 🤝💰... Thanks to them, I could handle my unexpected expenses with ease.read more
Donald W.
Donald W.
When it came to my title for a financed car, I found a loan company that understood my situation. They provided me with a loan based on the equity in my financed car, allowing me to access the funds I needed without any complications.
Luz B.
Luz B.
I found cash for titles near me at this loan company, and I couldn't be happier with their service. They provided a fair evaluation of my vehicle and got me the cash I needed without any delays.
Florence C.
Florence C.
I was looking for the best place to get a title loan near me, and this loan company exceeded my expectations. The application process was quick and easy, and the customer service was top-notch. I highly recommend this loan company to... anyone in need of a title loan.read more
Kristina M.
Kristina M.
This loan company was a lifesaver when I needed cash for titles near me. They had competitive rates and were easy to work with.
Robert P.
Robert P.
I contacted this loan company when I needed a title loan. They were very professional and efficient. I got the loan I needed within a few days. They were also able to accommodate my payment schedule. I would definitely recommend this loan... company to anyone who needs a title loan.read more
Inez G.
Inez G.
I had some financial troubles and I needed money quickly. I went to this loan company and they gave me a title loan. I was able to get the money I needed and repay the loan quickly. This company was very professional and helped me through... a tough time.read more
Tammy W.
Tammy W.
For those in need of quick money, title loans from pawn shops are a fantastic choice. The procedure is straightforward, and the loans often last less time than other kinds of loans. Additionally, the interest rates are often cheaper than... those of other loans. To anyone in need of immediate cash, I would without a doubt suggest pawn shop title loans.read more
Carole W.
Carole W.
I found a great lending firm that provided me with paycheck services. This company was able to help me get the money I needed to cover my expenses and get ahead financially. They provided me with a great interest rate and repayment plan... that allowed me to pay off my debt quickly and easily. I would recommend this company to anyone who is in need of financial assistance.read more
Miranda H.
Miranda H.
One of the best place for title loans near me. I really appreciate all your help finding the right loan and completing it with excellent services. Thanks so much!
Christie C.
Christie C.

3 Easy Steps to Get a Car Title Loan in Bloomington

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Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

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The vehicle’s title

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Get up to $50,000

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Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Application for Car Title Loans in Bloomington, Indiana

Need cash FAST?  Having an automobile can come in HANDY when you are pressed for time.

Enter title loans!

Title loans in Bloomington are a godsend in case of an emergency. Auto title loans in the state of Bloomington IN will help you WITHOUT the hassles of a traditional bank loan. 

Before you apply, we’ll guide you through the following:

  • What are title loans?
  • How to Apply for one
  • All the requirements you need for a successful application

What Is A Car Title Loan?

These are short-term title loans where the borrower uses his/her auto as collateral – designed for people who need fast cash to manage debt, pay bills, or cope with an emergency.

Once you get approved, you can still DRIVE your auto home.  However, make sure your lender offers this service. After you’ve paid off your loan, you get your title back!

If you fail to repay the loan, your lender takes your auto and sells it to recover their principal.


Fast and Efficient

You can apply for vehicle title loans online from the COMFORT of your own home!

A title loan can be processed from one to three business days!

But let’s set your expectations here. 

If you have a bad credit score, your chances of getting approved are slim.  That’s an honest way of putting it. 

If you go to a bank, the process is long and tedious.  Plus there’s no guarantee you’d get approved.

Apply With Poor Credit

Even if you have a low credit score, it’s still possible for your application to be approved.  And you can drive your auto home!

The loans’ main requirement is your automobile photos and the title. 

Unlike when you pawn your automobile, you don’t get to keep it while you’re still paying for the loan.


Different Interest Rates

These title loans usually have STEEP interest rates.  That’s the trade-off when you need cash fast and consider a title loan. 

When you have poor credit scores, expect much higher interest rates.

Of course, the lender will perform a credit check to make sure you can pay for the loan. If you have a poor credit score, you can still apply for a loan but you might have higher interest rates.

Compare lending institutions in the state of Bloomington IN for competitive rates on loans!

Your Vehicle Might Not Qualify

Although title loans in Bloomington IN undergo fast approval, there are requirements you shouldn’t ignore.

It’s important to meet the specified loan requirements. For example, if your make is before the year 2000 or has too high of a mileage.

Tip: CHECK which lending company will accept your vehicle’s make and model beforehand.

Risk of Repossession

Title loans are great for those who need QUICK cash and have the ability to pay for the amount.

If you FAIL to pay the amount of your title loans, you could LOSE your vehicle.  Since the lender already has your car title loan, they can repossess the car.

So if you need your car on a DAILY basis, you should also think twice about getting a car loan.

Auto Title Loan in Bloomington: How to Apply

Applying for title loans in Bloomington IN is SIMPLE. We’ll guide you and share the IMPORTANT things about getting loans:

Choose Your Lender

Take time to RESEARCH and look at lending services in the state of Bloomington IN.  Look at online reviews about loans in Alabama. 

Are their services registered to operate legally in the state of Bloomington IN?

Like we mentioned, some lenders in Alabama look at your car year and make as well as mileage.  

Check if you qualify for Bloomington IN loans, otherwise, you’ll run into tough problems later on.

Your lender should explain everything to you.  From the loans’ payment terms to penalties, and interest rates. 

They should provide the best services that shouldn’t cause you to accumulate more debt.

Apply Online 

Go to your Bloomington IN lender’s website and find the online form.  Fill out the form and submit your application to get pre-approved.

Answer the form as honestly as possible to AVOID any setbacks in the future. 

Ask your loan officer for help if you have questions.

They will ask for important loans information.  This includes your name, address in Alabama, and auto info (year of release, brand, and model).


The lender will ask for information about your automobile.  It determines the equity value of your vehicle and the loan amount.

They will ask you to provide the following automobile data:

  • Year
  • Model
  • Make
  • Mileage

After providing this information, give them time to verify.  They will let you know right away if you’re qualified for a title loan in Bloomington, Indiana. 


Your lenders will ask you to SUBMIT certain documents for a title loan. 

If you FAIL to submit all these requirements, you WON’T be granted a car title loan in Bloomington IN.  

Here’s what you need to PROVIDE for getting loans:

Car Title

The title is a document that proves your ownership of the vehicle in Bloomington. 

The car title is different from car registration.  The car registration allows you to drive the car on public roads and highways. 

Registration is renewable every year, while the car title does not need renewal.

Furthermore, make sure your title is FREE from any liens.  This is the BASIC requirement in getting loans.

Access to the Automobile

IDEALLY, you’ll need to bring your auto to the lender.  However, some online title loans in Bloomington don’t require vehicle inspections. 

Instead of an in-person inspection, they will appraise your automobile based on the pictures you send.  

This is called a virtual appraisal.  Of course, you need access in order to provide accurate and current pictures showing all 4 sides.

They will also ask you for a valid reason why you can’t bring your automobile in for inspection.  

Here are valid reasons:

  • No nearby lender – the title loan lender you found online is nowhere near your residence
  • Vehicle in storage – this is the case with classic or collector cars
  • No access on the day of the title loan – someone else is using it

Questionable reasons include:

  • Maskable body damage – trying to hide a flaw in the vehicle by editing the photo
  • Mechanical problems – these are problems that don’t show in pictures
  • No access to the vehicle at all – you have pictures but not its current condition

Government Issued ID

This is a no-brainer.  A VALID government-issued identification card is ALWAYS required to verify your identity. 

Your driver’s license or passport is sufficient valid identification. It shows your citizenship and PROVES you are who you are.

Proof of Income

They want to know if you are CAPABLE of paying off your title loan.  You don’t need to have a full-time job.  Even retirees are allowed to apply for title loans.

But if you don’t have a steady amount of income, that’s a problem.  You need to show you are trustworthy in other ways. 

Here are the best ways to do that:

  • Credit History – this shows if you have successfully made payments on time. Title loans are based on credit ratings, so a better rating will obviously give you better rates than a lower rating.  Good credit history earns the trust of your lenders.  It shows you are capable of paying off your loan.
  • Pay Stubs – showing your pay stubs proves you are getting paid and making enough cash. 
  • Rent Payments and Utilities – providing this will show your long history of monthly payments made in full and on time.  It’s a great way to show your lenders the cash you borrowed will also be paid back in full and on time. 

A Bank Account

This verifies the status of your account, your balance, and your financial activity.  You have to show your bank account has:

  • A steady flow of cash
  • A healthy balance
  • A few expenses


With the proper insurance, lenders become a beneficiary on the insurance policy. 

In case your automobile gets wrecked, the lender will receive the insurance payout.  They need to ensure they get their value back since you still owe them money.

Proof of Residency

You have to PROVE you live in Bloomington where you are applying for a car title loan. 

A phone bill, electric or water bill with your address on it will suffice.  As long as it shows where you live so they know where to find you.

Review the Proposal

The most important STEP before you sign anything is to REVIEW your proposal and READ the fine print.

Get a pen and paper and take note of the payment term, interest rate, penalties, and other fees. 

It’s easy to forget all this information so make sure you have it noted down.  

If you have a copy on your phone or a notebook, it’s EASIER to keep track of payment dates.  Missing payments are costly and you want to AVOID this.

Check if the loan amount is correct.  Clarify anything you don’t understand and negotiate if you still can.

Your loan agent will be able to help you with any concerns during business hours.

Receive Cash

Congratulations! You have accomplished all the steps to your loan application!  

There is a waiting period of about one to three days before you get your cash.  There are some lenders that approve title loans in less than 24 hours.

It depends on how fast your Bloomington checks your automobile equity, credit history, and your ability to repay the loan amount. 


Before you consider getting car title loans, ask yourself:

“Am I able to pay back the title loan before the repayment period expires?”

“Is there a less-expensive auto title loan option in Bloomington?”

Borrow only what you can pay back. 

If you don’t have a realistic plan of paying off the loan, it’s better to SELL your automobile to finance your situation.

In the meantime, you have the option to focus on establishing a budget and building your credit.

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1927 S Curry Pike #3, Bloomington, Indiana 47404
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Greenwood, IN

1717 US-31, Greenwood, IN 46143
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Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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