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Title loans in Augusta, GA

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Open hours

Mon - Fri:

9am - 7pm
10am - 4pm


Georgia Customs

1505 N Leg Rd Suite C


30909 GA

Services available

Service type

GPS Installation Centers

All our loans are processed online. This location provides only GPS services, it does not issue loans

Start your loan process at this GPS Center

How it works


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Montana Capital Car Title Loans is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

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Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

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Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

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Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

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No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

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Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

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Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car title loans in Auguta, Georgia

You’ve heard of the car title loans, and now you’re interested.

But with SO MUCH information online, we understand you could be confused.

But hey, don’t worry about a thing! We’ve prepared all the types and kinds of information you need to get approval for your title loan with utmost responsibility and safety!

Shall we begin?

How to Apply for Car Title Loan in Augusta GA

So you want to borrow some loan in Augusta, and you don’t know where to start.

Well, simply start the business of the application process with us!

Getting the Right Car Title Loan Lenders

There are tons of different car title (title pawns) loan lenders in Augusta. In fact, there are SO many that your best bet is getting an auto title loan straight off the bat!

But WHICH lenders should you CHOOSE and which should you AVOID? Well, we’re glad to tell you there are a few factors you could look into before settling your vehicle title loan in Augusta, GA!

Borrowing Percentages

When you take out a car title (title pawn) loan, there’s a MAXIMUM value you can borrow in the States. Granted, this rate could CHANGE depending on your location and your lender!

So what’s the minimum and the maximum borrowing percentages in Augusta GA? To start, any eligible Georgia resident is allowed up to a minimum of $100 and a maximum of $50, 000!

And who draws the line? Right, your title loan lender does. On that note, make sure to check whether the amount your lender is letting you take is enough (or more than enough, even!).

This allows you to evaluate whether you can acquire the amount of cash you need, so think and CHOOSE WISELY!

Interest Rates and Terms

Similarly, with the loan borrowing percentages, the lender you choose dictates the INTEREST RATES and terms of your title loan. That’s right, even in Augusta GA!

Make sure you’re able to clearly communicate and understand these terms; the last thing you want to happen with your loans is to borrow money from a lender, yet not get a fair deal from the car title pawn.

Ask necessary questions to your lender, clarify, and ensure you don’t have a single problem about the title loan being affordable and well-suited for your needs!

Ease of Application

While the ease of application for your car title loans isn’t exactly crucial (and shouldn’t be your main deciding factor), you still MIGHT want to factor it into your decision!

If you happen to be a firm believer in convenience and stress-free processes just like us, it’s worthwhile looking for a lender who would allow you to apply for a title loan completely online!

Stress? Zero.

Frustration? Zero.

Business? One title loan.

Speed Of Payment

For tons of people who decide to acquire car title loans, the speed of payment is absolutely CRUCIAL.

Some people will need access to the cash in cases of financial emergencies, and some people will be completely okay with not doing so.

However! We cannot stress enough that emergencies are called EMERGENCIES for a reason.

You want to make sure that your lender will provide you access to your vehicle title loan as promptly as possible; regardless of the amount you’ve decided to borrow.

Requirements for Car Title Loans

Now you’ve chosen a lender, it’s time to compile all the requirements!

Prepare the following documents, and you’re set to go:

  • A clear car title with your name plastered as the owner.

Make sure it only states YOU as the owner. Your vehicle’s title is the collateral for your one car title loan.

  • The vehicle/car itself.

You’re most definitely allowed to use your car while it’s stated as the collateral for your title loan. But you want to make sure your vehicle is in good condition!

This allows you to estimate the value of your car and help you estimate a better amount of what you should be getting from the title loans.

  • Photos of your vehicle

Along with the inspection, you’re going to need some documents to show its state on the spot!

  • A proof of your income and employment
  • A government-issued ID
  • Proof of Georgia residence
  • Proof of valid vehicle insurance and registration

Credit Score

Tons of people ask and worry about whether their credit score might play a factor in whether they could borrow loans or not. And boy, do we have the answer for you.

The answer is, it DEPENDS! The approval of your title loans with respect to your credit totally depends on the lender.

It’s TRUE that some people will be able to take loans with a bad credit score. But you do have to know that the lender CAN still perform credit checks.

After all, this title loan is still a business; your lender is counting on how well—and whether you’re able to—you can pay back the cash you borrowed.

It’d also be a good point to remember that if you apply for a loan with a bad credit score, those with higher scores would probably get the better deals.

Mhmm, your vehicle loan is at stake here. So think about the amount of money you’re taking in and out; the approval of your loans’ application COULD depend on it.

The Online Application Process—Hassle-Free

When you need instant cash, auto title loans in Augusta GA are a great option!

And what makes this even better is Augusta allows you to complete the application process hassle-free—the power of TECHNOLOGY.

Just take a few minutes of your day to complete the following steps for your loans:

  1. Fill out an online application form.
  2. Once your application has been approved, take your documents and visit any title loan place and branch for the verification process of your loans.
  3. And the best part of all! Pick up your CASH!

Isn’t getting cash and loans just so easy?

Car Title Loans, Augusta GA: A Guide

If you’re reading this article, there’s something we’re all absolutely certain of: you’re considering getting a car title loan.

But what does this really mean for you?

Let’s talk about it!

What Is a Car Title Loan

So what IS this title loan? We’ve been going on and on about them, but do you actually know what they are and what they mean?

Well, these are types of loans which allow you to borrow cash in exchange for a collateral.

The collaterals accepted could be any of the vehicle/s you own; regardless of whether you have an automobile or a motorcycle!

What Happens to the Car?

During the duration of the loans, the lender is the LEGAL owner of the vehicle. And what does this mean for you?

Nothing much. You’re still the owner of the vehicle, and the vehicle will stay with you. So you can drive your vehicle around, just like your usual routine!

BUT you WILL lose your legal ownership for the meantime; and that’s all that changes. Apart from the amount of money you’re getting from the loan, of course.

What’s an Annual Percentage Rate (APR)

When we’re talking about a loan, we’re obviously talking about money.

And if you decide to be involved in this secure type of loan, it’s about time you understand one of the most important terms: the annual percentage rate!

Simply speaking, the annual percentage rate is defined as the amount of interest charged to the borrowers in the loan deal. Make sense?

Types of Car Title Loans

There are 2 main types of car title loans, and we’ll go through them with you in the clearest way possible!

Shall we begin?

Single Payment Loans

Single payment title loans require you to repay in one lump amount of cash, typically 30 days after your application has been processed.

Installment Loans

On the other hand, installment loans allow you to make multiple payments. The usual time period you’re allowed to pay? We’d say about an average of 3 to 6 months, even in Georgia.

What Happens If You Fail to Pay Your Loan

If you’re considering applying for a loan, then we say it’s quite safe to assume that you’d also like to know what happens if you FAIL to pay the amount you’ve borrowed.

To start, since this is a secured type of loan, failure to pay means that the lender could TAKE the property you’ve put on the line.

Does that mean you’ll have to say goodbye to your car if you fail to pay the price of the title loans? Bingo!

In short, don’t fail to pay your loans!


To speak, applying for a pawn in Augusta isn’t so hard, is it? Getting out of it seems to be quite the challenge, though.

But we’re sitting and watching here in peace knowing that since you can now make an informed decision with our knowledge, you’ll be responsible enough to manage such a loan!

Just keep track of all the requirements, risks, and rewards you’ll get from an auto loan, and you’ll be good to go!

And most of all, make sure to keep your transactions SAFE and SECURE while you’re out there!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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