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Title loans in Augusta, GA

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Augusta, GA

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating


Georgia Customs

1505 N Leg Rd Suite C


30909 GA

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

You’ve heard of the car title loans, and now you’re interested.

But with SO MUCH information online, we understand you could be confused.

But hey, don’t worry about a thing! We’ve prepared all the types and kinds of information you need to get approval for your title loan with utmost responsibility and safety!

Shall we begin?

How to Apply for Car Title Loan in Augusta GA

So you want to borrow some loan in Augusta, and you don’t know where to start.

Well, simply start the business of the application process with us!

Getting the Right Car Title Loan Lenders

There are tons of different car title (title pawns) loan lenders in Augusta. In fact, there are SO many that your best bet is getting an auto title loan straight off the bat!

But WHICH lenders should you CHOOSE and which should you AVOID? Well, we’re glad to tell you there are a few factors you could look into before settling your vehicle title loan in Augusta, GA!

Borrowing Percentages

When you take out a car title (title pawn) loan, there’s a MAXIMUM value you can borrow in the States. Granted, this rate could CHANGE depending on your location and your lender!

So what’s the minimum and the maximum borrowing percentages in Augusta GA? To start, any eligible Georgia resident is allowed up to a minimum of $100 and a maximum of $50, 000!

And who draws the line? Right, your title loan lender does. On that note, make sure to check whether the amount your lender is letting you take is enough (or more than enough, even!).

This allows you to evaluate whether you can acquire the amount of cash you need, so think and CHOOSE WISELY!

Interest Rates and Terms

Similarly, with the loan borrowing percentages, the lender you choose dictates the INTEREST RATES and terms of your title loan. That’s right, even in Augusta GA!

Make sure you’re able to clearly communicate and understand these terms; the last thing you want to happen with your loans is to borrow money from a lender, yet not get a fair deal from the car title pawn.

Ask necessary questions to your lender, clarify, and ensure you don’t have a single problem about the title loan being affordable and well-suited for your needs!

Ease of Application

While the ease of application for your car title loans isn’t exactly crucial (and shouldn’t be your main deciding factor), you still MIGHT want to factor it into your decision!

If you happen to be a firm believer in convenience and stress-free processes just like us, it’s worthwhile looking for a lender who would allow you to apply for a title loan completely online!

Stress? Zero.

Frustration? Zero.

Business? One title loan.

Speed Of Payment

For tons of people who decide to acquire car title loans, the speed of payment is absolutely CRUCIAL.

Some people will need access to the cash in cases of financial emergencies, and some people will be completely okay with not doing so.

However! We cannot stress enough that emergencies are called EMERGENCIES for a reason.

You want to make sure that your lender will provide you access to your vehicle title loan as promptly as possible; regardless of the amount you’ve decided to borrow.

Requirements for Car Title Loans

Now you’ve chosen a lender, it’s time to compile all the requirements!

Prepare the following documents, and you’re set to go:

  • A clear car title with your name plastered as the owner.

Make sure it only states YOU as the owner. Your vehicle’s title is the collateral for your one car title loan.

  • The vehicle/car itself.

You’re most definitely allowed to use your car while it’s stated as the collateral for your title loan. But you want to make sure your vehicle is in good condition!

This allows you to estimate the value of your car and help you estimate a better amount of what you should be getting from the title loans.

  • Photos of your vehicle

Along with the inspection, you’re going to need some documents to show its state on the spot!

  • A proof of your income and employment
  • A government-issued ID
  • Proof of Georgia residence
  • Proof of valid vehicle insurance and registration

Credit Score

Tons of people ask and worry about whether their credit score might play a factor in whether they could borrow loans or not. And boy, do we have the answer for you.

The answer is, it DEPENDS! The approval of your title loans with respect to your credit totally depends on the lender.

It’s TRUE that some people will be able to take loans with a bad credit score. But you do have to know that the lender CAN still perform credit checks.

After all, this title loan is still a business; your lender is counting on how well—and whether you’re able to—you can pay back the cash you borrowed.

It’d also be a good point to remember that if you apply for a loan with a bad credit score, those with higher scores would probably get the better deals.

Mhmm, your vehicle loan is at stake here. So think about the amount of money you’re taking in and out; the approval of your loans’ application COULD depend on it.

The Online Application Process—Hassle-Free

When you need instant cash, auto title loans in Augusta GA are a great option!

And what makes this even better is Augusta allows you to complete the application process hassle-free—the power of TECHNOLOGY.

Just take a few minutes of your day to complete the following steps for your loans:

  1. Fill out an online application form.
  2. Once your application has been approved, take your documents and visit any title loan place and branch for the verification process of your loans.
  3. And the best part of all! Pick up your CASH!

Isn’t getting cash and loans just so easy?

Car Title Loans, Augusta GA: A Guide

If you’re reading this article, there’s something we’re all absolutely certain of: you’re considering getting a car title loan.

But what does this really mean for you?

Let’s talk about it!

What Is a Car Title Loan

So what IS this title loan? We’ve been going on and on about them, but do you actually know what they are and what they mean?

Well, these are types of loans which allow you to borrow cash in exchange for a collateral.

The collaterals accepted could be any of the vehicle/s you own; regardless of whether you have an automobile or a motorcycle!

What Happens to the Car?

During the duration of the loans, the lender is the LEGAL owner of the vehicle. And what does this mean for you?

Nothing much. You’re still the owner of the vehicle, and the vehicle will stay with you. So you can drive your vehicle around, just like your usual routine!

BUT you WILL lose your legal ownership for the meantime; and that’s all that changes. Apart from the amount of money you’re getting from the loan, of course.

What’s an Annual Percentage Rate (APR)

When we’re talking about a loan, we’re obviously talking about money.

And if you decide to be involved in this secure type of loan, it’s about time you understand one of the most important terms: the annual percentage rate!

Simply speaking, the annual percentage rate is defined as the amount of interest charged to the borrowers in the loan deal. Make sense?

Types of Car Title Loans

There are 2 main types of car title loans, and we’ll go through them with you in the clearest way possible!

Shall we begin?

Single Payment Loans

Single payment title loans require you to repay in one lump amount of cash, typically 30 days after your application has been processed.

Installment Loans

On the other hand, installment loans allow you to make multiple payments. The usual time period you’re allowed to pay? We’d say about an average of 3 to 6 months, even in Georgia.

What Happens If You Fail to Pay Your Loan

If you’re considering applying for a loan, then we say it’s quite safe to assume that you’d also like to know what happens if you FAIL to pay the amount you’ve borrowed.

To start, since this is a secured type of loan, failure to pay means that the lender could TAKE the property you’ve put on the line.

Does that mean you’ll have to say goodbye to your car if you fail to pay the price of the title loans? Bingo!

In short, don’t fail to pay your loans!


To speak, applying for a pawn in Augusta isn’t so hard, is it? Getting out of it seems to be quite the challenge, though.

But we’re sitting and watching here in peace knowing that since you can now make an informed decision with our knowledge, you’ll be responsible enough to manage such a loan!

Just keep track of all the requirements, risks, and rewards you’ll get from an auto loan, and you’ll be good to go!

And most of all, make sure to keep your transactions SAFE and SECURE while you’re out there!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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