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Home > Georgia > Augusta, GA

Title Loans in Augusta , GA

How much cash can i get

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Location Information:

(888)-700-8900
MC representative

Address

1505 N Leg Rd Suite C
Augusta
GA   30909

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed

Product

Title Loans up to $50,000

Reviews

Montana Capital Car Title Loans Reviews

I was pleasantly surprised by the speed and efficiency of this loan service when I needed a quick title loan. Their swift approval process and responsive customer support made obtaining the funds.
Kiran D.
Kiran D.
1714931865
I didn't want to deal with the hassle of traditional loans, so I started looking for other possibilities. At that point, I became aware of this lender that offered collateral loans that were backed by car titles. They determined the value... of my car and granted me a loan on that basis.read more
Graciela P.
Graciela P.
1709541690
I didn't want to go through the hassle of traditional loans, so I started looking for alternative options. That's when I came across this loan company that offered collateral loans on car titles. They assessed the value of my car and... provided me with a loan based on its worth.read more
Alicia M.
Alicia M.
1705924710
Exploring internet title loans through this service was a surprisingly positive and efficient experience. The online convenience, fair terms, and quick approval made it a reliable choice for obtaining the financial assistance I needed... against the title of my vehicle.read more
CORINE G.
CORINE G.
1703585537
I was pleasantly surprised by the efficiency and convenience of internet title loans. The online application process was smooth, and the approval was quick, providing me with the funds I needed without the hassle of visiting a physical... location. Highly recommend for a seamless and accessible loan experience.read more
Dejon G.
Dejon G.
1701782905
Montana Capital Car Title Loans provided a seamless and positive experience with their cash advance car title loans. The quick approval and friendly service made it a reliable choice for anyone in need of a financial boost.
cafe P.
cafe P.
1701324005
During my search for 'places that offer title loans,' I came across this company and I must say, their level of professionalism and dedication to providing viable options is truly impressive. They made the process of obtaining the loan I... needed extremely straightforward and hassle-free.read more
Amos L. W.
Amos L. W.
1700728330
Due to an unanticipated cost, I needed instant cash loans. I was able to get the internet title loans the same day because of the availability of rapid cash loans from lending firms. I required it in a single day.
Oren B.
Oren B.
1700577618
I needed rapid cash, and this Augusta lending firm provided dependable title loan services. Their simple approach and competitive conditions set them apart from other title loan lenders. They assisted me during a financial crisis. Thank... you so much!!read more
Jacqueline L.
Jacqueline L.
1698469622
This company's personal title loans in Augusta made it easy to embark on a personal financial path. Their clear terms and friendly staff enabled me to obtain finances tailored to my specific need. Thank you Montana Capital Car Title Loans!!
Lucia E.
Lucia E.
1698209557
I am happy to have discovered this company while searching for "places that do title loans." Their dedication to provide options and professionalism were amazing. Getting the financing I required was made simple by them. Thank you Montana... Capital Car Title Loans!read more
Ronald F.
Ronald F.
1697883444
Embarking on a personal financial journey became easier with personal title loans in Augusta from this company. Their transparent terms and accommodating staff made it possible to access funds tailored to my needs.
Debra F.
Debra F.
1695882083
I was searching for 'places that do title loans,' and I'm glad I found this company. Their professionalism and commitment to providing options were impressive. They made it easy to secure the loan I needed.
Mildred H.
Mildred H.
1695709508
I was in need of quick cash, and this loan company in Augusta offered reliable title loan services. Their straightforward process and competitive terms made them stand out among title loan lenders. They helped me out during a financial... crunch.read more
Mary H.
Mary H.
1694699615
This loan company near me that offers Lone Star Title Loan really saved the day. It was so convenient to have them nearby and their process was super quick and easy. I can't recommend them enough for anyone who needs fast access to funds.... They're definitely the trustworthy choice!read more
Elsa L.
Elsa L.
1692776086
The best vehicle title loan company in town! I was skeptical about using my car's title for a loan, but they explained everything clearly and put my worries at ease. Their team was professional and understanding, making the whole process... stress-free. Got the cash I needed without any hassle. Thank you for the exceptional service!read more
Agnes K.
Agnes K.
1690790609
I was in need of quick cash, and this loan company came to my rescue with their completely online title loans 🌐💰 The process was straightforward, and I received the funds within hours ⏰ Their professional and... efficient service exceeded my expectations. Highly recommended! 👍read more
Tammie M.
Tammie M.
1688553374
When I had a sudden need for money, this loan organisation came to my aid. I discovered a place that was close to me and their title loan application process was simple. Fantastic service
Erika J.
Erika J.
1686031192
This loan company helped me out when I needed cash urgently. Their title loan process was quick, and I found a location conveniently located near me. Great service!
A Google U.
A Google U.
1685445111
I didn't want to deal with the trouble of going to a bank because I needed cash quickly. I was able to swiftly and easily receive the money I needed thanks to auto title loans.
Essie M.
Essie M.
1679637274
This loan company's title loans online program is great for those who prefer to handle things from the comfort of their own home. The process was straightforward, and I was able to get the funds I needed quickly.
Kimberly A.
Kimberly A.
1676519908
I was hesitant about placing a lien on my car title, but I am so glad I went through with it. The loan process was so easy and I was able to get the cash I needed quickly.
Debbie J.
Debbie J.
1675246780
I am very happy with the service I received from this loan company. They were very professional and helped me get the money I needed very quickly. I would definitely recommend them to anyone who needs a payday loan.
Marjorie G.
Marjorie G.
1672223809
I am very happy with the loan company. They were able to give me a loan without requiring any proof of income. This was a huge help for me and I was able to get the money I needed quickly and easily. Thank you!
Emma F.
Emma F.
1670144148
I was in a jam and needed a few really quick cash, and these people came through! The procedure was quick and simple, and I had the funds I required in no time. I would definitely advise them to anyone in Augusta who is in a similar... situation.read more
Oscar L.
Oscar L.
1667217346
I availed of the second lien title loans online services from this loan company. This company has been a great help to me in terms of my financial needs. Their services are convenient and easy to use. I would definitely recommend their... services to anyone who is in need of financial assistance.read more
Earl M.
Earl M.
1666069921
I needed an auto title loan quickly and Loan Company was able to provide the funding I needed within 24 hours. The application process was easy and straightforward. I would recommend Loan Company to anyone in need of quick cash.
Willie M.
Willie M.
1659002924
I was really struggling to get a loan because of my bad credit score. But this company was very helpful and provided me with the loan I needed. Their process was completely online, which made it very convenient for me. I would definitely... recommend them to anyone with bad credit looking for a loan.read more
Joel V.
Joel V.
1655872225
I took a loan from here, the handling was quick and it's anything but smooth and with disbursal on schedule.
Demarion A.
Demarion A.
1625131889
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3 Easy Steps to Get a Car Title Loan in Augusta, GA

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

Products

Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Process

  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Car title loans in Auguta, Georgia

You’ve heard of the car title loans, and now you’re interested.

But with SO MUCH information online, we understand you could be confused.

But hey, don’t worry about a thing! We’ve prepared all the types and kinds of information you need to get approval for your title loan with utmost responsibility and safety!

Shall we begin?

How to Apply for Car Title Loan in Augusta GA

So you want to borrow some loan in Augusta, and you don’t know where to start.

Well, simply start the business of the application process with us!

Getting the Right Car Title Loan Lenders

There are tons of different car title (title pawns) loan lenders in Augusta. In fact, there are SO many that your best bet is getting an auto title loan straight off the bat!

But WHICH lenders should you CHOOSE and which should you AVOID? Well, we’re glad to tell you there are a few factors you could look into before settling your vehicle title loan in Augusta, GA!

Borrowing Percentages

When you take out a car title (title pawn) loan, there’s a MAXIMUM value you can borrow in the States. Granted, this rate could CHANGE depending on your location and your lender!

So what’s the minimum and the maximum borrowing percentages in Augusta GA? To start, any eligible Georgia resident is allowed up to a minimum of $100 and a maximum of $50, 000!

And who draws the line? Right, your title loan lender does. On that note, make sure to check whether the amount your lender is letting you take is enough (or more than enough, even!).

This allows you to evaluate whether you can acquire the amount of cash you need, so think and CHOOSE WISELY!

Interest Rates and Terms

Similarly, with the loan borrowing percentages, the lender you choose dictates the INTEREST RATES and terms of your title loan. That’s right, even in Augusta GA!

Make sure you’re able to clearly communicate and understand these terms; the last thing you want to happen with your loans is to borrow money from a lender, yet not get a fair deal from the car title pawn.

Ask necessary questions to your lender, clarify, and ensure you don’t have a single problem about the title loan being affordable and well-suited for your needs!

Ease of Application

While the ease of application for your car title loans isn’t exactly crucial (and shouldn’t be your main deciding factor), you still MIGHT want to factor it into your decision!

If you happen to be a firm believer in convenience and stress-free processes just like us, it’s worthwhile looking for a lender who would allow you to apply for a title loan completely online!

Stress? Zero.

Frustration? Zero.

Business? One title loan.

Speed Of Payment

For tons of people who decide to acquire car title loans, the speed of payment is absolutely CRUCIAL.

Some people will need access to the cash in cases of financial emergencies, and some people will be completely okay with not doing so.

However! We cannot stress enough that emergencies are called EMERGENCIES for a reason.

You want to make sure that your lender will provide you access to your vehicle title loan as promptly as possible; regardless of the amount you’ve decided to borrow.

Requirements for Car Title Loans

Now you’ve chosen a lender, it’s time to compile all the requirements!

Prepare the following documents, and you’re set to go:

  • A clear car title with your name plastered as the owner.

Make sure it only states YOU as the owner. Your vehicle’s title is the collateral for your one car title loan.

  • The vehicle/car itself.

You’re most definitely allowed to use your car while it’s stated as the collateral for your title loan. But you want to make sure your vehicle is in good condition!

This allows you to estimate the value of your car and help you estimate a better amount of what you should be getting from the title loans.

  • Photos of your vehicle

Along with the inspection, you’re going to need some documents to show its state on the spot!

  • A proof of your income and employment
  • A government-issued ID
  • Proof of Georgia residence
  • Proof of valid vehicle insurance and registration

Credit Score

Tons of people ask and worry about whether their credit score might play a factor in whether they could borrow loans or not. And boy, do we have the answer for you.

The answer is, it DEPENDS! The approval of your title loans with respect to your credit totally depends on the lender.

It’s TRUE that some people will be able to take loans with a bad credit score. But you do have to know that the lender CAN still perform credit checks.

After all, this title loan is still a business; your lender is counting on how well—and whether you’re able to—you can pay back the cash you borrowed.

It’d also be a good point to remember that if you apply for a loan with a bad credit score, those with higher scores would probably get the better deals.

Mhmm, your vehicle loan is at stake here. So think about the amount of money you’re taking in and out; the approval of your loans’ application COULD depend on it.

The Online Application Process—Hassle-Free

When you need instant cash, auto title loans in Augusta GA are a great option!

And what makes this even better is Augusta allows you to complete the application process hassle-free—the power of TECHNOLOGY.

Just take a few minutes of your day to complete the following steps for your loans:

  1. Fill out an online application form.
  2. Once your application has been approved, take your documents and visit any title loan place and branch for the verification process of your loans.
  3. And the best part of all! Pick up your CASH!

Isn’t getting cash and loans just so easy?

Car Title Loans, Augusta GA: A Guide

If you’re reading this article, there’s something we’re all absolutely certain of: you’re considering getting a car title loan.

But what does this really mean for you?

Let’s talk about it!

What Is a Car Title Loan

So what IS this title loan? We’ve been going on and on about them, but do you actually know what they are and what they mean?

Well, these are types of loans which allow you to borrow cash in exchange for a collateral.

The collaterals accepted could be any of the vehicle/s you own; regardless of whether you have an automobile or a motorcycle!

What Happens to the Car?

During the duration of the loans, the lender is the LEGAL owner of the vehicle. And what does this mean for you?

Nothing much. You’re still the owner of the vehicle, and the vehicle will stay with you. So you can drive your vehicle around, just like your usual routine!

BUT you WILL lose your legal ownership for the meantime; and that’s all that changes. Apart from the amount of money you’re getting from the loan, of course.

What’s an Annual Percentage Rate (APR)

When we’re talking about a loan, we’re obviously talking about money.

And if you decide to be involved in this secure type of loan, it’s about time you understand one of the most important terms: the annual percentage rate!

Simply speaking, the annual percentage rate is defined as the amount of interest charged to the borrowers in the loan deal. Make sense?

Types of Car Title Loans

There are 2 main types of car title loans, and we’ll go through them with you in the clearest way possible!

Shall we begin?

Single Payment Loans

Single payment title loans require you to repay in one lump amount of cash, typically 30 days after your application has been processed.

Installment Loans

On the other hand, installment loans allow you to make multiple payments. The usual time period you’re allowed to pay? We’d say about an average of 3 to 6 months, even in Georgia.

What Happens If You Fail to Pay Your Loan

If you’re considering applying for a loan, then we say it’s quite safe to assume that you’d also like to know what happens if you FAIL to pay the amount you’ve borrowed.

To start, since this is a secured type of loan, failure to pay means that the lender could TAKE the property you’ve put on the line.

Does that mean you’ll have to say goodbye to your car if you fail to pay the price of the title loans? Bingo!

In short, don’t fail to pay your loans!

Conclusion

To speak, applying for a pawn in Augusta isn’t so hard, is it? Getting out of it seems to be quite the challenge, though.

But we’re sitting and watching here in peace knowing that since you can now make an informed decision with our knowledge, you’ll be responsible enough to manage such a loan!

Just keep track of all the requirements, risks, and rewards you’ll get from an auto loan, and you’ll be good to go!

And most of all, make sure to keep your transactions SAFE and SECURE while you’re out there!

Related Locations

Savannah, GA

2700 Gregory St Ste. 260, Savannah, GA 31404
View Location

Savannah, GA

7640 Abercorn St, Savannah, GA 31406
View Location

Roswell, GA

3080 Northfield Pl 118, Roswell, GA 30076
View Location

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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