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Title loans in Atlanta, GA

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Atlanta, GA

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
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Complete Sound and Protection

2222 Donald Lee Hollowell Pkwy


30318 GA

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Everyone faces emergencies now and then, whether it’s because you got sick or something happened at home.

Fortunately, car title loans in Atlanta are a fantastic way to solve your problems. The procedure is simple as long as you own a vehicle under your name.

If you’re want to know more about a vehicle title loan or title pawn, you’re in the right place.

Let’s discuss what you need to get car title loans.

Can You Apply for a Title Loan Using a Different Vehicle?

You can avail of a title loan option as long as you own a car or motorcycle and need money immediately.

You can use your vehicle’s deed as collateral to borrow money and secure your title loan.

You can use your car, motorcycle, or other accepted vehicles. It doesn’t have to be the newest model.

Creditors have experts who will appraise your vehicle and determine how much equity is in it. This equity will be the basis for the cash they will allow you to take out.

The Basic Requirement of Title Loans: A Clean Deed

You need to own a car or some automobile for a title loan. Moreover, the deed of that vehicle has to be registered in Georgia and your name.

Creditors will require a clean or clear deed. 

This means that the title has to be lien-free. The car under your name must not have any outstanding debts or judgments against it.

When you get one of these car title loans, your vehicle deed will have a lien placed against it.

This makes the lender the legal owner of the automobile during the life of the title loan until you’ve repaid your debt.

You’ll also have to surrender a hard copy of your deed to the lender to secure your title loan.

In the meantime, you can continue using and driving your vehicle because you continue to be the registered owner of the automobile despite the lien.

Now, once you’ve repaid the money you borrowed, including costs and fees, the lender will release the lien and give the deed back to you.

Are Title Loans Different From Payday Loans?

Payday Loans: The Unsecured Cousin

These cash loans are similar to a title loan in Atlanta. The only difference is they’re not secured by anything.

You will “secure” the loan through either of the following:

  • personal check for the sum you want to borrow, plus lender’s fees
  • Prior authorization to the lender to take the money you borrowed, plus fees, from your bank account through electronic channels.

Because they’re not secured, you’ll find that payday loans are usually just small, short-term agreements for about $500 or less.

The smaller amount also translates to a shorter payment period, which means you’ll have to repay it within 2 to 4 weeks. 

If you submit the full amount on the due date, the lender can cash the check or debit the cash from your bank account.

Payday Loans vs. Car Title Loans in Atlanta

Similar to payday loans, title loans are also short-term agreements. However, they differ in several things.

  1. Instead of issuing a check or authority to debit your account, you use your automobile as collateral for title loans.
  2. You can borrow more money (sometimes even up to $20 000) with a title loan. This is usually based on 25% to 50% of the value of your automobile.
  3. The interest rate for title loans is relatively lower.
  4. Title loans last longer, ranging from a month to even 36 months of scheduled payments, depending on the lender and your needs.


Benefits of Car Title Loans

Title Loans Are Easier to Get

Getting title loans is a lot easier than borrowing money from other sources.

If you borrow from a traditional bank instead of a title loan, there would be more requirements and longer processes because of the credit check, verification, and approval process.

A title loan will let you get the cash you need based on the value of your automobile or motorcycle by simply submitting basic documents you already have and showing up for verification!

Title Loans Can Help You Prevent Bankruptcy and Foreclosure

A title pawn can potentially help you avoid these events or at least hold you over until you have the cash to work your way out of debt.

As long as you can prove you can pay your title pawn loans back, you’ll get the money to prevent that bankruptcy.

Title Loans Are Convenient

There are plenty of title loan creditors who now offer a streamlined online application process.

That way, you don’t even have to leave the comfort of your own home to find out whether you’re qualified to get a title loan in the first place.

They’ll require you to come in personally later on, but at least you’re more sure you’re getting a title loan approval by that point.

Title Loans Are Fast

Because of the nature of a title loan, creditors understand that only people who are in dire emergencies will take out these kinds of loans in Atlanta.

This means that they’re likely to need the money as soon as possible.

That’s why most of these creditors offer fast approvals of title loans. You can even submit your title loan application then get your cash within 30 minutes! 

Many of them guarantee same-day approval for title loans, too. Be sure to prepare all the necessary documents ready to prevent further delays!

How to Apply for Car Title Loans in Atlanta GA

Personal Qualifications for Title Loan Application

First, you need to be 18 years of age or above. Car title pawns are binding legal agreements that can have massive consequences if you don’t abide by them. That’s why it’s not for kids.

And don’t think you can hide your age because they’ll require a valid ID with your name, birthday, and other details on it.

Second, you need to own an automobile. Otherwise, there’s nothing to secure your debt with.

That means that:

  1. The deed for the automobile is registered in Georgia title; and
  2. The title is under YOUR name.

Next, you have to be a resident of Georgia. Creditors will usually require you to present a utility bill with your name listed as proof of your residency.

Requirements for Title Loans in Atlanta

In Atlanta, the requirements are pretty basic. If you see an available online application, submit digital or scanned copies of these documents first.

Then, bring them with you when it’s time to visit the lender with your automobile, as well.

You’ll need to bring these things to your chosen lender:

  • Automobile and proof of ownership
  • One Clear Vehicle Title
  • AT LEAST one Valid Government-Issued ID (usually, your driver’s license or passport)
  • Proof of income (of at least $1500 a month)
  • Proof of vehicle insurance (only some may require)

What the Lender Will Evaluate in Your Application

Tons of people ask the following questions:

  • Can I get a cash loan even if I have bad credit?
  • Do I need to have a job to get approved?
  • Can I get approved for a loan even without a bank account?

The simple answer is that not all lenders require credit checks, but some do.

Some lenders in Atlanta MAY still perform credit checks to determine your credit status. They do this to check if you can repay them.

So, bad credit history does not automatically disqualify you. What’s vital in title loans is your ability to pay for them.

So if you’re facing serious financial issues, it will be more difficult for you to get title loans.

But if you do get that approval, your terms may be relatively worse compared to another borrower with better credit. That means you may get higher interest or a smaller cash loan.

So REMEMBER that bad credit scores MAY not prevent you from getting car title pawns. However, you’re not guaranteed a car title loan approval in Atlanta.

Frequently Asked Questions

How Much Money Can You Get By Taking Out Loans?

Most vehicle owners will qualify for car title loans in Atlanta. The amount of cash you’re approved for and the interest you’ll be charged for the title pawn can vary depending on several factors.

This money amount can range from a few hundred dollars up to even $20 000. This depends on the lender, how much equity you have in the vehicle, and how much the automobile is worth.

Some creditors won’t lend you anything less than $1, 000 so it will do well to find out beforehand if you need a smaller cash amount.

Can I Increase the Amount of My Car Title Loan?


Most creditors will let you borrow more as long as it’s within their approved limit. This process is what’s called refinancing. 

Just talk to your lender and ask! Of course, be prepared to pay higher interest and/or additional fees and costs for this (i.e., refinance charge).

But if you’re ever in a pinch, it’s great knowing that you can get additional money easily just by coming to a new agreement with your creditor.

Will Title Title Loans Affect My Credit History?

No, as long as you make all your payments properly and do not default on the loan.

Doing this will ensure that your title loan will not hurt your credit.

Lenders don’t report your loan progress to the credit bureaus.

This is one thing that makes car title loans a fantastic solution to get cash without all the hassle or future negative implications that a traditional loan can have.

Are There Any Hidden Fees in Car Title Loans?

No. Under federal law, lenders are required to disclose certain details to you before you sign the agreement. These requirements also apply in Atlanta.

To prevent any unfortunate surprises, make sure you check these details when reading your agreement.

  1. APR (in percentage) – based on how much cash you’ll borrow, the monthly finance charge, fees (i.e., processing fees, document fees, and other charges), and term.
  2. Cost of the Loan – in writing and disclosed before signing ANY agreement
  3. Finance charge – must be stated in dollar amount.


Applying for title loans in Atlanta is fast, easy, and convenient. So if you need money right then and there, try seeing if you qualify for a title loan!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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