Get a Title Loan in Los Angeles, CA | Same Day Cash Funding

Title Loans in Los Angeles , CA

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$100 - $2000* $2000 - $50000

Montana Capital Car Title Loans Reviews

Excellent

Harper H.

Getting started with no credit needed loans seemed intimidating at first, but this service made it incredibly simple. I received quick approval and had the funds in my account without any credit check delays.

Ralph L.

Despite my prior rejection due to my credit score, I was granted approval for short-term loans for bad credit here with minimal inquiries. The procedure went quickly and easily.

Carlos S.

When unforeseen expenses mounted, their fast money loans were disbursed without delay.

Janie D.

I Secured a loan using my car title as collateral with them was a breeze. Their efficient process and friendly staff made it easy to access the funds I needed while keeping my vehicle safe & secure.

Kermit M.

I had a seamless experience obtaining travel trailer title loans through this service. They offered competitive rates, flexible terms, and quick approval, allowing me to leverage my asset for the necessary funds with ease. The expertise and efficiency of handling travel trailer title loans made the entire process straightforward and reliable, ensuring I received the financial support I needed for my travel adventures.

Allan S.

Choosing a neighborhood title loan provided a sense of community and trust. The local office was easily accessible, and the staff was friendly. However, the interest rates were a bit steep.

Abasiyya Aminu U.

Securing a loan using my car title as collateral was a stress-free experience with this service. Their transparent terms, fair appraisal, and efficient handling made the entire process smooth, earning my recommendation for anyone considering a secured loan using their car title.

Edith L.

This Los Angeles loan company provides simple and efficient pawn shop title loans. I was immediately in and out with the monies I required. Their service was convenient, and their employees were pleasant.

Louie D.

The assistance I received from this Montana Capital Car Title Loans for travel trailer title loans was excellent, and they were there to assist me at every stage of the application procedure and ensured that i get my payments done without delays.

Wayne A.

With this Los Angeles organization, obtaining a loan for my commercial car was a breeze. They understood the special demands of company owners and provided competitive commercial vehicle title loans. A reliable option for business owners.

Harry S.

The only great title loans long beach has is Montana Capital Car Title Loans, which is exceptional at what they do. They give you what you exactly need without having to run back and forth between places. Totally Recommended.👍

Becky K.

Kristi J.

With this Los Angeles organization, getting a loan for my commercial car was a breeze. They offered competitively arranged commercial vehicle title loans and recognized the special requirements of company owners. a reliable option for business owners. Thank you Montana Capital Car Title Loans!

Tina S.

This loan company in Los Angeles offers pawn shop title loans that are straightforward and efficient. I was in and out with the funds I needed quickly. Their service was convenient, and the staff was friendly.

Laurel H.

Securing a loan for my commercial vehicle was a breeze with this company in Los Angeles. They understood the unique needs of business owners and provided commercial vehicle title loans with competitive terms. A trustworthy choice for entrepreneurs.

Doris L.

I was going through a rough time and needed some help. I started looking for title loan places in my area. Eventually, I came across this awesome loan company. Their reputation for being reliable and their local presence made me feel at ease about borrowing from them. They were absolutely the best choice for my urgent financial situation. 🙌🙌

Brittney C.

Dealing with a broken-down car can be incredibly stressful, especially when you need money for repairs. That's when I found this loan company and their title loan option. I was a bit skeptical at first, but their team put my worries to rest with their professional and supportive approach. They made the whole process easy, and I got the funds I needed in a short time. Thanks to them, my car is now up and running, and I couldn't be happier with their service. Thank you Montana Capital Car Title Loans! Excellent!! Wonderful experience and highly recommended!

Charlotte G.

I am deeply appreciative of the quick title loan service provided by this loan company. My need for immediate funds was met expeditiously, and I am incredibly relieved to have had such a reliable and efficient lender available in my time of need.

Marcella M.

For my commercial title loan needs, this loan company was the perfect choice. They understood the unique requirements of my business and provided a solution tailored to my situation.

Felicia J.

I needed some money fast and these guys came through. I was able to get my loan in less than 24 hours and the process was very easy.

Kara G.

I needed a monthly installment loan for a big expense, and this loan company made it possible for me. The staff was knowledgeable and friendly, and the flexible payment options allowed me to repay the loan on my own terms.

Priscilla G.

I was in a bind and needed to pawn my car title, but I was worried about losing my vehicle. This loan company put my worries to rest with their professional and trustworthy services. I highly recommend them.

Schembri

I availed personal loans for bad credit from their services. The staff helped me a lot throughout the whole process. They were very understanding and accommodating, which made it easier for me to get the loan I needed. I am very grateful for their help and would recommend their services to anyone in need of a loan.

Leonard K.

Pretty happy & surprised that they approved my loan amount of $2500 in a jiffy. I’d happily recommend it to anyone looking for quick title loans.

Valerie J.

I appreciate the advice and follow-up they provided me regarding my short term loans bad credit application and approval.

Sherry G.

I was very happy with the service and attention we received from this loan process. It was so quick, easy, and smooth. I was very happy with the service and attention I received from this bad credit loans process.

Bourdon W.

Totally love them!! They are consistently kind and willing to work with clients when life occurs!! They are generally the ones I converse with by and by yet the entire staff is astonishing and they helped me getting fast loans advance

LARRY R.

Miguel is always professional when I speak with him he always help me out with my problems sometimes I am behind and he comes up with the solution versus threatening to repo my vehicle really helpful representative really positive and very informational with customers encouraging to pay on time and not a car interest really good person

3 Easy Steps to Get a Car Title Loan in Los Angeles

Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Car Title Loans in Los Angeles, CA

Have you found yourself in a difficult financial position and need access to cash? You may qualify for an instant online title loan in Los Angeles, CA. Here are all the things you can expect when applying for a title loan in Los Angeles, CA.

Title Loans in Los Angeles Laws & Our Title Loans Service*

	California Title Loan Laws	Our Title Loans Service in Los Angeles CA
Lender Licensing	licensed under California Financing Law	Licensed No. 603F508
Minimum Loan Amount	No state minimum (rate caps vary)	$2600
Interest Rate (Under $2,500)	Up to 30% APR	Not offered
Interest Rate ($2,500–$10K)	Max 36% APR + Fed Rate	Max 36% APR + Fed Rate
Interest Rate (+$10,000)	No state limit	60%–175% APR
Prepayment Penalty	Not allowed	No hidden fees
Interest Rate	No limit on loans over $2,500	None
Repayment Terms	Min 12 months ($2,500–$10K)	Up to 48 months

*Disclaimer This table is a summary for informational purposes only and does not constitute legal or financial advice. Actual APR may vary based on loan amount, term, and individual qualification. Please review your loan agreement carefully before signing. MontanaCapital is licensed by the California Department of Financial Protection and Innovation (DFPI), License #603F508.
Legal CA official source: AB-539 California Financing Law: consumer loans: charges.

Explanation

Loan Amount Minimum: The minimum loan amount set by California law is $2,510. At Montana Capital, we offer a higher minimum of $2600.

Fees: There is no limit on fees for title loans set by California title loans law. However, we believe in full transparency and ensure our customers that there are no hidden charges in our loan agreements. Fees charged by Montana Capital are a Lien Recording Fee ($15) and a Processing Fee ($75).

Interest Rate: For title loans exceeding $10,000 California law does not dictate a limit on the interest rate that can be charged. In contrast, we typically cap our interest rates between 60% and 175%.

Repayment Terms: Both California law and our company provide flexible repayment terms, up to 48 months. Additionally, we do not levy any penalties for pre-payments, thereby allowing our customers the freedom to pay off their loans early without any extra charges.

Find a Los Angeles Title Loan Locations Near You:

Address	Phone N	Location Info
11601 Wilshire Blvd Suite 500, Los Angeles, CA 90025, USA	(310) 773-5320	Visit Location
1234 S Western Ave, Los Angeles, CA 90006, USA	(323) 210-4944	Visit Location
505 Vermont Ave ste c, Los Angeles, CA 90020, USA	(213) 205-0450	Visit Location
1601 S La Brea Ave, Los Angeles, CA 90019, USA	(323) 244-2454	Visit Location
1002 N Vermont Ave, Los Angeles, CA 90029, USA	(323) 676-0494	Visit Location
12407 Venice Blvd., Los Angeles, CA 90066, USA	(310) 953-4041	Visit Location

Key Requirements for Quick Title Loan Approval

We understand that in a financial emergency, time is of the essence. That’s why we’ve streamlined our application process to provide ten-minute pre-approvals when you apply online.

Our loans are structured to deliver the funds you need as quickly as possible. In fact, approved applicants can expect to receive their loan amount via direct deposit within 5 hours to one business day. here are the key requirements for title loans in Los Angeles:

Simple Eligibility Requirements:

Full Ownership of Vehicle: The title must be in your name. A fully paid-off vehicle is ideal, but second lien title loans may be available if sufficient equity exists, subject to approval..
Proof of Ownership and Identity: You will be required to provide documents that prove your ownership of the vehicle and your identity. Typically, this includes the vehicle title and a government-issued ID, like a driver’s license or passport.
Stable Source of Income: You must also demonstrate a reliable source of income. This assures us that you’ll be able to repay the loan. Income could come from employment, business profits, or even regular benefits.

These requirements are designed to ensure a smooth application process. By meeting these criteria, you’re not only proving your eligibility for the loan, but you’re also paving the way for a quick and easy approval process.

Straightforward Qualification Process for Car Title Loans

Qualifying for a car title loan in Los Angeles is straightforward. If you’ve fully paid off your vehicle and can provide proof of ownership, identity, and a stable source of income to repay the loan, you’re already halfway there.

See How Much Money You Can Get?

How Do Title Loans Work in LA? A 3-Step Title Loan Process

We’ve simplified the way you secure title loans in Los Angeles, ensuring you can swiftly navigate your financial hurdles. Our straightforward process brings you closer to the funds you need:

Provide Essential Information & Documents

Start by submitting your personal information along with specific details about your vehicle. Accompany this with the necessary documentation:

Proof of regular income
Clear photos of your vehicle
Your driver’s license (must be 18 or older)
Your vehicle’s title
Social security number
The vehicle’s make
The vehicle’s model
The vehicle’s year
The vehicle’s mileage

Discuss Loan Agreement & Submit Title

After your submission, one of our loan officers will get in touch to finalize your loan terms. Once the terms are agreed upon, mail us your car title using the FedEx shipping label we provide.

Get Your Funds and Keep Driving Your Car

As soon as we receive your vehicle title, we’ll place a lien on it as collateral to secure your loan, then deposit your funds directly into your bank account. The best part? You keep driving your car throughout the loan period.

E mergency Fund for Unexpected Costs: We’ve all faced surprise money problems like car repairs, medical bills, or broken appliances. These unexpected expenses, big or small, tend to come when it’s least convenient. That’s why it’s important to have an emergency fund in place to help cover these unexpected costs.

Applying for a Car Title Loan Made Easy

Applying for a car title loan is simple with three options. You can apply online, call our agent, or visit our office. Once you provide the necessary info, we guide you forward.

Quick Online Process

Apply online with our user-friendly form 24/7. Share personal, vehicle, and demographic details to access funds conveniently.

Call Us

For an alternative to online, call 1-888-700-8900. Our live representatives are ready to assist you and explain the application process.

In-Person Application

Visit our local branch if online isn’t suitable. You’ll receive personal assistance and explore different options beyond online title loans.

Did you know: Less than half (45 percent) of American households would be able to pay a $1,000 emergency expense without turning to a credit card or loan.

Is Bad Credit a Problem for Getting a Title Loan in Los Angeles?

Bad credit? Not a dealbreaker.

While we do check your credit during approval, it’s not what drives our decision. We focus on your car’s equity and your ability to repay through a steady income source, whether that’s a paycheck, self-employment, benefits, or other reliable income. Keep up with payments and you’re good.

What Happens if I Can’t Repay the Loan?

If you are struggling to keep up with payments, reach out to your lender right away. The sooner you communicate, the better your options. In some cases, lenders may refinance your loan into smaller, more convenient payments. This can help you avoid default, which could otherwise lead to repossession and losing your vehicle.

Get your Rapid Cash Access in Los Angeles, CA

Title loans offer quick approval for Los Angeles residents who need cash fast. But let’s be real: they come with high interest rates and should only be used for emergency expenses.

If you’re considering a title loan, make sure you understand the terms before you commit. Have questions? We’re here to help.

Contact MontanaCapital® or fill out our online form for a free estimate with no obligation.

How much can I borrow with a title loan in Los Angeles?

Our loan amounts start at $2,600 and depend on your vehicle’s equity. In general, the more your car is worth, the more you may qualify for.

Most title loan lenders offer 25% to 50% of your car’s value. We allow up to 70%.

Can I get a title loan in Los Angeles without visiting a store?

Yes. You can apply online and get approved the same day. In some cases, we can complete the vehicle inspection through photos or video, saving you a trip to the store. Funds are deposited directly into your bank account.

Are title loans legal in California?

Yes. Title loans are legal and regulated by the California DFPI. Montana Capital is a licensed lender (License #603F508). Learn more about California title loan laws.

Can I get a title loan in Los Angeles with bad credit?

Yes. We check credit but it’s not the main factor for loan approval as title loans are designed for bad credit borrowers. If your car has enough equity and you can show ability to repay, bad credit should not stop you from getting approved.

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