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Title loans in Terre Haute

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Mon - Fri:

9am - 7pm
10am - 4pm


TCI Service & Alignment

1225 E Voorhees St

Terre Haute

47802 Indiana

Services available

Service type

GPS Installation Centers

All our loans are processed online. This location provides only GPS services, it does not issue loans

Start your loan process at this GPS Center

How it works


Our main

Montana Capital Car Title Loans is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

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Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

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Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

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Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

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No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

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Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

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Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans In Terre Haute, Indiana

So, something came up, and now you’re in a financial emergency. A bank loan takes too long and it’s just so complicated.

No, it’s not going to cut it.

How about trying a car title loan? You’ll be able to make some quick cash to pay for those unexpected events and those pesky bills.

Getting a car title loan is easily done and is a lot less work than a bank loan.

Allow us to show you how simple it is to apply for a car title loan in Terre Haute, IN.

Should I Apply for a Car Title Loan in Terre Haute?

Well, why are you looking up Terre Haute, IN title loans in the first place? And quick and easy loans at that.

Think about what you need the cash for. Is there a sudden emergency? Did someone get sick or in an accident? Do you need to pay overdue bills that you may have forgotten about?

Although we hope none of these things are true, you really can’t stop life from happening to you.

Unfortunately, modern life can be costly but that’s why getting a car loan, especially if you’re really in need of cash, might be the best solution for you.

Car Title Loan Application Process in Terre Haute, Indiana

So let’s say you do decide to get yourself a car title loan. How should you go about it?

Let’s go over the four main steps of getting a car title loan in Terre Haute, IN. Make sure you follow all of these steps as best as you can to make life easier for you and for your lender!

Step 1: Find Your Best Lender

We’re telling you now, when you look for a car title loan lender in Terre Haute, IN, you are going to come across a variety of different locations for companies.

So, it’s in your best interest to find the best lender for you.

The services that lenders from Terre Haute offer vary from company to company – so be sure the company you pick can properly address your needs for a loan.

Make sure you choose thoroughly so your lender respectfully addresses your concerns. A good lender should clarify all the different loan terms and conditions they have.

If they are upfront about their service, you should be able to know straight away whether they offer a high-interest rate or if they give better deals to people with certain credit scores.

(We’ll talk more about car title loans and credit score later – but for now, just keep this in mind)

A quick search online will give you several options but we also suggest crowdsourcing! Check out reviews online and see what previous customers have to say about their experiences with their loans.

Step 2: Fill Out the Application

One of the best things about car title loans from Terre Haute, IN is how simple it is to apply for them!

You don’t need to wait for any long lines like you would if you were applying for bank loans.

So, you don’t have to stress about spending an entire afternoon waiting around to see if you may or may not be approved.

Check out the website of your chosen title loan lender in Terre Haute and see where you can apply. They will usually have an online application you can fill out in the comfort of your own home.

These applications are straightforward and simple, usually asking for the year, model, make, and mileage of your vehicle, but if you have any concerns about it, just give the company a call!

The application is one of, if not, the most important step in the process so double-check and fill out everything correctly.

Step 3: Be Well Documented

The third step of getting a title loan Terre Haute is proving you are the legitimate owner of your vehicle and capable of paying your title loans back.

You need to have all the papers the lending company requires on your behalf.

Now, these may vary depending on the company but these are the standard documents that lenders from Terre Haute, IN ask you to bring:

  • Proof of Ownership (Car Title or Pink Slip)
  • Any government-issued ID
  • Proof of Income
  • Proof of Insurance
  • Vehicle Identification Number
  • Car pictures
  • Odometer

Be prepared with any of these documents in case your lender asks for them. If you fail to give them complete papers, you may be denied any title loans.

Step 4: Get Your Cash!

Finally, the whole reason you applied for a title loan anyway – it’s time to get your cash!

Since you’ve completed all the steps required, it’s up to the lenders to give you the loan.

Depending on the company and the value of your car, you may be looking at a one to three-day waiting time for the loan approval.

A number of title loans are processed and completed within the day though, so you don’t have to worry too much if you really need the cash for an emergency.

Just hope that your lenders evaluate your vehicle quickly. Once that’s done, you can go on your merry way, paying off whatever it is you need to pay.

Furthermore, take note your lender may perform a credit check. This is to verify your ability to pay and can also affect the rate you receive.

The Good and the Bad of Car Title Loans

We know that it looks like getting title loans in Terre Haute, IN is easy as pie and there doesn’t seem to be any downsides.

But, let us tell you about the pros and cons of getting title loans so you can properly decide if this is the type of loan for you.

The Good

Easy Peasy Application

Title loans in Terre Haute, IN are usually online applications. You don’t need anything but a laptop and knowledge of your personal vehicle to complete it.

No-Frills Services

With car title loans, what you see is what you get. You offer your car as collateral, they value it, then just like that you get your loan.

It’s a lot less fussy than applying for loans at bigger institutions making life easier for you.

Credit Score Who?

A major plus of car title loans is that lenders are known not to check your credit score. This means if you have bad credit, it likely won’t affect the process of your loan application.

Although, that doesn’t go to say that the company won’t do any financial checks because, naturally, they still have to verify you have at least some cash or other way to pay the title loans.

Other than your credit score, they may ask for proof of income, proof of employment, or if you own a business.

Again, applying for title loans with poor credit rating can still merit an approved loan; however, as mentioned earlier, this will affect the rates you receive and varies per lender.

These things are not required but they may help you when applying. There are some companies who give better rates to employed people.

The Bad

High-Interest Rates

This is the main problem when it comes to car title loans. Yes, these loans are quick and easy.

Title loans are short-term but also incredibly high-interest. Some title loans have up to 300% interest rate.

That means you’re paying an average of 25% of your loan every month.

If you’re quick with math then you’d know that at the end of the payment terms you’d be giving back more than the actual loan amount lent to you.

If you are assured you can pay that amount back, then go ahead with it. Otherwise, try to negotiate terms or find a more suitable option for your financial situation.

Losing Your Car

If you aren’t able to pay back that title loan, well, say goodbye to your vehicle.

You’ve handed the car title, so essentially the company owns your vehicle until you can pay them back for it.

But if the loan amounts are too much and you don’t pay them in time, they can and will take your vehicle away.

Application Denied

Title loans may be easy to apply for and it’s rare the customers are denied. If you have given all the ID and documentation needed, usually the loan is given right away.

Customers MUST also be residents of the state they’re applying in, so be sure you’ve checked the conditions of the loan.

But again this is a loan – just like any other bank loan, registration loan – what have you. So of course, if the company doesn’t see you or the vehicle as fit for the loan, you will be denied.

Terre Haute Car Title Loans FAQs

Here are a few frequently asked questions when it comes to title loans in Terre Haute, IN.

Do I Need a Bank Account to Apply for a Vehicle Title Loan?

Not necessarily. It depends on the company and if they ask for an account or statement of account.

Although, we recommend having an account, in case it’s asked for. What matters is being able to show proof you have cash or money to pay them back the title loans.

My Credit Score isn’t The Best, Can I Still Get Title Loans?

Yes. Again, your score isn’t the main financial check that these companies use.

Just be aware they will likely do other forms of financial checks and if they do consider credit score, sometimes they give better rates to people with higher scores.

How Much Cash Can I Get from Car Title Loans?

Title loan amounts depend on the vehicle. If your auto is in relatively good condition – newer make and model, mileage not too high, then you may get a good loan amount.

Some locations in Terre Haute offer minimum cash of $2500 in title loans if your vehicle passes.

I’m Unemployed, Will My Title Application be Denied?

Not necessarily. You don’t need to be employed. You can have your own business use other channels of income. As long as you have proof, that should be fine.


We’ve come to the end of finding out how to apply for title loans in the Terre Haute, IN area.

We hope this information helps you with your title loan applications and always remember to choose the service that best suits your need!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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