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The new year is a great time to make resolutions of any kind and if you’re planning a financial goal like getting out of debt, saving money, or building your portfolio, then you need a strategy to make them …

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When was the last time you did a market survey prior to renewing your personal insurance policy? When was the last time you called different companies for quotes? Or double checked your premiums to make sure you’re getting the best rates? We know it’s a hassle, but in all honestly, you could be saving anywhere from dozens to hundreds of dollars each month. That’s right, each month. So, how do you save all this money?

Food is expensive. It doesn’t take more than a trip to the grocery store to realize that. Or a glance at your monthly expenditures. Unfortunately, even if you skip snacks and mostly shop at grocery stores rather than restaurants, you can still spend a great deal on food. If you’re looking to save on your monthly budget, food is an ideal place to look, because most of us spend a great deal on our monthly groceries. We asked top personal finance bloggers from around the web for tips on how they save money on food, and we got a lot of amazing tips.

Saving money on clothes doesn’t mean wearing rags or sending your kids to school in shoes two sizes too small. Instead, you can make small adjustments to your clothing purchases to save anywhere from a few bucks to dozens of dollars per purchase. Best of all, you won’t have to cut back on shopping to save money on your fashion habit, you just have to shop smart. We asked top personal finance bloggers for tips on saving money on clothes, and we’re sharing them here with you.

Whether you have a mortgage or a rental, housing is probably your single largest monthly expense. With additional bills to consider, like your energy bills, that also go into your housing, it’s naturally the first place you should look when you’re trying to save money. While cutting back on bills in today’s economy is tough, you can manage with careful planning, tracking expenditures, and watching your budget on food, clothing, healthcare, personal insurance, and of course, housing.

Healthcare is one of the most expensive parts of the average household budget, so it’s likely one of your biggest bills. While it can be difficult to save on healthcare, especially if you’re not in a position where you can renew or change your policy right away, you can make plans to save money when that time comes around. Top personal finance bloggers weighed in with tips on how they save money on their personal healthcare, and we were impressed with just how much they cut off of their own bills. We asked them for help, and put together this article to help you with cutting saving money on your healthcare bills.