Fast Loan Advance? Here’s the Real Deal in 60 Seconds!
Fast Loan Advance operates as an online loan marketplace that connects borrowers with a wide network of third-party lenders offering personal loans and other short-term financing options.
The platform provides a service that allows borrowers to complete a single online application and potentially receive multiple loan offers from different lenders. This approach saves time and simplifies the process for borrowers who would otherwise need to apply individually with multiple lenders to compare terms.
Read Full ReviewFast Loan Advance Personal Loan Details Review
Details
| Category | Details |
| Min Credit Score | No minimum credit score (All credit types accepted) |
| Loan Amount | $500-$35K |
| Loan Types | Personal loans |
| Online Experience | Yes |
| Funding Time | 1-2 business day |
| Lender Type | Online loan marketplace |
| APR (Fixed Rate) | 5.99%-35.99% |
| Availability | Available in most states; exclusions not specified |
| Soft Credit Pull | Yes Fast Loan Advance's initial match is generally soft-pull; lenders may initiate hard inquiries during formal applications |
| Repayment Flexibility | Monthly or bi weekly depending on lender |
Pros & Cons
Pros
- Fast and easy online form
- All credit types considered
- Apply up to $35,000
- Same day or next business day funding
- Network of multiple lenders
- Direct deposit funding
- No cost to apply
- Good customer service support
Cons
- Not a direct lender
- Possible High APRs
- Information shared with multiple lenders
- Not available in all states
- Not BBB accredited
- Not transparent about loan terms until after you submit personal details
Contact Info
- info@fastloanadvance.com
- 833-710-3200
- 26610 Agoura Road Suite 210 Calabasas CA 91302
- M-F 8am-9pm PST Sat-Sun 8am-12pm PST ; Online Platform available Mon-Sun 24/7
- Yes
Features
- Complete online form in just 2 minutes
- Free to use
- Flexible match options
- Compare multiple loan offers
- Bad credit or poor credit accepted
How To Qualify
To qualify for a loan with Fast Loan Advance, borrowers must meet basic eligibility requirements:
- Applicants must be 18 years or older
- Must be a U.S. citizen or hold permanent residency status.
- Steady income source required
- Active checking or savings accounts preferably with direct deposit
- Active email address and valid cell phone
Meeting these criteria allows you to apply, but loan approval, terms, and availability are determined solely by the lenders in their network. Fast Loan Advance facilitates the matching process but doesn’t guarantee funding.
What makes this review trustworthy
"We do not receive compensation from the companies featured on this site, so our reviews are written independently and are not influenced by placement or ranking. ""Fast Loan Advance"" is not connected to or endorsed by MontanaCapital™. All product names, company names, and logos are the property of their respective owners. Their mention here does not imply any partnership, sponsorship, or endorsement between us and MontanaCapital™ or vice versa. We make every effort to provide accurate and up-to-date information, but details can change. Always verify the latest terms, rates, and product details directly with the provider before making any financial decisions."
How To Apply
Applying with Fast Loan Advance is straightforward and completely online. The form only takes a few minutes to complete, and borrowers are usually matched with potential lenders right after submitting their request. Here’s how the process works:
Complete Online Form
Fill out the short application with your personal, financial, and banking details. This step usually takes less than 2 minutes.
Get Matched With Lenders
Your information is shared with Fast Loan Advance’s partner network, and you may see prequalified offers within minutes.
Provide Additional Documents
Some lenders may ask for proof of income, employment details, or identity verification before approval.
Review And Sign Loan Terms
Carefully compare offers, paying close attention to APR, repayment schedule, and any fees before signing the agreement.
Receive Funds And Repay
Approved funds are deposited directly into your bank account, sometimes as soon as the next business day. Repayments are made on the schedule set by your lender, typically ranging from 91 days to 72 months.
Details You’ll Need To Provide In Your Initial Application
- Full name
- Date of birth
- Valid government-issued ID
- Social Security number
- Address (street, city, state, ZIP)
- Email address
- Phone number
- Employment status
- Income details
- Bank account number
- Bank routing number
Is Fast Loan Advance Legit And Can It Be Trusted?
Yes, Fast Loan Advance is a legitimate online loan marketplace. It connects borrowers with a network of third-party lenders and provides a real matching service, but it does not issue loans directly.
The platform can be useful if you need quick access to multiple loan offers, especially when traditional options are limited.
Why Fast Loan Advance Might Not Be Your Best Option
Fast Loan Advance may seem appealing if you need quick access to lenders, but the platform comes with important trade-offs.
Borrowers should weigh the following drawbacks before deciding whether it’s the right choice:
Data Privacy Concerns
Your personal information is shared with multiple lenders, which may result in persistent follow-up calls and emails.
Potentially High APRs
Some lenders may charge very high interest rates and fees.
Limited Transparency
Because terms vary by lender, you won’t know your actual rate until you’ve submitted an application.
How To Qualify For Fast Loan Advance
To be eligible, applicants generally must:
- Be at least 18 years old
- Be a U.S. citizen or permanent resident
- Have a steady source of income
- Maintain an active checking account or savings, ideally with direct deposit
- Provide a valid phone number and email address
Pre-qualification through Fast Loan Advance does not obligate you to accept any loan offer. Review the full loan agreement before deciding. Pay attention to rates, fees, and repayment terms.
Process & Time Frame
Applying with Fast Loan Advance is entirely online and usually takes only a few minutes to complete. Once submitted, your information is sent to their lender network, and in many cases, matches appear almost immediately.
Depending on the lender, you may be asked to provide additional details such as proof of employment, pay stubs, or a valid ID before receiving a formal offer. Some lenders deposit money the same day. Others may take a few days, depending on their review and your bank’s policies.
How Will The Loan Process Work?
Apply Online
Your application is securely transmitted to Fast Loan Advance’s lender network.
Get Matched
Lenders review your details using their own criteria and may generate prequalified offers within minutes.
Confirm & Sign
If you choose an offer, the lender verifies your information and finalizes the decision.
Receive Funds
Once approved, funds are sent electronically to your bank, sometimes the same day. Depending on the lender and your bank, money may be available as soon as the next business day.
Who It’s Best For
Fast Loan Advance is best suited for borrowers who struggle to qualify for traditional loans due to poor or limited credit history. It can also work well for those who need quick access to funds and are willing to compare multiple offers.
Borrowers should expect follow-up from multiple lenders. Some offers may also come with higher costs.
Alternatives To Consider
If Fast Loan Advance isn’t the right fit, there are several other online marketplaces and lenders that specialize in serving borrowers with less than perfect credit. Other platforms may offer faster applications, clearer terms, and more competitive rates.
Reviewing multiple options ensures you can find a loan that better balances cost, speed, and reliability.
4.5
Credible Reviews
$1k-$250k
6.49%-35.99%
12-120 months
Good For: Personal Loans, Student Loans, Mortage Loans
2.7
CashUSA Reviews
$500-$10k
Not disclosed on wesbite but based on research 5.99% – 35.99%
Good For: Personal Loans with Limited Credit Options
2
Lending for Bad Credit Reviews
$100-$40k
Up to 35.99%
3-180 Months
Good for: Personal Loan or Cash Advance
FAQs
Does Fast Loan Advance Charge Fees?
No, Fast Loan Advance itself is free to use. However, lenders may charge fees such as origination, late payment, or other costs, so always review the loan terms carefully before signing.
Will Applying Affect My Credit Score?
Most applications only involve a soft credit check, which doesn’t impact your score. Some lenders may run a hard inquiry before final approval, which could cause a small, temporary drop.
Is It Safe To Give My Banking Information?
Yes, banking details are needed so lenders can verify your identity and deposit funds. The platform uses encryption to protect your data, but sharing sensitive information online always carries some risk, so proceed only if you’re comfortable.
Is My Information Secure?
Fast Loan Advance uses industry-standard security measures to protect your data. However, since your details may be shared with lenders and marketing partners, you could receive follow-up calls or emails that some users find intrusive.
Fast Loan Advance Reddit Review Summary
Reddit users have shared both positive and negative feedback about their experiences with Fast Loan Advance.
- One user warned that APRs are high and repayment terms very poor
- Another said they almost gave their banking details but backed out after seeing warnings online
- Many raise concerns about unexpected hard credit checks that can impact credit scores
- Some note that Fast Loan Advance is not a direct lender, which means final loan terms aren’t shown until after applying
Fast Loan Advance BBB Reviews and Complaints
| Category | Details |
| BBB Accredited | No |
| BBB Ratings | Not Rated |
| BBB Customer Reviews | No Reviews |
We couldn’t locate a dedicated BBB profile for Fast Loan Advance, which means there’s currently no BBB rating or accreditation available for this company under its exact name.
This absence doesn’t necessarily mean the company is fraudulent, but it does limit transparency into how they handle customer service and business practices.
Customer reviews verified: Sept 3, 2025
Fast Loan Advance Bottom Line: Finding The Right Personal Loan
Fast Loan Advance makes it easy to compare loan offers from multiple lenders with just one application. The quick online form and broad loan range can be helpful for borrowers who need fast access to cash or have limited credit options.
But there are trade-offs. The site collects sensitive personal and banking details early in the process, and some lenders may run hard credit checks before you’ve even chosen an offer. High APRs, limited transparency, and follow-up marketing from partner lenders are also common concerns.
Fast Loan Advance can be a starting point if you have few options. But borrowers with decent credit will likely find lower rates and clearer terms elsewhere.
Fast Loan Advance Summary of Brand Disclaimer
Fast Loan Advance is not a direct lender but an online marketplace that shares your loan request with its network of lenders and financial service providers.
When you apply, your information is shared with multiple partners. They may present loan offers or related products. Approval, loan terms, and funding speed are set by the individual lender not by Fast Loan Advance.
Loan amounts, interest rates, and repayment periods vary widely. Submitting a request does not guarantee approval.
Some lenders operate under tribal law. This can mean higher costs and different dispute rules. Loan availability may also vary depending on your state.
Because your personal and banking information is collected and shared, always review the lender’s privacy policy and loan agreement carefully before committing.
