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Home California Santa Ana

Title Loans in Santa Ana

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Locations in Santa Ana

1204 E 4th St
Santa Ana, California 92701
(949) 867-6612
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1508 N Main St
Santa Ana, CA 92701
+17145593389
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3738 West Warner Ave.
Santa Ana, CA 92704
+17144621781
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3 Easy Steps to Get a Car Title Loan in Santa Ana

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get a loan using your car title as collateral - fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Process

  • Apply online or call us
  • Get approved
  • Get the cash loan
  • Keep driving your vehicle

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Title Loan Statistics in Santa Ana, CA

$5,244

Average Title Loan in Santa Ana

$11,147

Average Vehicle Value

18

Loans Funded in 2025

47.0%

Average Loan-to-Value

Based on 18 title loans funded in 2025

Most Common Vehicles for Title Loans in Santa Ana, CA

Vehicle Make Avg. Year Avg. Mileage # of Loans
Mercedes-Benz201689,791 mi4
Chevrolet2015159,793 mi3
Toyota2013139,419 mi3
Honda2010177,000 mi2
Kia2012120,000 mi1

Recent Title Loans Funded in Santa Ana, CA

The table below shows actual title loans funded in Santa Ana, CA. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2013Mercedes-BenzGLK Class92,000$5,015
2020Mercedes-BenzGLA53,000$15,643
2017ChevroletSuburban221,785$4,604
2012HondaFit197,000$2,525
2007HondaAccord157,000$2,525
2021TeslaModel 345,000$9,965
1996BMWZ3 Convertible104,000$2,925

Frequently Asked Questions About Title Loans in Santa Ana, CA

If I borrow more than $10,000 in Santa Ana, does the rate cap still apply?

No. California caps the rate on loans between $2,500 and $10,000 at 36% plus the Federal Funds Rate. Above $10,000 that cap no longer applies, so the rate can be higher per dollar borrowed. This matters when a higher-value vehicle could support a larger loan. If you need only a little above $10,000, borrowing just under that figure can sometimes cost less overall, and we will show you both options before you decide.

Can I get a title loan on a car that was gifted to me or that I inherited in Santa Ana?

Yes, once the title is properly in your name. For a gift, that means the previous owner has signed the title over to you and the change is recorded with the California DMV. For an inherited vehicle, the DMV has a specific process for transferring a title from an estate, which can take some time. You can start your application online and get pre-qualified while the transfer is being handled, and we will tell you what we need to finish once it is in your name.

Can I get a title loan in Santa Ana if I lost my title?

Yes, but the title needs replacing first, since the loan is secured by it. If your car is paid off and the title is simply lost, you can request a duplicate from the California DMV, which can take some time. It is worth starting that early if you think you may need a loan soon. You can begin your application with us online and get pre-qualified while the replacement is on its way.

Shir Amram
Written byShir AmramMontana Capital editorial team

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