Title Loan Activity in the 92701 Area
13
Loans Funded
$4,725
Average Loan Amount
2013
Average Vehicle Year
Recent Loans Near 1508 N Main St
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2013 | Jeep | Wrangler | 92,326 | $9,042 |
| 2011 | Mercedes-Benz | C Class | 134,135 | $2,742 |
| 2017 | Chevrolet | Suburban | 221,785 | $4,604 |
| 2007 | Dodge | Ram 2500 | 290,000 | $2,635 |
| 2010 | Hyundai | Genesis | 80,000 | $2,525 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($3,595 avg), Toyota ($9,831 avg), Chrysler ($2,525 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Santa Ana
Yes. The average vehicle year among borrowers in the 92701 area is 2013. A 2007 Dodge Ram 2500 with 290,000 miles recently qualified for $2,635 near Santa Ana. Your vehicle’s condition and value matter more than its age.
The smallest recent title loan near 92701 was $2,510 for a 2015 BMW X3 with 141,000 miles. Across 13 loans in this area, amounts start as low as $2,510. Your loan amount depends on your vehicle’s current market value.
A past bankruptcy does not automatically prevent you from qualifying. Title loans are secured by your vehicle rather than your credit history, so the key factors are your car’s current value and your income. If your bankruptcy is discharged and you have a qualifying vehicle, you may still be eligible.
Yes, a car title loan is generally more expensive than a bank loan or credit card for borrowers who qualify for those options. California caps title loan rates at approximately 39.6% APR for loans from $2,500 to $10,000. Title loans exist for borrowers who need fast funds and cannot access lower-cost alternatives.
