3738 W Warner Ave Service Location - Santa Ana, CA

Montana Capital 3738 West Warner Ave Office Reviews

Excellent

5.0

Frederick M.

5 months ago

Lauren helped me a lot with my loan.

George B.

10 months ago

I got some quick cash by using my car, and the loan and car title process went more smoothly than I thought it would. All that was required was identification and proof of ownership.

Paul B.

10 months ago

I obtained a small loan in Santa Ana with bad credit without having to go through any formalities; it was very local and intimate.

Gary H.

11 months ago

I was ready to leave a 5-star review, but the process wasn’t quite as fast as advertised. While it’s marketed as same-day funding, you really need to get started early in the morning to make that happen. There’s quite a bit of paperwork and back-and-forth communication, so if you start later in the day, it might take up to 24 hours. That can be frustrating when you’re dealing with something time-sensitive. The service is helpful overall, but the timing didn’t fully match the “same-day” promise.

Anthony W.

11 months ago

I recently applied for an installment loan with Montana Capital to consolidate debt, and the entire experience was smooth from beginning to end. Kylie Norman was especially helpful—she patiently guided me through each step, making sure I understood the terms and repayment plan clearly. It's refreshing to experience such sincere customer service. While the interest rate wasn’t the lowest, the flexibility and quick approval process more than made up for it. The funds were in my account within 48 hours, which was quicker than I expected. I've already recommended Montana Capital to a friend who’s also looking to get their finances on track.

Mohssine M.

1 year ago

Starting the loan process with Montana Capital was a bit daunting at first, but Kaylee guided me through each step with great care. She explained everything clearly, making sure I was comfortable with the terms before moving forward. I was hoping for a slightly larger loan amount to cover more of my expenses, which is why I’m giving 4 stars instead of 5. That said, their team was attentive, and the process itself was smooth and stress-free!

Harkesh S.

2 years ago

Montana Capital Car Title Loans made it easy to secure a loan despite my low FICO score, providing quick and efficient service. The staff was not only knowledgeable but also friendly, making the entire process a breeze.

Shipra R.

2 years ago

I had an excellent experience with a direct lender for bad credit, as they provided quick and hassle-free service when I needed it most.

Ronan R.

2 years ago

Montana Capital Car Title Loans is a game-changer, serving as a direct lender for bad credits with a hassle-free process. They helped me out when I thought no one else would, and now I'm back on track financially. Highly recommend their services!

sheldon B.

2 years ago

I wasn't sure if I could find a direct lender for my bad credit, but this service really impressed me! Effortless approval and helpful customer support made the process hassle-free, definitely recommend

Cyman L.

2 years ago

When unexpected expenses arose, I turned to this online payday loan service, & I couldn't be happier with the result. Their quick approval process and convenient online platform made getting the funds I needed a breeze, and I highly recommend them to anyone in need of fast financial assistance.

Rhonda F.

2 years ago

They understands the unique needs of businesses, offering commercial title loans with favorable terms. Their commitment to supporting commercial ventures makes them a standout choice for entrepreneurs seeking financial flexibility.

Lisa R.

2 years ago

Securing online pay day loans through this service was a straightforward and efficient process. The quick approval and seamless transaction made it a reliable choice for anyone in need of fast and accessible financial assistance.

Stephen E. V.

2 years ago

I required a loan because I own a motorcycle. I Googled "Motorcycle title loans near me" and received an outstanding offer from this organization, which gave the solution. It was a great decision because of their grasp of motorbike values and competitive pricing.

Angelina A.

3 years ago

Finding title loans without the need for evidence of income might be difficult, but this Santa Ana company provided a solution. They approved my loan application based on other criteria, which made the procedure easier and more accessible. Thank you so much!!!!

Angel S.

3 years ago

I own a motorcycle and needed a loan. I searched for "Motorcycle title loans near me" and got an excellent offer from this company provided the solution. Their understanding of motorcycle values and competitive rates made it a wise choice.

Deanna N.

3 years ago

Finding title loans without the need for proof of income can be challenging, but this company in Santa Ana offered a solution. They approved my loan application based on other factors, making the process smoother and more accessible.

Celia F.

3 years ago

Business owners seeking financial support can rely on this loan company for business title loans. They understand the unique challenges faced by entrepreneurs and offer tailored loan solutions. I had a great time with them!!!

Nicholas K.

3 years ago

Even though I had a salvage title, I was able to obtain a loan. This loan company specializes in salvage title loans and offered a reasonable loan amount with favorable terms. Congratulations on their salvage title loan services.

Robin W.

3 years ago

I have found the company to be very professional and the process to be very straightforward. I would definitely recommend them to anyone in need of a title loan without a title in hand.

Douglas L.

3 years ago

I was in a real bind and needed cash fast. I found this loan company online and they were able to help me get the money I needed the same day. The process was quick and easy and I was able to get my money fast. I would definitely recommend this company to anyone who needs a payday loan.

Anthony R.

3 years ago

Montana Capital Car Title Loans made the process of getting an auto title loan online so easy and stress-free. Their payment schedules were flexible and I was able to get the money I needed quickly. I would highly recommend them to anyone in need of a title loan.

Elizabeth F.

3 years ago

I am very happy with the service I received from this loan company. They were very professional and provided me with the funds I needed in a timely manner. They understand everything and put everything in place. I would definitely recommend them to anyone in need of a car title loan.

Kimberly W.

3 years ago

I was really struggling to make ends meet and my car title loan places came through for me! I was able to get the money I needed to keep my head above water and pay my bills. Thank you so much for your help!

Paul R.

4 years ago

This is the place to go if you're looking for a title pawn shop! They are prompt, simple to work with, and constantly supportive. They've never caused me any trouble before!

Rosario J.

4 years ago

I was really happy with the loan company. They provided me with a great personal loan with a very competitive interest rate. The loan process was very fast and easy, and I would definitely recommend them to anyone looking for a personal loan.

Molly J.

4 years ago

I have tried all kind of loan companies but none of them could help me until I used the service of this company . They even approved my car title loan for my broken car .I was in an emergency situation and they cleared it immediately. 100% satisfied.

krystal H.

5 years ago

The lack of work during covid seriously affected our finances and hurt the credit score. All banks refused us the help but not Montana Capital, they sized up our assets and allowed us to have more cash flow , thanks to their instant financial help. Can't thank them enough!

Ruishi Q.

11 years ago

Best place in Orange County. Looked around, people here were nice and gave good offer so I came. Very satisfied.

Dina H.

11 years ago

Fast and simple process. Great place really recommend it. Personnel was very helpful. Thank you elena you were super helpful.

Tina T.

11 years ago

I love this place, I was in need of quick cash and they been able to help me with the cash loan approval same day.

3 Easy Steps to Get a Car Title Loan at 3738 West Warner Ave

Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Title Loan Activity in the 92704 Area

Loans Funded

$4,948

Average Loan Amount

2014

Average Vehicle Year

Recent Loans Near 3738 West Warner Ave.

Year	Make	Model	Miles	Funded Amount
2005	Toyota	Tacoma	300,000	$3,015
2016	GMC	Sierra 1500	110,000	$3,043
2017	Toyota	Tundra	100,000	$6,026
2020	Mercedes-Benz	GLA	53,000	$15,643
2013	Mercedes-Benz	GLK Class	92,000	$5,015

Actual loan amounts vary based on vehicle condition, mileage, and state regulations.

Most Common Vehicles

Honda ($5,250 avg), Toyota ($4,185 avg), Mercedes-Benz ($10,329 avg)

Know Before You Borrow in California

Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
Loan range: $2,500 to $10,000+
Repayment term: 12 to 60 months with fixed monthly payments
Regulated by: Department of Financial Protection and Innovation (DFPI)

For complete California title loan regulations and consumer protections, visit our full California guide.

Quick Answers About Title Loans in Santa Ana

What Title Loan Amounts Are Available Near 92704?

In the 92704 area, title loans have ranged from $2,525 to $15,643, with an average of $4,948 across 15 loans funded. The largest recent loan was $15,643 for a 2020 Mercedes-Benz GLA. Your amount depends on your vehicle’s value and ability to repay.

Can I Get a Title Loan with High Mileage in Santa Ana?

Yes. Vehicles with high mileage regularly qualify. Near 92704, a 2005 Toyota Tacoma with 300,000 miles on it was approved for $3,015. The average mileage among borrowers in this area is 110,130 miles.

Can I apply for a title loan online in Santa Ana without a vehicle inspection?

Yes, in many cases you can apply online without a full in-person inspection. Submit your vehicle details and photos for an initial evaluation. Funds can always be arranged without an in-person visit. Get a free estimate online to get started.

Is a credit check required to get a title loan?

A full credit check is not always required for a title loan. Because the loan is secured by your vehicle, approval is based mainly on vehicle value and income. Credit history may be reviewed but is not the deciding factor.

Title Loans at 3738 West Warner Ave

Location Information:

Montana Capital 3738 West Warner Ave Office Reviews

3 Easy Steps to Get a Car Title Loan at 3738 West Warner Ave

Apply now

Get approved

Get your cash!

Title Loan Activity in the 92704 Area

Recent Loans Near 3738 West Warner Ave.

Most Common Vehicles

Know Before You Borrow in California

Quick Answers About Title Loans in Santa Ana