Title Loan Activity in the 92701 Area
13
Loans Funded
$4,725
Average Loan Amount
2013
Average Vehicle Year
Recent Loans Near 1204 E 4th St
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2013 | Jeep | Wrangler | 92,326 | $9,042 |
| 2011 | Mercedes-Benz | C Class | 134,135 | $2,742 |
| 2017 | Chevrolet | Suburban | 221,785 | $4,604 |
| 2007 | Dodge | Ram 2500 | 290,000 | $2,635 |
| 2010 | Hyundai | Genesis | 80,000 | $2,525 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($3,595 avg), Toyota ($9,831 avg), Chrysler ($2,525 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Santa Ana
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 92701, a 2019 Toyota 4Runner with 65,000 miles was approved for $13,146. Bring your truck or SUV title to get a free estimate.
In the 92701 area, title loans have ranged from $2,510 to $13,146, with an average of $4,725 across 13 loans funded. The largest recent loan was $13,146 for a 2019 Toyota 4Runner. Your amount depends on your vehicle’s value and ability to repay.
You need to show income – but income does not mean a traditional job. In Santa Ana, a range of documents are accepted as proof:
Government benefit letters (Social Security, disability, unemployment)
Pension or retirement income statements
Bank statements reflecting consistent deposits
Self-employment income records or recent tax returns
Yes. Your loan amount depends on your vehicle’s value. This is typically estimated using guides like Kelley Blue Book, considering factors such as:
Year, make, and model
Mileage
Overall vehicle condition
Accident history
In many cases, borrowers may qualify for up to about 50% of the vehicle’s estimated value.
