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Title Loans in Vallejo

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Locations in Vallejo

320 Mississippi St.
Vallejo, CA 94590
(707) 595-9388
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808 Tennessee St
Vallejo, CA 94590
+17075639500
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3 Easy Steps to Get a Car Title Loan in Vallejo

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get a loan using your car title as collateral - fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Process

  • Apply online or call us
  • Get approved
  • Get the cash loan
  • Keep driving your vehicle

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Title Loan Statistics in Vallejo, CA

$3,322

Average Title Loan in Vallejo

$12,250

Average Vehicle Value

5

Loans Funded in 2025

27.1%

Average Loan-to-Value

Based on 5 title loans funded in 2025

Most Common Vehicles for Title Loans in Vallejo, CA

Vehicle Make Avg. Year Avg. Mileage # of Loans
Honda201118,760 mi1
Lexus2018100,000 mi1
Nissan2017100,000 mi1
Tesla202254,382 mi1
Toyota2019170,000 mi1

Recent Title Loans Funded in Vallejo, CA

The table below shows actual title loans funded in Vallejo, CA. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2019ToyotaCamry170,000$2,525
2018LexusGS 350100,000$5,042
2017NissanRogue100,000$3,702
2011HondaCivic18,760$2,814
2022TeslaModel Y54,382$2,525

Frequently Asked Questions About Title Loans in Vallejo, CA

Does it matter where in Vallejo I go, or whether I come in at all? 

Not really, on either count. The loan terms are the same across Vallejo and the surrounding area, so location is only ever about convenience, and in practice you may not need to come in at all. What you qualify for is set by your vehicle’s appraisal and your ability to repay, the same whether you are down by the south-end waterfront or up toward American Canyon.

You can start the application online and get pre-qualified from anywhere, with no need to decide on a location up front. If your vehicle does need an in-person check, we arrange it at a time that suits you, and in many cases a set of clear photos handles it without a visit.

The Vallejo loan-to-value ratio shown here is only about 27%. Should I expect my offer to be that low?

Not necessarily. That 27.1% figure is the average across only five Vallejo loans we funded in 2025, so individual cases pulled the average down. A 2019 Toyota Camry at 170,000 miles and a 2022 Tesla Model Y at 54,000 miles both came in at $2,525, which holds the LTV low even on otherwise strong vehicles. Statewide our average is closer to 47%, and most individual Vallejo loans will land somewhere between those figures depending on the car. Treat the published 27% as a rough indicator, not a target or guarantee. The number that matters is the one on your written quote after your specific vehicle is appraised.

What if I want to return the car instead of being repossessed?

That option is called voluntary surrender, and it is different from repossession. With voluntary surrender, you contact us before things escalate, agree to hand the vehicle back on a set date, and avoid the towing fees and the involuntary tone of a repossession. The loan balance is still settled through the sale of the vehicle and a reconciliation of any deficiency or surplus, but voluntary surrender is generally less costly and less stressful than letting the loan reach repossession. If you are heading in that direction, call us early. The best outcomes almost always start with that conversation.

Shir Amram
Written byShir AmramMontana Capital editorial team

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