Title Loan Activity in the 94590 Area
14
Loans Funded
$3,770
Average Loan Amount
2016
Average Vehicle Year
Recent Loans Near 320 Mississippi St.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2017 | Nissan | Rogue | 100,000 | $3,702 |
| 2018 | Lexus | GS 350 | 100,000 | $5,042 |
| 2011 | Honda | Civic | 18,760 | $2,814 |
| 2019 | Toyota | Camry | 170,000 | $2,525 |
| 2022 | Tesla | Model Y | 54,382 | $2,525 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Nissan ($4,577 avg), Honda ($2,915 avg), Toyota ($3,375 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Vallejo
In the 94590 area, title loans have ranged from $2,525 to $5,042, with an average of $3,770 across 14 loans funded. The largest recent loan was $5,042 for a 2018 Lexus GS 350. Your amount depends on your vehicle’s value and ability to repay.
Yes. Vehicles with high mileage regularly qualify. Near 94590, a 2015 Dodge Challenger with 230,000 miles on it was approved for $2,789. The average mileage among borrowers in this area is 101,283 miles.
Yes, it may still be possible to get a title loan in Vallejo, CA if there is a lien on your vehicle. Eligibility depends on the remaining loan balance and the current value of the car. If there is enough equity in the vehicle, some applications may still qualify.
You will need a valid title in your name to complete a title loan. If yours is lost, you can request a duplicate from the California DMV using Form REG 227. You may be able to start the pre-approval process while you wait.
