Title Loan Activity in the 76116 Area
3
Loans Funded
$582
Average Loan Amount
2007
Average Vehicle Year
Recent Loans Near 6114 Camp Bowie Blvd #4
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2012 | Kia | Optima | 222,942 | $205 |
| 2000 | Buick | LeSabre | 189,000 | $1,000 |
| 2009 | Nissan | Sentra | 183,477 | $540 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Buick ($1,000 avg), Kia ($205 avg), Nissan ($540 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Fort Worth
The smallest recent title loan near 76116 was $205 for a 2012 Kia Optima with 222,942 miles. Across 3 loans in this area, amounts start as low as $205. Your loan amount depends on your vehicle’s current market value.
Buick is the most common vehicle among title loan borrowers in the 76116 area, with 1 loans funded. The average loan amount for a Buick here is $1,000, with an average of 189,000 miles on the odometer.
When a bank denies you due to credit history or you need funds faster than a traditional loan allows, a title loan can be an alternative. Title loans are collateral-based, meaning approval depends on your vehicle’s equity rather than your creditworthiness. However, total costs are significantly higher than bank loans and your car is on the line if you cannot repay, so compare total costs carefully before committing.
Partly. The Texas OCCC licenses title lenders and caps the lender’s interest rate at 10% per year, but the service fee lenders charge on top of that is not limited by state law. In practice, most Texas title loan borrowers pay around 0 to 5 per $100 borrowed per month. On a $1,000 loan, that is roughly $200 to $250 for a 30-day term. Texas law requires a written cost disclosure before you sign so you can see the full APR and total repayment amount.
