Title Loans in Fort Worth

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Home Texas Fort Worth

How much could I qualify for?

Get a free quote. It’s fast, secure, and simple.

Over 375,000+ People Helped Since 2007
Trusted & Accredited:

Locations in Fort Worth

2738 N Main St #100
Fort Worth, TX 76164
(817) 290-9199
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6114 Camp Bowie Blvd #4
Fort Worth, TX 76116
(682) 281-3894
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5111 Davis Blvd
Fort Worth, Texas 76180
(682) 204-2044
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What You Need to Apply

  • Car title in your name, lien-free or nearly paid off
  • Government-issued photo ID, age 18+
  • Proof of income
  • Interior and exterior car photos
  • Car insurance, when required

Title Loan Statistics in Fort Worth, TX

$2,987

Average Title Loan in Fort Worth

$5,563

Average Vehicle Value

13

Loans Funded Since 2025

53.7%

Average Loan-to-Value

Based on 13 title loans funded since January 2025

Most Common Vehicles for Title Loans in Fort Worth, TX

Vehicle Make Avg. Year Avg. Mileage # of Loans
Chevrolet2011187,248 mi3
Ford2005179,975 mi3
Nissan2015119,400 mi2
Ram2016120,938 mi2
Fiat2015159,147 mi1

Recent Title Loans Funded in Fort Worth, TX

The table below shows actual title loans funded in Fort Worth, TX. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2019Ram1500119,750$9,500
2015Fiat500L159,147$133
2013GMCYukon109,853$4,500
2010ChevroletMalibu206,689$350
2012VolvoS60216,000$700
2007ChevroletSuburban155,055$3,000
1995FordF150196,000$500

Frequently Asked Questions About Title Loans in Fort Worth, TX

Can I use my work truck as collateral in Fort Worth?

Yes, and trucks are among the most common vehicles pledged here. A pickup or work truck is appraised on its year, mileage, drivetrain and bed condition, any upfit, and the current resale market, and it needs a clear, lien-free title in your name, so any existing financing has to be cleared first.

The central caution is that you keep driving the truck during the loan, which is also the risk if the truck is how you earn a living: falling behind can put your livelihood on the line. If you own another vehicle you could pledge instead, that may be the safer choice. Because this is a Credit Access Business transaction, review the OCCC disclosure of the CAB fee, interest, and total cost, and confirm the amount fits Fort Worth’s income-and-value ordinance limits before signing.

If I am active-duty near Fort Worth, can I get a title loan? 

Generally no, not a standard one. The Military Lending Act caps the Military Annual Percentage Rate, or MAPR, at 36% for active-duty members and covered dependents, and a Texas title loan’s Credit Access Business fees usually push the true cost well above that, so the product generally cannot be offered to a covered borrower. The MLA also prohibits mandatory arbitration.

If you are connected to Naval Air Station JRB Fort Worth, the base legal-assistance office is the place to start, with free help for members and families. Lower-cost routes such as a military aid society or a credit-union emergency loan usually make far more sense for a short-term need. The Servicemembers Civil Relief Act adds protections on pre-service debts, including limits on repossession without a court order while you are serving.

Why is Fort Worth’s published loan-to-value higher, and what does that mean for my offer?

Fort Worth’s recently funded loans show a higher average share of appraised value than several other Texas cities. That is a description of past loans, not a promise – it reflects the particular vehicles and borrowers in that sample, and it does not set what you personally will be offered.

Your actual amount comes from the written appraisal of your specific vehicle and your documented ability to repay, and it is still bound by Fort Worth’s ordinance, which caps the loan at the lesser of 3% of gross annual income or 70% of the vehicle’s value. Treat any citywide average or ratio as background, review the OCCC disclosure of the CAB fee and total cost, and focus on the payment you can actually carry.

Shir Amram
Written byShir AmramMontana Capital editorial team

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