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Title Loans in San Jose

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Locations in San Jose

3136 Story Rd Suite 2
San Jose, CA 95127
(408) 556-9790
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1029 Blossom Hill Rd. Suite #5
San Jose, CA 95123
(408) 556-9121
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521 Charcot Ave #111-D
San Jose, CA 95131
(408) 707 3782
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210 San Jose Ave Suite B
San Jose, CA 95125
(408) 676-2807
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3 Easy Steps to Get a Car Title Loan in San Jose

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get a loan using your car title as collateral - fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Process

  • Apply online or call us
  • Get approved
  • Get the cash loan
  • Keep driving your vehicle

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Title Loan Statistics in San Jose, CA

$6,098

Average Title Loan in San Jose

$11,083

Average Vehicle Value

49

Loans Funded in 2025

55.0%

Average Loan-to-Value

Based on 49 title loans funded in 2025

Most Common Vehicles for Title Loans in San Jose, CA

Vehicle Make Avg. Year Avg. Mileage # of Loans
Toyota2013126,802 mi11
Honda201769,234 mi5
Ford2016128,341 mi4
Lexus2014104,750 mi4
Kia201684,390 mi3

Recent Title Loans Funded in San Jose, CA

The table below shows actual title loans funded in San Jose, CA. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2011FordF150270,000$5,515
2017HondaAccord108,172$9,700
2015ToyotaCamry105,000$2,803
2014NissanAltima109,000$3,255
2015ToyotaPrius158,000$3,785
2013LexusCT 200h113,000$6,015
2009ToyotaCorolla140,000$2,686

Frequently Asked Questions About Title Loans in San Jose, CA

Can I get a title loan on a hybrid in San Jose?

Yes. Hybrids are common here, and we appraise them much like any other vehicle. We look at the year, mileage, condition, and current resale value, along with battery health, since that can affect what a hybrid is worth. A well-maintained hybrid with reasonable mileage can appraise well. Send us the details and photos online and we will give you an idea of what it could support before you commit to anything.

How long is the repayment term on a San Jose title loan?

For the amounts most local borrowers take, California sets a minimum term of 12 months with fixed monthly payments, so these are not single-payment or short rollover loans. We show you the full schedule before you sign, including each payment and the total cost over the life of the loan. You can also pay ahead or clear the balance early at any time with no prepayment penalty, which reduces the total interest you pay.

Can I get a title loan on a car that was gifted to me or that I inherited in San Jose?

Yes, once the title is properly in your name. For a gift, that means the previous owner has signed the title over to you and the change is recorded with the California DMV. For an inherited vehicle, the DMV has a specific process for transferring a title from an estate, which can take some time. You can start your application online and get pre-qualified while the transfer is being sorted out, and we will tell you what we need to finish once it is in your name.

Shir Amram
Written byShir AmramMontana Capital editorial team

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