Title Loan Activity in the 95125 Area
5
Loans Funded
$4,536
Average Loan Amount
2012
Average Vehicle Year
Recent Loans Near 210 San Jose Ave Suite B
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2014 | Nissan | Rogue | 90,000 | $2,525 |
| 2016 | Ford | Mustang | 76,000 | $4,515 |
| 2013 | Honda | Civic | 270,000 | $5,840 |
| 2012 | Mazda | Mazda6 | 171,547 | $4,178 |
| 2006 | Toyota | Camry | 98,000 | $5,624 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($4,515 avg), Honda ($5,840 avg), Mazda ($4,178 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in San Jose
Yes. The average vehicle year among borrowers in the 95125 area is 2012. A 2012 Mazda Mazda6 with 171,547 miles recently qualified for $4,178 near San Jose. Your vehicle’s condition and value matter more than its age.
In the 95125 area, title loans have ranged from $2,525 to $5,840, with an average of $4,536 across 5 loans funded. The largest recent loan was $5,840 for a 2013 Honda Civic. Your amount depends on your vehicle’s value and ability to repay.
Yes, you may still qualify even with a high-mileage or older vehicle. What matters most is the vehicle’s current market value, not its age or mileage alone. A well-maintained older car can still carry enough equity to support a loan. Get a free estimate online to see what your vehicle qualifies for.
Yes, it may still be possible to get a title loan in San Jose, CA if there is a lien on your vehicle. Eligibility depends on the remaining loan balance and the current value of the car. If there is enough equity in the vehicle, some applications may still qualify.