Title Loan Activity in the 93033 Area
17
Loans Funded
$4,598
Average Loan Amount
2013
Average Vehicle Year
Recent Loans Near 1215 Saviers Rd
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2014 | Ford | F150 | 200,000 | $4,015 |
| 2009 | GMC | Sierra 1500 | 110,200 | $5,777 |
| 2017 | Ford | Fiesta | 100,000 | $2,525 |
| 2006 | Hummer | H2 | 120,000 | $4,515 |
| 2018 | Toyota | Corolla | 112,718 | $2,845 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($4,857 avg), Honda ($4,139 avg), Nissan ($5,015 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Oxnard
Yes. The average vehicle year among borrowers in the 93033 area is 2013. A 2006 Hummer H2 with 120,000 miles recently qualified for $4,515 near Oxnard. Your vehicle’s condition and value matter more than its age.
The smallest recent title loan near 93033 was $2,525 for a 2015 Ford Escape with 90,000 miles. Across 17 loans in this area, amounts start as low as $2,525. Your loan amount depends on your vehicle’s current market value.
To apply for a title loan in Oxnard, you will need these documents:
Your car title in your name
A government-issued photo ID
Proof of income
Proof of California residency
Your Social Security number
Good credit is not required.
No, there is no penalty for paying off early. California law prohibits prepayment penalties on title loans. You can pay off your loan at any time and only pay interest for the time you actually hold it.
