Title Loan Statistics in Oxnard, CA
$4,338
Average Title Loan in Oxnard
$7,848
Average Vehicle Value
15
Loans Funded in 2025
55.3%
Average Loan-to-Value
Based on 15 title loans funded in 2025
Most Common Vehicles for Title Loans in Oxnard, CA
| Vehicle Make | Avg. Year | Avg. Mileage | # of Loans |
|---|---|---|---|
| Nissan | 2017 | 108,168 mi | 5 |
| Chevrolet | 2017 | 115,383 mi | 2 |
| Ford | 2012 | 190,000 mi | 1 |
| Hyundai | 2017 | 86,000 mi | 1 |
| Kia | 2023 | 84,000 mi | 1 |
Recent Title Loans Funded in Oxnard, CA
The table below shows actual title loans funded in Oxnard, CA. Amounts vary based on each vehicle’s make, model, year, and condition.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2015 | Nissan | Altima | 154,838 | $3,155 |
| 2017 | Nissan | Altima | 75,000 | $3,898 |
| 2020 | Nissan | Sentra | 63,000 | $3,483 |
| 2016 | Scion | iM | 161,000 | $5,236 |
| 2019 | Audi | A4 | 108,000 | $3,605 |
| 2023 | Kia | K5 | 84,000 | $4,515 |
| 2017 | Nissan | Sentra | 120,000 | $2,598 |
Frequently Asked Questions About Title Loans in Oxnard, CA
Recent Oxnard, CA title loans funded through Montana Capital have ranged from about $2,525 to $12,693, with a typical funded amount near $4,338. Your actual loan amount depends on your vehicle’s appraised value, mileage, condition, title status, and ability to repay the monthly payment.
As a general reference, Oxnard borrowers have recently received around 55% of their vehicle’s appraised value. This is not a guaranteed loan-to-value ratio. A vehicle with a clear title, lower mileage, and steady resale demand may support more, while high mileage, mechanical issues, prior damage, or title concerns can reduce the amount available.
Before signing, review the approved amount, APR, finance charge, payment schedule, total repayment cost, and late-payment terms. The loan should still fit your budget after regular expenses, especially if you rely on the vehicle for work, family, or daily transportation.
Common vehicles used for title loans in Oxnard include Nissan, Chevrolet, Ford, Hyundai, and Kia. Nissan vehicles appear most often among recent Oxnard title loan vehicles, but the make alone does not determine the final amount. Year, mileage, condition, title status, and current value all matter.
Recent Oxnard title loans include a 2015 Nissan Altima with 154,838 miles funded at $3,155, a 2017 Nissan Altima with 75,000 miles funded at $3,898, a 2020 Nissan Sentra with 63,000 miles funded at $3,483, and a 2023 Kia K5 with 84,000 miles funded at $4,515. These examples show why each vehicle needs to be reviewed individually.
A Nissan Altima in Oxnard may qualify for different amounts depending on the model year, mileage, trim, condition, title status, and current resale value. A newer or lower-mileage Altima may support a higher amount, while high mileage, accident history, mechanical issues, or title problems can reduce the amount available.
For context, recent Oxnard title loans included a 2015 Nissan Altima with 154,838 miles funded at $3,155 and a 2017 Nissan Altima with 75,000 miles funded at $3,898. These amounts should not be treated as quotes for another Altima, but they give useful examples of how mileage and vehicle details can affect funding.
Before accepting an offer, ask for the approved loan amount, APR, payment schedule, total repayment cost, and any late-payment or default terms in writing.
Before accepting a title loan in Oxnard, review the approved amount, APR, finance charge, payment schedule, total repayment cost, and any late-payment or default terms. A title loan is secured by your vehicle, so missed payments can put the vehicle at risk.
Title loans are intended for short-term financial needs and should not be treated as a long-term financial solution. Consider alternatives such as a personal loan, credit union loan, payment plan, or borrowing from family or friends before signing. If you move forward, paying early or paying more than the minimum may help reduce total finance charges.
