Title Loan Activity in the 93036 Area
21
Loans Funded
$4,780
Average Loan Amount
2013
Average Vehicle Year
Recent Loans Near 2360 N Oxnard Blvd
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2007 | Lexus | IS 250 | 213,731 | $4,015 |
| 2007 | Aston Martin | Vantage Roadster V8 | 37,700 | $17,000 |
| 2011 | BMW | 5-Series | 126,000 | $3,015 |
| 2008 | Nissan | Frontier | 310,000 | $2,510 |
| 2014 | Freightliner | M2-106 | 420,000 | $4,965 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($4,351 avg), Toyota ($3,838 avg), Honda ($3,430 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Oxnard
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 93036, a 2020 Ford Explorer with 34,801 miles was approved for $7,957. Bring your truck or SUV title to get a free estimate.
In the 93036 area, title loans have ranged from $2,510 to $17,000, with an average of $4,780 across 21 loans funded. The largest recent loan was $17,000 for a 2007 Aston Martin Vantage Roadster V8. Your amount depends on your vehicle’s value and ability to repay.
Having an existing auto loan does not automatically disqualify you in Oxnard. If your car’s market value is considerably higher than your remaining balance, there may be enough equity to qualify. For example, if your car is worth $15,000 and you owe $,000, that gap may be sufficient. Get a free estimate to find out.
Five items are needed for a title loan in Oxnard. Here is what each one covers:
Car title in your name – proves you own the vehicle being used as collateral
Government-issued photo ID – confirms your identity
Proof of income – shows you can make monthly payments
Proof of California address – confirms residency in the state
Social Security number – required for the loan application
Good credit is not required. The vehicle’s value and your income are the main approval factors.
