3865 Irving St Service Location - San Francisco, CA

Montana Capital 3865 Irving St Office Reviews

Excellent

4.9

Randy D.

9 months ago

It's difficult to find legitimate loans for bad credit companies that aren't frauds. This company turned out to be authentic and provided exactly what was promised. Honest terms and professional service during the whole process.

Johan N.

9 months ago

It felt hard to find loans with bad credit in San Francisco until I went to Montana Capital Car Title Loans. Peyton was nice and didn't treat me different because of my credit. She explained it and helped me get a loan that I could pay back. I liked that she was honest. The office was clean, but parking can be tricky. Still, Peyton made it feel like things were turning around.

Noe C.

9 months ago

Finding real loans for bad credit in San Francisco felt almost impossible until I came across Montana Capital Car Title Loans. Peyton was incredibly welcoming and didn’t treat me any differently because of my credit score. She explained the process clearly and helped me figure out a loan that wouldn’t bury me in unmanageable payments. I appreciated how honest she was—no empty promises, just real options. The office was clean and quiet, though parking nearby can be tricky during the day. Still, Peyton’s support made this feel like a turning point instead of just another rejection.

Meghan M.

10 months ago

I needed emergency money quickly after my car broke down without warning, and Montana Capital saved my life. Despite my bad credit, their staff made the loan application straightforward and understandable. Before proceeding, they made sure I was comfortable and thoroughly explained all the repayment terms. They were very open about the costs, even though the interest rates were a little higher than average. Within a day of receiving the money, I was driving again.

Juan D.

10 months ago

I applied for a loan later in the day and got the funds the following morning. The process was incredibly smooth. Kaylee at Montana Capital ensured everything was done correctly and clearly laid out the repayment terms. Her attention to detail gave me peace of mind. I’d definitely recommend them to anyone needing fast and reliable support.

Barbara C.

10 months ago

Montana Capital made the repayment process very flexible, which I really appreciated. Setting up my account took a bit longer than expected due to some outdated information, but once that was sorted, everything went smoothly. I loved having the option to pay off my loan early without penalties, which saved me some money. Despite the initial setup delays, the friendly team made the overall experience positive.

David H. H.

1 year ago

When my car broke down unexpectedly, I needed emergency funds fast, and Montana Capital was a lifesaver. Their team made the loan application simple and easy to understand, even with my poor credit. They explained every detail about the repayment terms clearly and made sure I was comfortable before moving forward. Although the interest rates were on the higher side, they were very transparent about the costs. I received the funds within a day and was back on the road. Highly recommend them for anyone facing financial stress.

Dolores F.

1 year ago

Montana Capital made the repayment process super flexible, which I really appreciated. Setting up my account took a bit longer than expected due to some outdated info on file, but once that was resolved, everything ran smoothly. I loved having the option to pay off my loan faster without penalties, which saved me some extra money in the long run. Despite the initial setup delays, their friendly team made the overall experience a positive one!

POONAM P.

2 years ago

I feel compelled to publicly praise this emergency loans in san francisco it truly changed my financial situation. When I needed money quickly, they came through, and their laid-back approach made it all much easier. I would highly recommend them.

Jerry B.

2 years ago

When unforeseen expenses arose, leveraging my car title for a loan became essential. This company understood the urgency of my situation and provided a seamless solution without any hassle.

A Google U.

2 years ago

When unexpected expenses hit, getting a loan with my car title was the lifeline I needed. This loan company understood my urgency and provided me with a hassle-free solution.

gregory R.

2 years ago

We had a fantastic experience with Montana Capital Car Title Loans when we pursued auto refinancing for our vehicle. Their knowledgeable team guided us through the process smoothly, helping us secure a better rate and terms, ultimately saving us money in the long run.

Eugene H.

2 years ago

They provide a hassle-free pathway to financial relief by offering loans with your car title. The process was straightforward, and their understanding of individual financial situations, irrespective of FICO scores, is truly commendable. Get a Loan with Your Car Title from them for your emergency finances.

Abigail R.

2 years ago

Despite having an older vehicle, I was pleasantly surprised by this loan company's willingness to provide old car title loans. The appraisal process was fair, and they appreciated the value of my vehicle, making the loan approval process straightforward and accommodating.

Austin G.

2 years ago

Montana Capital Car Title Loans exceeded my expectations with their auto refinancing service, providing a seamless and efficient process. The favorable terms and professionalism of their team made the entire experience stress-free, solidifying them as a top choice for anyone considering auto refinancing.

Sandra L.

2 years ago

My car has seen better days, but that didn't stop me from getting the loan I needed. This loan company understood the value of my old car and offered me a fair deal on an old car title loan. It's such a relief to know that my car's age didn't hold me back from getting the help I needed. Thank you Montana Capital Car Title Loans!

Claire H.

3 years ago

I was intrigued about the San Francisco title loan criteria, and this organization provided me with all of the information I needed right away. They were open and explained the procedure thoroughly. Thanks a lot Montana Capital Car Title Loans!!!

Janice G.

3 years ago

I never thought my old car could be so valuable until I found Old Car Title Loans. They understood the worth of my vehicle, and I got a loan with a reasonable repayment plan. Great service!

Hope W.

3 years ago

I was curious about the title loan requirements in San Francisco, and this company provided me with all the information I needed upfront. They were transparent and made the process easy to understand.

Rita R.

3 years ago

I was curious about 'how much money can you get for a title loan' and decided to find out. This company offered me a fair amount based on my car's value and I was able to get the funds I needed quickly. Nice doing business with y'all!

Jamie G.

3 years ago

The loan amount I received from this company was exactly what I needed to cover unexpected expenses. The application process was straightforward, and their team was helpful in guiding me through it. Their quick approval and transparent terms made the experience stress-free. Highly recommend for anyone in need of financial assistance.

Cathleen C.

3 years ago

I had a great experience with this loan company that offers auto pawn loans near me. Their convenient location made it easy for me to access their services and pawn my vehicle's title for a loan. The staff was friendly and professional, ensuring a smooth and efficient process.

Sallie B.

3 years ago

I had a title loan, and this lending firm assisted me in locating businesses that pay off title loans. They helped me shift my debt to a lender with better conditions.

A Google U.

3 years ago

I had a title loan, and this loan company helped me find companies that pay off title loans. They assisted me in transferring my loan to another lender with better terms.

Carole H.

3 years ago

I had a great experience working with this loan company. They were very helpful and professional throughout the process. I would highly recommend them to anyone looking for a car title loan.

Aida R.

3 years ago

I needed a car loan fast and didn't have the best credit. Montana Capital Car Title Loans was able to approve me for a loan and I was able to drive away with a car that same day. Thank you for the poor credit car loans option.

Sylvia J.

3 years ago

I was in a tough spot financially and needed some quick cash. I went to this loan company and they were able to get me the money I needed within 24 hours. Their process was fast and easy, and I would recommend them to anyone who needs a quick loan.

Patsy C.

3 years ago

I had never gotten a title loan before, so I was a bit apprehensive about the whole process. But from the moment I walked into this loan firm, the staff put me at ease. They explained the process step by step, and were there for me every step of the way. I would definitely recommend this loan firm to anyone in need of a title loan.

Joe M. H.

4 years ago

This company offered me with a title loan, and the process was quite simple! I didn't even have to register my car, so it was a quick and simple process. I would recommend this organisation to anyone in need of a title loan.

Hazel O.

4 years ago

I'm writing to convey my heartfelt appreciation for their assistance. I was looking for fast cash and had contacted several title loan companies when I stumbled across them. They gave me the simplest and quickest loan. Despite my poor credit, they approved my application for a car title loan.

Eva R.

4 years ago

This company is an easy recommendation! I was referred to them by my friend and the level of professionalism impressed me. I would totally recommend these guys to anyone who wants to get a emergency loan with bad credit.

Sharon R.

4 years ago

I am very happy with the pink slip loan I received from this company. The process was very simple and the loan was deposited into my account quickly. I would definitely recommend this company to anyone in need of a loan.

Misty B.

4 years ago

I was in a tough spot when I realized I needed a title loan. I didn't have the best credit, so I wasn't sure I'd be approved. But the loan company worked with me and I was approved for a loan. The process was quick and easy, and I was able to get the money I needed when I needed it. I'm really grateful for their help.

Sharon M.

4 years ago

Thanks so much to the wonderful team for getting my loan approved on time successfully. I'm extremely happy with the service.

3 Easy Steps to Get a Car Title Loan at 3865 Irving St

Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Know Before You Borrow in California

Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
Loan range: $2,500 to $10,000+
Repayment term: 12 to 60 months with fixed monthly payments
Regulated by: Department of Financial Protection and Innovation (DFPI)

For complete California title loan regulations and consumer protections, visit our full California guide.

Quick Answers About Title Loans in San Francisco

Does the condition of my vehicle affect whether I qualify for a title loan in San Francisco?

A title loan request in San Francisco, CA may be declined if certain requirements are not met. Common reasons include:

The vehicle title is not in the applicant’s name
The vehicle has little or no equity
Required documents or proof of income cannot be verified

Can I get a title loan if my vehicle has high mileage?

Yes, high mileage does not automatically disqualify your vehicle. What matters most is the car’s current market value. A high-mileage vehicle that is well maintained and in good condition may still hold enough value to qualify. Get a free estimate online to see what your vehicle is worth.

Title Loans at 3865 Irving St

Location Information:

Montana Capital 3865 Irving St Office Reviews

3 Easy Steps to Get a Car Title Loan at 3865 Irving St

Apply now

Get approved

Get your cash!

Know Before You Borrow in California

Quick Answers About Title Loans in San Francisco