Title Loans in San Francisco

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Home California San Francisco

How much could I qualify for?

Get a free quote. It’s fast, secure, and simple.

Over 375,000+ People Helped Since 2007
Trusted & Accredited:

Locations in San Francisco

3865 Irving St
San Francisco, CA 94122
(415) 355-4770
View the Location page →

What San Francisco Customers Say About Montana Capital

Excellent
4.9
Randy D.
1 year ago
It's difficult to find legitimate loans for bad credit companies that aren't frauds. This company turned out to be authentic and provided exactly what was promised. Honest terms and professional service during the whole process.
Johan N.
1 year ago
It felt hard to find loans with bad credit in San Francisco until I went to Montana Capital Car Title Loans. Peyton was nice and didn't treat me different because of my credit. She explained it and helped me get a loan that I could pay back. I liked that she was honest. The office was clean, but parking can be tricky. Still, Peyton made it feel like things were turning around.
Noe C.
1 year ago
Finding real loans for bad credit in San Francisco felt almost impossible until I came across Montana Capital Car Title Loans. Peyton was incredibly welcoming and didn’t treat me any differently because of my credit score. She explained the process clearly and helped me figure out a loan that wouldn’t bury me in unmanageable payments. I appreciated how honest she was—no empty promises, just real options. The office was clean and quiet, though parking nearby can be tricky during the day. Still, Peyton’s support made this feel like a turning point instead of just another rejection.
Meghan M.
1 year ago
I needed emergency money quickly after my car broke down without warning, and Montana Capital saved my life. Despite my bad credit, their staff made the loan application straightforward and understandable. Before proceeding, they made sure I was comfortable and thoroughly explained all the repayment terms. They were very open about the costs, even though the interest rates were a little higher than average. Within a day of receiving the money, I was driving again.
Juan D.
1 year ago
I applied for a loan later in the day and got the funds the following morning. The process was incredibly smooth. Kaylee at Montana Capital ensured everything was done correctly and clearly laid out the repayment terms. Her attention to detail gave me peace of mind. I’d definitely recommend them to anyone needing fast and reliable support.
Barbara C.
1 year ago
Montana Capital made the repayment process very flexible, which I really appreciated. Setting up my account took a bit longer than expected due to some outdated information, but once that was sorted, everything went smoothly. I loved having the option to pay off my loan early without penalties, which saved me some money. Despite the initial setup delays, the friendly team made the overall experience positive.
David H. H.
1 year ago
When my car broke down unexpectedly, I needed emergency funds fast, and Montana Capital was a lifesaver. Their team made the loan application simple and easy to understand, even with my poor credit. They explained every detail about the repayment terms clearly and made sure I was comfortable before moving forward. Although the interest rates were on the higher side, they were very transparent about the costs. I received the funds within a day and was back on the road. Highly recommend them for anyone facing financial stress.
Dolores F.
2 years ago
Montana Capital made the repayment process super flexible, which I really appreciated. Setting up my account took a bit longer than expected due to some outdated info on file, but once that was resolved, everything ran smoothly. I loved having the option to pay off my loan faster without penalties, which saved me some extra money in the long run. Despite the initial setup delays, their friendly team made the overall experience a positive one!
POONAM P.
2 years ago
I feel compelled to publicly praise this emergency loans in san francisco it truly changed my financial situation. When I needed money quickly, they came through, and their laid-back approach made it all much easier. I would highly recommend them.
Jerry B.
2 years ago
When unforeseen expenses arose, leveraging my car title for a loan became essential. This company understood the urgency of my situation and provided a seamless solution without any hassle.
A Google U.
2 years ago
When unexpected expenses hit, getting a loan with my car title was the lifeline I needed. This loan company understood my urgency and provided me with a hassle-free solution.
gregory R.
2 years ago
We had a fantastic experience with Montana Capital Car Title Loans when we pursued auto refinancing for our vehicle. Their knowledgeable team guided us through the process smoothly, helping us secure a better rate and terms, ultimately saving us money in the long run.
Eugene H.
3 years ago
They provide a hassle-free pathway to financial relief by offering loans with your car title. The process was straightforward, and their understanding of individual financial situations, irrespective of FICO scores, is truly commendable. Get a Loan with Your Car Title from them for your emergency finances.
Abigail R.
3 years ago
Despite having an older vehicle, I was pleasantly surprised by this loan company's willingness to provide old car title loans. The appraisal process was fair, and they appreciated the value of my vehicle, making the loan approval process straightforward and accommodating.
Austin G.
3 years ago
Montana Capital Car Title Loans exceeded my expectations with their auto refinancing service, providing a seamless and efficient process. The favorable terms and professionalism of their team made the entire experience stress-free, solidifying them as a top choice for anyone considering auto refinancing.
Sandra L.
3 years ago
My car has seen better days, but that didn't stop me from getting the loan I needed. This loan company understood the value of my old car and offered me a fair deal on an old car title loan. It's such a relief to know that my car's age didn't hold me back from getting the help I needed. Thank you Montana Capital Car Title Loans!
Claire H.
3 years ago
I was intrigued about the San Francisco title loan criteria, and this organization provided me with all of the information I needed right away. They were open and explained the procedure thoroughly. Thanks a lot Montana Capital Car Title Loans!!!
Janice G.
3 years ago
I never thought my old car could be so valuable until I found Old Car Title Loans. They understood the worth of my vehicle, and I got a loan with a reasonable repayment plan. Great service!
Hope W.
3 years ago
I was curious about the title loan requirements in San Francisco, and this company provided me with all the information I needed upfront. They were transparent and made the process easy to understand.
Rita R.
3 years ago
I was curious about 'how much money can you get for a title loan' and decided to find out. This company offered me a fair amount based on my car's value and I was able to get the funds I needed quickly. Nice doing business with y'all!
Jamie G.
3 years ago
The loan amount I received from this company was exactly what I needed to cover unexpected expenses. The application process was straightforward, and their team was helpful in guiding me through it. Their quick approval and transparent terms made the experience stress-free. Highly recommend for anyone in need of financial assistance.
Cathleen C.
3 years ago
I had a great experience with this loan company that offers auto pawn loans near me. Their convenient location made it easy for me to access their services and pawn my vehicle's title for a loan. The staff was friendly and professional, ensuring a smooth and efficient process.
Sallie B.
3 years ago
I had a title loan, and this lending firm assisted me in locating businesses that pay off title loans. They helped me shift my debt to a lender with better conditions.
A Google U.
3 years ago
I had a title loan, and this loan company helped me find companies that pay off title loans. They assisted me in transferring my loan to another lender with better terms.
Carole H.
3 years ago
I had a great experience working with this loan company. They were very helpful and professional throughout the process. I would highly recommend them to anyone looking for a car title loan.
Aida R.
4 years ago
I needed a car loan fast and didn't have the best credit. Montana Capital Car Title Loans was able to approve me for a loan and I was able to drive away with a car that same day. Thank you for the poor credit car loans option.
Sylvia J.
4 years ago
I was in a tough spot financially and needed some quick cash. I went to this loan company and they were able to get me the money I needed within 24 hours. Their process was fast and easy, and I would recommend them to anyone who needs a quick loan.
Patsy C.
4 years ago
I had never gotten a title loan before, so I was a bit apprehensive about the whole process. But from the moment I walked into this loan firm, the staff put me at ease. They explained the process step by step, and were there for me every step of the way. I would definitely recommend this loan firm to anyone in need of a title loan.
Joe M. H.
4 years ago
This company offered me with a title loan, and the process was quite simple! I didn't even have to register my car, so it was a quick and simple process. I would recommend this organisation to anyone in need of a title loan.
Hazel O.
4 years ago
I'm writing to convey my heartfelt appreciation for their assistance. I was looking for fast cash and had contacted several title loan companies when I stumbled across them. They gave me the simplest and quickest loan. Despite my poor credit, they approved my application for a car title loan.
Eva R.
4 years ago
This company is an easy recommendation! I was referred to them by my friend and the level of professionalism impressed me. I would totally recommend these guys to anyone who wants to get a emergency loan with bad credit.
Sharon R.
4 years ago
I am very happy with the pink slip loan I received from this company. The process was very simple and the loan was deposited into my account quickly. I would definitely recommend this company to anyone in need of a loan.
Misty B.
4 years ago
I was in a tough spot when I realized I needed a title loan. I didn't have the best credit, so I wasn't sure I'd be approved. But the loan company worked with me and I was approved for a loan. The process was quick and easy, and I was able to get the money I needed when I needed it. I'm really grateful for their help.
Sharon M.
5 years ago
Thanks so much to the wonderful team for getting my loan approved on time successfully. I'm extremely happy with the service.

3 Easy Steps to Get a Car Title Loan in San Francisco

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get a loan using your car title as collateral - fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Process

  • Apply online or call us
  • Get approved
  • Get the cash loan
  • Keep driving your vehicle

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Title Loan Statistics in San Francisco, CA

$7,100

Average Title Loan in San Francisco

$20,819

Average Vehicle Value

8

Loans Funded in 2025

34.1%

Average Loan-to-Value

Based on 8 title loans funded in 2025

Most Common Vehicles for Title Loans in San Francisco, CA

Vehicle Make Avg. Year Avg. Mileage # of Loans
Lexus201981,247 mi3
Audi201860,000 mi1
BMW2014120,000 mi1
Subaru2017118,000 mi1
Tesla202316,000 mi1

Recent Title Loans Funded in San Francisco, CA

The table below shows actual title loans funded in San Francisco, CA. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2020LexusRX 450h136,000$9,915
2012LexusES 35088,742$2,525
2024LexusRX-Series19,000$9,515
2017SubaruForester118,000$5,980
2020ToyotaHighlander30,000$15,015
2014BMWX5120,000$3,131
2023TeslaModel 316,000$7,900

Frequently Asked Questions About Title Loans in San Francisco, CA

Can I get a title loan on an electric vehicle in San Francisco?

Yes. We appraise EVs and hybrids much like any other car, and they are common in the city, so they come up often. The main differences we look at are battery health and remaining range, since those affect resale value, along with the year, mileage, and condition. A well-kept EV with a healthy battery can appraise strongly. Send us the details and photos online and we will give you an idea of what it could support.

Do I have to come into your San Francisco office to get a loan? 

No. You can handle almost everything online or by phone, which is a lot easier than finding parking and driving across the city. You apply online, get pre-qualified for a fast, free quote, and send documents and photos electronically.

If your vehicle needs an in-person look, we set that up by appointment at a time that works for you, though many reviews can be done online with photos instead. Funds can then go to your bank account, your debit card, or a MoneyGram pickup near you.

Can I get a title loan in San Francisco if I am still paying off my car?

Possibly, depending on how much you still owe. If your car has built up equity, meaning it is worth more than your remaining balance, that equity may be enough to support a title loan. Because another lender holds a lien, there are extra steps, and in some cases the existing balance is handled as part of the new loan. Send us your vehicle details and roughly what you still owe, and we will tell you online whether the equity works.

Shir Amram
Written byShir AmramMontana Capital editorial team

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Over 375,000+ People Helped Since 2007
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