Title Loan Activity in the 44502 Area
3
Loans Funded
$2,918
Average Loan Amount
1998
Average Vehicle Year
Recent Loans Near 1757 E Midlothian Blvd
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2010 | Dodge | Ram 1500 | 125,000 | $4,500 |
| 1972 | Pontiac | LeMans Coupe | 100,000 | $2,253 |
| 2012 | Lincoln | MKX | 141,000 | $2,000 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Dodge ($4,500 avg), Lincoln ($2,000 avg), Pontiac ($2,253 avg)
Know Before You Borrow in Ohio
- Interest rate cap: 25% per year
- Loan range: $2,500 to $15,000 (typical; no state maximum)
- Repayment term: Minimum 6 months; no maximum; fixed monthly installments
- Regulated by: Ohio Department of Commerce – Division of Financial Institutions (DFI)
For complete Ohio title loan regulations and consumer protections, visit our full Ohio guide.
Quick Answers About Title Loans in Youngstown
Yes. The average vehicle year among borrowers in the 44502 area is 1998. A 2010 Dodge Ram 1500 with 125,000 miles recently qualified for $4,500 near Youngstown. Your vehicle’s condition and value matter more than its age.
The smallest recent title loan near 44502 was $2,000 for a 2012 Lincoln MKX with 141,000 miles. Across 3 loans in this area, amounts start as low as $2,000. Your loan amount depends on your vehicle’s current market value.
A title loan may be worth considering when speed and accessibility matter and other options are unavailable. Bank loans come with strict credit requirements and can take days or weeks. Title loans are approved based on vehicle value and income, often within hours. Be aware that title loans carry higher rates than bank loans and your car serves as collateral, meaning default puts your vehicle at risk.
Yes, the Ohio Division of Financial Institutions (DFI) regulates title loan rates under CILA (ORC § 1321.68). The interest rate is capped at 25% APR. Lenders must also charge an origination fee and must disclose the full APR and all costs before you sign.
| Loan Amount | Term | APR | Monthly Payment | Total Interest | Total Repaid |
| $,000 | 12 months| 25% | ~5 | ~41 | ~,141 |
| $2,500 | 24 months| 25% | ~33 | ~02 | ~,202 |
| $,000 | 36 months| 25% | ~99 | ~,157 | ~,157 |
Actual rates and terms may vary based on the loan amount and the borrower’s specific situation.
