Title Loan Activity in the 33880 Area
21
Loans Funded
$2,603
Average Loan Amount
2013
Average Vehicle Year
Recent Loans Near 219 6th St SW
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2014 | Freightliner | Cascadia-Series | 907,824 | $9,928 |
| 2014 | Nissan | Sentra | 150,000 | $1,500 |
| 2017 | Jeep | Cherokee | 153,000 | $825 |
| 2016 | Nissan | Rogue | 130,000 | $2,344 |
| 2009 | Chevrolet | Malibu | 150,000 | $1,175 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Hyundai ($1,776 avg), Chevrolet ($1,721 avg), Nissan ($1,573 avg)
Know Before You Borrow in Florida
- Interest rate cap: Tiered: 30% per year on first $2,000; 24% per year on $2,001-$3,000; 18% per year above $3,000
- Loan range: $250 to $10,000 (typical market range)
- Repayment term: 30-day term, extendable for additional 30-day periods
- Regulated by: Florida Office of Financial Regulation (OFR)
For complete Florida title loan regulations and consumer protections, visit our full Florida guide.
Quick Answers About Title Loans in Winter Haven
Yes. Vehicles with high mileage regularly qualify. Near 33880, a 2014 Freightliner Cascadia-Series with 907,824 miles on it was approved for $9,928. The average mileage among borrowers in this area is 170,378 miles.
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 33880, a 2018 GMC Sierra 1500 with 137,492 miles was approved for $7,093. Bring your truck or SUV title to get a free estimate.
Once your title loan is funded, you decide how to use the money. There are no spending restrictions. Borrowers commonly use title loan funds for medical bills, utility payments, home or car repairs, or other urgent cash needs.
Yes. Car title loans are legal in Winter Haven and throughout Florida under Chapter 537 of the Florida Statutes. Lenders must hold a license issued by the OFR and comply with statutory rate caps, disclosure requirements, and consumer protections including no prepayment penalty and the right to partial payments.
