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Home > Florida > Winter Haven

Title Loans in Winter Haven , Florida

How much cash can i get

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Location Information:

MC representative


219 6th St SW
Winter Haven
Florida   33880

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000


Montana Capital Car Title Loans Reviews

Being a Winter Haven resident, I was overjoyed to discover a nearby answer to my financial problems. This loan provider, which specializes in Winter Haven auto title loans, not only met but above my expectations. They are my first choice... for financial support because of their individualized care and dedication to the neighborhood.Thanks!!!read more
Bettie J.
Bettie J.
If you're in need of assistance for title loans in Winter Haven, I highly recommend choosing them. They provide a solution without performing any credit checks, which was incredibly helpful for me when I needed it most. Their willingness... to help, regardless of your credit history, is truly commendable.read more
Dwain C.
Dwain C.
Securing semi-truck title loan through this service was a game-changer for my business. The straightforward process, fair terms, and quick approval made it a reliable choice, providing the financial assistance I needed to keep my... semi-truck operations running smoothly.read more
Mr. Mellie S.
Mr. Mellie S.
Thanks to this loan company, I was able to use my car's title for a loan in California when I needed some quick cash. They made the process easy and stress-free.
Virginia T. F.
Virginia T. F.
They offered a no-credit-check solution with Title Loans when I needed it most. Their willingness to help, regardless of credit history, was a relief. Choose them if you need assistance in Winter Haven for title loans.
Angela K.
Angela K.
This company is transparent about their loan terms, which I appreciated. It helped me make an informed decision about borrowing, and there were no surprises
Sandra S.
Sandra S.
I'm impressed by their title loans' hours' flexibility! It was tremendously helpful for my schedule that I could apply and be accepted for a loan outside of usual office hours. Their team was receptive and effective, which made the process... go smoothly.read more
Shannon S.
Shannon S.
Impressed with the flexibility of their title loans hours! I was able to apply and get approved for a loan outside of regular business hours, which was incredibly convenient for my schedule. Their team was responsive and efficient, making... the entire process seamless.read more
Elsie R.
Elsie R.
If you're searching for a loan in Winter Haven, look no further! This company exceeded my expectations with their efficient service. 💼 They provided a variety of loan options and helped me choose the one that best suited my needs.... The entire experience was smooth, and their friendly staff made it even better. Definitely, my go-to loan company now. 👌read more
Tanya S.
Tanya S.
This loan company's online car title loans without income verification were a complete game-changer for me. As someone with an irregular income, their innovative approach enabled me to easily access the funds I required without the hassle... and stress of income verification.read more
Megan R.
Megan R.
If you're looking for cash for your car title, look no further. This loan company provided a fair valuation and helped me get the loan I needed quickly and efficiently.
Scott R.
Scott R.
This lending institution has saved my life! They were able to provide me with an installment loan while I was in need because I was having financial difficulties. The loan has greatly aided me, and the procedure was quick and simple.
Jill H.
Jill H.
The loan firm was extremely professional and easy to work with. They were able to get me the funding I needed in a very timely manner. I would definitely recommend their services to anyone in need of a title loan.
Mercedes G.
Mercedes G.
I was really surprised at how easy the process was to get a loan with a salvage title. I thought it would be much more difficult. I'm really happy I found this company.
Maria F.
Maria F.
I was really struggling with money when I found out about Montana Capital Car Title Loans. I had two cars that were older than 10 years old and it didn't make sense for me to bother trying to get financing because the interest rates were... going to be too high. I contacted their company and they helped me get the title loans so that I could invest in a newer car.read more
Marcus P.
Marcus P.
This company is amazing! I was able to get a title pawn online without having to go into a store. The process was quick and easy, and I received the money I needed within 24 hours. I would definitely recommend this company to anyone in... need of quick cash.read more
Donald G.
Donald G.
I availed KBB loan services from this loan company. Their services were very efficient and they helped me get the loan I needed in a very short time. Their customer service was also very good and they were always available to answer any... questions I had. I would definitely recommend their services to anyone who is looking for a loan.read more
Matthew P.
Matthew P.
My experience with these folks for home title loan was nothing short of memorable. After I filled out the application, they gave me a call within a couple of hours. The representative answered all my questions and helped me get approved... right away. I'll definitely recommend this company to anyone who needs a title loan.read more
Arlene R.
Arlene R.
Had a very great experience getting the money I needed with the online loans inquiry Montana Loans offers. It's the easiest way to get cash in Winter Haven:)
Barbara D.
Barbara D.
When you need money fast but can't pay it back right away, installment loans can really help. You pay it back monthly at a fixed rate. It was a great solution offered by Montana Loans to me and my family!
Ruby R.
Ruby R.

3 Easy Steps to Get a Car Title Loan in Winter Haven

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Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans



The vehicle’s title

Personal details




Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Winter Haven Auto Equity Loans: Quick Financial Solutions

Life in Florida is like a rollercoaster, always full of surprises. You’ll encounter fast-paced adventures, spontaneous parties, and unexpected incidents regularly. With such incidences come unprecedented expenses, which are hard to manage, especially at short notice. 

While traditional loans seem like an option, they often come with stringent requirements and a complicated approval process, making it hard to secure a loan.

During these times, people can take advantage of online title loans. These loans are short-term loans specially designed for people with bad credit. What’s even better is that you can apply online, get approved instantly, and get funded on the same day.

What Are the Qualifying Requirements for Auto Title Loans?

Unlike personal loans, an auto title loan doesn’t come with stringent requirements. In fact, title loans are popular for their easy requirements and quick approval times. Some common requirements for a title loan are as follows:

  • A Clear Car Title
  • Proof of Address
  • Proof of Identity
  • Vehicle Registration
  • Proof of Income

What’s the Interest Rate, and How Much Can I Get?

When getting title loans in Winter Haven, Florida, there is no upper limit on how much you can get. However, the minimum amount is capped at $500, which you can repay in 30 days or more. What’s more enticing is that the maximum interest rates are capped at 30% per annum by the state government. This protects the borrowers against excessively high interest rates, so they can get the money they need without worrying about the hefty charges.

Breakdown of Interest Rates Based on Loan Amount

AmountInterest Rate (Per Annum)
2000$ or less30%
3000$ or above18%

Apply Online for Car Title Loans in Winter Haven, Florida

If you are in urgent need of cash and can’t find any way to borrow money, a car title loan can be a handy alternative. All you need to do is follow the 3-step process mentioned below:

Step-1 Apply Online

Start by visiting our website and filling out an easy online application form. You will be required to provide some basic personal information, along with the make and model of the car.

Step-2 Get Approved

Once you submit the online application form, our title loan lenders will access your application and form a lending decision based on your profile. Additionally, they will decide the loan amount and tenure of the loan.

Step-3 Receive Funds

Once you get approved for a title loan amount, you will be offered a loan agreement with a clear mention of all the terms and conditions. We advise you to carefully read all the terms mentioned before signing the loan agreement. Once you have signed the agreement, you can receive your money within one day (or the same day if you signed the loan agreement before 2 PM).

What are Title Loans Based On?

In contrast to a personal loan, title loans are not solely based on your credit score. Instead, there are two major factors that determine your eligibility for title loan approval.

Ability To Repay The Loan

One major factor that determines your eligibility is proof of income. Since lenders want to make sure that the loan won’t be an additional financial burden and you won’t default on your loan, they require you to have a steady monthly income.

However, a steady income doesn’t mean you need to have a regular job. Even if you have alternative sources of income, including rental income, pension, or any other monthly income, you can apply for a title loan in Winter Haven, Florida.

Value in Your Vehicle

The second most crucial factor for title loan approval is the value of your vehicle. Lenders primarily access the equity in your vehicle to determine the title loan approval and amount. While accessing the value, lenders usually consider the make, model, and mileage of the vehicle.

The value of your car here serves as collateral, and if you fail to repay the loan, the lender will recover the outstanding debt using your car.

Use Your Car to Get Cash and Keep Driving It

Wondering who keeps your car while you repay the loan? 

Well, that’s the best part of auto title loans. You get to keep driving your car while paying back the loan. When you apply for a car title loan, the lender just puts a lien on your vehicle that will be set free once the loan is repaid in full. This feature makes title loans a flexible option for borrowing money without losing access to their vehicle. So next time you need some quick money without much paperwork and losing access to your vehicle, you can take online title loans.

Title Loans vs. Payday Loans

While looking for short-term loan options, especially when you have poor credit, you may consider either a payday loan or a title loan. Though both loans help you get quick cash, they differ in various aspects. Let’s compare both loan options based on various factors:


While title loans are secured by the title of your vehicle, payday loans are unsecured and don’t require any collateral for loan approval.

Loan Amount

Loan amounts for title loans are typically based on the value of your car and can range from a few hundred to thousands of dollars. Whereas, the loan amount you could get from payday loans ranges from $100-$1000.

Repayment Terms

Title loans usually have a longer repayment period and can range anywhere from 30 days to a few months. In contrast, payday loans are usually due on your next payday, which is usually within two to four weeks.

Interest Rates

Title loans can have high-interest rates, but they are usually lower than payday loans. Usual payday loans come with an exorbitant annual percentage rate of 300%.

Based on the Florida Title Loan Act Loan Agreement Shall Include

1The make, model, and year of the vehicle.
2The name, residential address, and social security number of the borrower.
3The total title loan interest payable on the maturity date.
4The name and physical address of the title loan office.
5The maturity date of the title loan agreement, shall be 30 days.

Source: State Legislature Florida 

Frequently Asked Questions

Can I Get a Loan with a Low FICO Score?

What are the Different Ways to Pick Up a Car Title Loan Money?

What Are The Benefits of a Montana Capital Online Loan?

Get Quick Title Loans Today!

Are you looking to borrow money but struggling with poor credit scores? Montana Capital Car Title Loans can help. We take it as our responsibility to make your financial life easier with our streamlined online application process.

So don’t hold yourself back, apply for a car title loan today.

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Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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