Title Loan Activity in the 23234 Area
7
Loans Funded
$3,478
Average Loan Amount
2013
Average Vehicle Year
Recent Loans Near 3813 Jefferson Davis Hwy
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2007 | Ford | F350SD | 230,000 | $5,000 |
| 2017 | Volvo | S90 | 130,000 | $4,200 |
| 2016 | Chevrolet | Impala Limited | 120,000 | $3,500 |
| 2012 | Ford | Mustang | 132,000 | $2,117 |
| 2014 | Nissan | Maxima | 140,000 | $1,890 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($3,559 avg), Nissan ($3,525 avg), Chevrolet ($3,500 avg)
Know Before You Borrow in Virginia
- Interest rate cap: 36% per year interest plus optional monthly maintenance fee up to $15/month
- Loan range: Up to $2,500 (no minimum)
- Repayment term: 6 to 24 months
- Regulated by: Virginia State Corporation Commission (SCC) – Bureau of Financial Institutions
For complete Virginia title loan regulations and consumer protections, visit our full Virginia guide.
Quick Answers About Title Loans in Richmond
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 23234, a 2007 Ford F350SD with 230,000 miles was approved for $5,000. Bring your truck or SUV title to get a free estimate.
In the 23234 area, title loans have ranged from $1,890 to $5,159, with an average of $3,478 across 7 loans funded. The largest recent loan was $5,159 for a 2018 Nissan Altima. Your amount depends on your vehicle’s value and ability to repay.
For most Richmond applicants, starting online is the faster and more convenient option. You can upload your title, income documents, and vehicle photos and get a decision without scheduling a visit. Phone assistance is available if you have questions.
Falling behind on payments puts your car at risk. Virginia law requires the lender to give you at least 10 days’ written notice and a chance to cure before selling the vehicle. If the car sells for more than you owe, that surplus must be returned to you. Call your lender ahead of time if you think a payment may be missed.
