Title Loan Activity in the 23223 Area
9
Loans Funded
$2,358
Average Loan Amount
2012
Average Vehicle Year
Recent Loans Near 1331 N 25th St #3
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2012 | BMW | 7-Series | 63,000 | $2,600 |
| 2012 | Honda | Civic | 143,000 | $1,890 |
| 2015 | Buick | LaCrosse | 103,000 | $5,000 |
| 2014 | Honda | CR-V | 141,741 | $2,259 |
| 2007 | Chevrolet | Suburban | 125,000 | $2,357 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Honda ($2,075 avg), Chevrolet ($2,596 avg), Buick ($5,000 avg)
Know Before You Borrow in Virginia
- Interest rate cap: 36% per year interest plus optional monthly maintenance fee up to $15/month
- Loan range: Up to $2,500 (no minimum)
- Repayment term: 6 to 24 months
- Regulated by: Virginia State Corporation Commission (SCC) – Bureau of Financial Institutions
For complete Virginia title loan regulations and consumer protections, visit our full Virginia guide.
Quick Answers About Title Loans in Richmond
Chevrolet is the most common vehicle among title loan borrowers in the 23223 area, with 2 loans funded. The average loan amount for a Chevrolet here is $2,596, with an average of 178,026 miles on the odometer.
Yes. The average vehicle year among borrowers in the 23223 area is 2012. A 2007 Chevrolet Suburban with 125,000 miles recently qualified for $2,357 near Richmond. Your vehicle’s condition and value matter more than its age.
Yes, your car stays in your possession for the entire loan term. The paper title is held and a lien is recorded with the Virginia DMV, but you continue driving normally. You keep your keys and full use of your vehicle while you repay.
To qualify for a car title loan in Richmond, have these ready:
• Your vehicle title (paid off)
• A valid government-issued photo ID
• Any form of proof of income
• Proof of Virginia residency
• Your Social Security number
Approval is based on your vehicle’s value and your ability to repay, not your credit history.
