Title Loan Activity in the 22802 Area
5
Loans Funded
$3,716
Average Loan Amount
2015
Average Vehicle Year
Recent Loans Near 1790 Harpine Hwy
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2016 | Toyota | 4Runner | 106,000 | $2,500 |
| 2019 | Subaru | Outback | 180,000 | $2,000 |
| 2019 | Chevrolet | Suburban | 110,000 | $5,150 |
| 2005 | Dodge | Ram 1500 | 125,421 | $3,028 |
| 2018 | Nissan | Murano | 125,000 | $5,900 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Chevrolet ($5,150 avg), Dodge ($3,028 avg), Nissan ($5,900 avg)
Know Before You Borrow in Virginia
- Interest rate cap: 36% per year interest plus optional monthly maintenance fee up to $15/month
- Loan range: Up to $2,500 (no minimum)
- Repayment term: 6 to 24 months
- Regulated by: Virginia State Corporation Commission (SCC) – Bureau of Financial Institutions
For complete Virginia title loan regulations and consumer protections, visit our full Virginia guide.
Quick Answers About Title Loans in Harrisonburg
Yes. Vehicles with high mileage regularly qualify. Near 22802, a 2019 Subaru Outback with 180,000 miles on it was approved for $2,000. The average mileage among borrowers in this area is 129,284 miles.
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 22802, a 2019 Chevrolet Suburban with 110,000 miles was approved for $5,150. Bring your truck or SUV title to get a free estimate.
Yes, your car can be repossessed if you miss a payment. In Virginia, the lender must give you at least 10 days’ written notice and the opportunity to catch up before selling the vehicle. If the sale brings in more than you owe, the difference must be returned to you. Reach out to your lender early if a missed payment is possible.
At Montana Capital, your car secures the loan. You can borrow up to 50% of your vehicle’s market value based on the car’s worth and your ability to repay, up to Virginia’s $2,500 cap. The lender records a lien with the Virginia DMV and holds your paper title while you keep the car. Monthly repayments run 6 to 24 months, and your title is returned on full payoff.
