Title Loan Statistics in Falls Church, VA
$3,441
Average Title Loan in Virginia
$9,353
Average Vehicle Value
258
Loans Funded in 2025
36.8%
Average Loan-to-Value
Based on 258 title loans funded in 2025
Most Common Vehicles for Title Loans across Virginia
| Vehicle Make | Avg. Year | Avg. Mileage | # of Loans |
|---|---|---|---|
| Toyota | 2014 | 146,145 mi | 49 |
| Ford | 2013 | 144,600 mi | 39 |
| Chevrolet | 2011 | 146,439 mi | 27 |
| Honda | 2014 | 136,352 mi | 19 |
| Nissan | 2018 | 84,202 mi | 17 |
Recent Title Loans Funded in Virginia
The table below shows actual title loans funded in Virginia. Amounts vary based on each vehicle’s make, model, year, and condition.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2013 | Ford | F150 | 211,652 | $1,890 |
| 2015 | Honda | Pilot | 205,000 | $3,289 |
| 2016 | BMW | X5 | 111,000 | $3,500 |
| 2017 | Volkswagen | Passat | 226,000 | $1,914 |
| 2015 | Volkswagen | Passat | 52,850 | $2,500 |
| 2019 | Jeep | Grand Cherokee | 122,000 | $5,146 |
| 2016 | Ford | Edge | 60,000 | $3,500 |
Frequently Asked Questions About Title Loans in Falls Church, VA
It is worth pausing on. A Virginia title loan is a high-cost form of credit capped at $2,500, so for many Falls Church residents a lower-cost option will serve better: a home equity line, a credit union personal loan, a Payday Alternative Loan, or even a 0% introductory credit card can cost a fraction of a title loan, and a nonprofit credit counselor can help with a creditor payment plan.
A title loan makes sense only in a narrow case – you own the vehicle outright, lower-cost credit is unavailable or too slow, and you have a clear short-term repayment plan. If you do proceed, we disclose the full APR, payment schedule, and total cost, and you keep a three-business-day right to cancel. Compare the true total cost against the alternatives first.
Service is available in Spanish, including at montanacapital.com/es. For languages beyond Spanish, ask in advance what interpretation help is available, since Virginia does not require a translated contract.
What matters most is that you fully understand the agreement before signing. Virginia requires us to disclose the APR, payment schedule, and total cost, and to give you a borrower-rights pamphlet and a three-business-day right to cancel. Review those terms in the language you are most comfortable with, and bring a trusted bilingual relative if that helps.
Yes, within a short window. Virginia law gives you the right to cancel a motor vehicle title loan until the end of the third business day after the loan, as long as you return the full loan proceeds to us by 5 p.m. that day. If you do, there is no charge for cancelling.
That cooling-off period is a real protection: if you sign and then find a lower-cost option or decide the payment does not fit, you can unwind the loan promptly. It works only if you act within those three business days and return the money in cash or good funds, so keep the proceeds available until you are certain. The required written disclosures and borrower-rights pamphlet explain the exact steps.
