Title Loan Statistics in Alexandria, VA
$3,244
Average Title Loan in Alexandria
$6,295
Average Vehicle Value
5
Loans Funded in 2025
51.5%
Average Loan-to-Value
Based on 5 title loans funded in 2025
Most Common Vehicles for Title Loans in Alexandria, VA
| Vehicle Make | Avg. Year | Avg. Mileage | # of Loans |
|---|---|---|---|
| Toyota | 2013 | 145,000 mi | 2 |
| Audi | 2012 | 147,000 mi | 1 |
| BMW | 2006 | 99,000 mi | 1 |
| Volkswagen | 2017 | 118,000 mi | 1 |
Recent Title Loans Funded in Alexandria, VA
The table below shows actual title loans funded in Alexandria, VA. Amounts vary based on each vehicle’s make, model, year, and condition.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2012 | Audi | S4 | 147,000 | $3,000 |
| 2015 | Toyota | Corolla | 130,000 | $4,718 |
| 2006 | BMW | M5 | 99,000 | $3,871 |
| 2010 | Toyota | RAV4 | 160,000 | $1,890 |
| 2017 | Volkswagen | Jetta | 118,000 | $2,742 |
Frequently Asked Questions About Title Loans in Alexandria, VA
No. Virginia’s Motor Vehicle Title Loan Act, in Chapter 22 of Title 6.2, caps a title loan at $2,500 and at no more than 50% of the vehicle’s fair market value, whichever is lower. So even a higher-value car – and Alexandria’s recent loans include several upscale models – cannot support a title loan above $2,500, no matter how it appraises.
The fair-market value comes from a recognized pricing guide, and your documented ability to repay applies on top of those limits. If you need more than $2,500, a title loan is not the right tool, and a credit union or bank loan is worth comparing. We show the full APR, payment schedule, and total cost in writing before you sign
Virginia’s Chapter 22 includes several. You have the right to cancel the loan until the end of the third business day by returning the loan proceeds. If you fall behind, we must send written notice at least 10 days before repossessing, giving you time to cure, and after repossession we must give at least 15 days’ notice before sale along with a written accounting, with a right to redeem the vehicle before that sale.
If the vehicle is sold, any surplus over what you owe must be returned, and we generally cannot pursue you for a deficiency unless you concealed or damaged the vehicle or hid an existing lien. Interest also stops once the vehicle is repossessed. Complaints can go to the State Corporation Commission’s Bureau of Financial Institutions, which regulates these lenders.
Federal salaries, contractor pay, and similar income all count toward the ability-to-repay review Virginia requires. Bring recent pay stubs or a leave-and-earnings statement, an SF-50 or contract letter if you have one, 60 to 90 days of bank statements, and prior-year tax forms if your income varies – enough to show a realistic monthly figure.
If you are active-duty or a covered dependent connected to the Pentagon or Fort Belvoir, the federal Military Lending Act caps the Military APR at 36% and the Servicemembers Civil Relief Act adds repossession protections, so tell us before applying to have your status verified. Either way, review the full APR, payment schedule, and total cost in writing before signing.
