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Home California Torrance

Title Loans in Torrance

How much could I qualify for?

Get a free quote. It’s fast, secure, and simple.

Over 375,000+ People Helped Since 2007
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Locations in Torrance

3937 W Artesia Blvd
Torrance, CA 90504
(310) 997-4166
View the Location page →

3 Easy Steps to Get a Car Title Loan in Torrance

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get a loan using your car title as collateral - fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Process

  • Apply online or call us
  • Get approved
  • Get the cash loan
  • Keep driving your vehicle

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Title Loan Statistics in Torrance, CA

$2,651

Average Title Loan in Torrance

$7,288

Average Vehicle Value

2

Loans Funded in 2025

36.4%

Average Loan-to-Value

Based on 2 title loans funded in 2025

Most Common Vehicles for Title Loans in Torrance, CA

Vehicle Make Avg. Year Avg. Mileage # of Loans
Honda20081,288 mi1
Kia201741,000 mi1

Recent Title Loans Funded in Torrance, CA

The table below shows actual title loans funded in Torrance, CA. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2006LexusRX 400h163,000$2,525
2020HondaOdyssey133,000$15,015
2012ScionxD60,000$2,695
2018HyundaiKona48,645$5,015
2019LexusNX 30097,000$2,525
2021MazdaCX-3070,000$6,878
2018SuzukiGSX-R6003,800$4,268

Frequently Asked Questions About Title Loans in Torrance, CA

Do you serve the rest of the South Bay, or only Torrance?

Both. Our office is on West Artesia Boulevard, and we regularly help people from across the South Bay, including Redondo Beach, Gardena, Carson, Lomita, and Hawthorne. You do not have to come to the office to apply. You can start online from anywhere in the area and get pre-qualified, with any in-person vehicle check set by appointment.

Can I borrow more than $10,000 in Torrance?

Sometimes, if your vehicle supports it. California caps the rate on loans between $2,500 and $10,000 at 36% plus the Federal Funds Rate. Above $10,000 that cap no longer applies, so the rate can be higher per dollar borrowed. A higher-value vehicle in good condition can support a larger loan. If you need only slightly more than $10,000, borrowing just under that figure can sometimes cost less overall, and we will show you both options before you decide.

How do I make my title loan payments in Torrance?

You can set up payments through your online account, by phone, or with automatic monthly payments so you do not have to think about it. You never have to come in to pay. We will walk you through the options when your loan is set up, and you can pay ahead or clear the balance early at any time with no prepayment penalty, which lowers the total interest you pay.

Shir Amram
Written byShir AmramMontana Capital editorial team

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