Title Loan Activity in the 90504 Area
14
Loans Funded
$5,866
Average Loan Amount
2016
Average Vehicle Year
Recent Loans Near 3937 W Artesia Blvd
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2019 | Chevrolet | Sonic | 73,800 | $3,206 |
| 2015 | Honda | Civic | 77,950 | $2,525 |
| 2013 | Nissan | Maxima | 130,000 | $4,675 |
| 2015 | Toyota | Prius | 118,000 | $2,741 |
| 2017 | Honda | Accord | 130,000 | $3,010 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Honda ($4,957 avg), Toyota ($7,622 avg), Nissan ($3,995 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Torrance
Yes. The average vehicle year among borrowers in the 90504 area is 2016. A 2004 Toyota Tacoma with 191,000 miles recently qualified for $3,015 near Torrance. Your vehicle’s condition and value matter more than its age.
The smallest recent title loan near 90504 was $2,525 for a 2015 Honda Civic with 77,950 miles. Across 14 loans in this area, amounts start as low as $2,525. Your loan amount depends on your vehicle’s current market value.
Yes, you can start and complete your title loan application from your phone in Torrance. The process is fully mobile-friendly. Submit your details, upload your documents, and get a decision without leaving home.
Title loan applications in Torrance are typically declined when the vehicle has too little equity, there is no verifiable income, or the title is not in the applicant’s name. Poor credit alone is rarely the deciding factor, since the loan is secured by the vehicle.
