Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in San Antonio
How do I confirm there is no lien on my vehicle title in San Antonio?
Check your title document. If no lienholder is listed, the title is free and clear. You can also verify lien status through the TxDMV at txdmv.gov.
How much can I borrow with a title loan in San Antonio?
Your vehicle’s current market value drives the loan amount more than any other factor. Most borrowers qualify for up to 50% of their car’s value. Your ability to repay and other assessment criteria are also considered, but neither carries as much weight as the vehicle itself. Get a free estimate to find out what you qualify for.
