Title Loan Activity in the 78217 Area
4
Loans Funded
$1,208
Average Loan Amount
2004
Average Vehicle Year
Recent Loans Near 13917 Nacogdoches Rd c
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2000 | Ford | Mustang | 250,000 | $830 |
| 2005 | Mercury | Grand Marquis | 125,000 | $750 |
| 2006 | Honda | Civic | 266,000 | $950 |
| 2005 | Chevrolet | Suburban | 130,000 | $2,300 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Chevrolet ($2,300 avg), Ford ($830 avg), Honda ($950 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in San Antonio
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 78217, a 2005 Chevrolet Suburban with 130,000 miles was approved for $2,300. Bring your truck or SUV title to get a free estimate.
In the 78217 area, title loans have ranged from $750 to $2,300, with an average of $1,208 across 4 loans funded. The largest recent loan was $2,300 for a 2005 Chevrolet Suburban. Your amount depends on your vehicle’s value and ability to repay.
Bankruptcy history is less of a barrier for title loans than for traditional financing. Vehicle collateral value and current ability to repay matter more than past credit events. If your bankruptcy has been discharged and you have verifiable income, you may still qualify.
Texas title loans cost more than most conventional loans. There is no cap on the fees lenders can charge, and the total effective APR can far exceed the rates charged by banks or credit unions. Texas law requires a written disclosure comparing your loan’s cost to other products before you sign. Understanding the total repayment amount is essential before agreeing to any title loan.
