Title Loan Activity in the 79701 Area
6
Loans Funded
$2,776
Average Loan Amount
2009
Average Vehicle Year
Recent Loans Near 704 E Front St #1
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2014 | Chevrolet | Silverado 1500 | 200,400 | $3,500 |
| 2014 | Lexus | ES 350 | 143,000 | $8,028 |
| 2008 | Saturn | VUE | 106,189 | $2,050 |
| 2014 | Chrysler | 300 | 80,000 | $2,400 |
| 2003 | Chevrolet | Monte Carlo | 82,000 | $400 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Chevrolet ($1,950 avg), Chrysler ($2,400 avg), Lexus ($8,028 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Midland
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 79701, a 2014 Chevrolet Silverado 1500 with 200,400 miles was approved for $3,500. Bring your truck or SUV title to get a free estimate.
In the 79701 area, title loans have ranged from $280 to $8,028, with an average of $2,776 across 6 loans funded. The largest recent loan was $8,028 for a 2014 Lexus ES 350. Your amount depends on your vehicle’s value and ability to repay.
Your personal information is protected with 256-bit SSL encryption throughout the online application process. All data submitted, including your title details, ID, and income documents, is transmitted securely. Texas requires title lenders to be licensed and regulated by the OCCC, adding an additional layer of consumer protection. Your information is never shared without your consent.
When a bank denies you due to credit history or you need funds faster than a traditional loan allows, a title loan can be an alternative. Title loans are collateral-based, meaning approval depends on your vehicle’s equity rather than your creditworthiness. However, total costs are significantly higher than bank loans and your car is on the line if you cannot repay, so compare total costs carefully before committing.
