Title Loan Activity in the 75072 Area
3
Loans Funded
$1,861
Average Loan Amount
2009
Average Vehicle Year
Recent Loans Near 3002 S Hardin Blvd #14
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2016 | Nissan | Frontier | 220,000 | $1,500 |
| 2008 | Honda | Odyssey | 137,000 | $2,150 |
| 2004 | Ford | F150 | 250,000 | $1,933 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($1,933 avg), Honda ($2,150 avg), Nissan ($1,500 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in McKinney
The smallest recent title loan near 75072 was $1,500 for a 2016 Nissan Frontier with 220,000 miles. Across 3 loans in this area, amounts start as low as $1,500. Your loan amount depends on your vehicle’s current market value.
Ford is the most common vehicle among title loan borrowers in the 75072 area, with 1 loans funded. The average loan amount for a Ford here is $1,933, with an average of 250,000 miles on the odometer.
Texas does not cap the fees a title lender can charge. In practice, most Texas title loan borrowers pay around 0 to 5 per $100 borrowed, putting the typical APR well above 200% depending on the loan term. On a $1,000 loan with a 30-day term, that works out to roughly $200 to $250 in fees and interest. Before you sign, Texas law requires a written cost comparison showing the full APR and total repayment amount before you sign. Review all terms carefully before agreeing.
You can use title loan funds for any purpose. Common uses include covering emergency medical expenses, catching up on rent or utilities, or handling unexpected repairs. Texas title loans are an expensive form of credit, so they work best as a last resort for genuine emergencies rather than for regular or planned expenses.
