Title Loans at 4800 S 23rd St, McAllen, TX

Know Before You Borrow in Texas

• Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
• Loan range: $500 to $10,000 (typical)
• Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
• Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)

For complete Texas title loan regulations and consumer protections, visit our full Texas guide.