Title Loan Activity in the 78043 Area
5
Loans Funded
$1,327
Average Loan Amount
2008
Average Vehicle Year
Recent Loans Near 4206 Jaime Zapata Memorial Hwy c
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2007 | Chevrolet | Tahoe | 220,060 | $1,000 |
| 2015 | Chrysler | 200 | 118,000 | $2,428 |
| 2003 | Buick | LeSabre | 100,000 | $578 |
| 2017 | Chevrolet | Sonic | 106,208 | $2,000 |
| 1999 | Ford | F150 | 209,608 | $628 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Chevrolet ($1,500 avg), Buick ($578 avg), Chrysler ($2,428 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Laredo
The smallest recent title loan near 78043 was $578 for a 2003 Buick LeSabre with 100,000 miles. Across 5 loans in this area, amounts start as low as $578. Your loan amount depends on your vehicle’s current market value.
Chevrolet is the most common vehicle among title loan borrowers in the 78043 area, with 2 loans funded. The average loan amount for a Chevrolet here is $1,500, with an average of 163,134 miles on the odometer.
A title loan works by using your car’s value as the basis for borrowing. Your vehicle secures the loan, and you can typically borrow up to 50% of its current market value, based on your vehicle’s value and your ability to repay. In Texas, the lender records a lien with the TxDMV while you keep the car and continue driving. The maximum repayment term, including renewals, is 180 days. The lien is released when the loan is paid in full.
Yes, you can apply with bad credit. Title loans in Laredo, TX are designed for borrowers who cannot access traditional bank financing due to poor credit. Approval is based primarily on your vehicle’s market value and your ability to repay, not your credit history.
