Title Loan Activity in the 76543 Area
13
Loans Funded
$2,325
Average Loan Amount
2011
Average Vehicle Year
Recent Loans Near 5622 E Central Texas Expy #6
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2015 | Jeep | Patriot | 153,602 | $2,500 |
| 2012 | Buick | Enclave | 190,000 | $1,328 |
| 2018 | Honda | Accord | 52,420 | $8,678 |
| 2007 | Lexus | GS 450h | 207,000 | $1,100 |
| 2007 | Chevrolet | Trailblazer | 256,700 | $828 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($1,293 avg), Chevrolet ($1,136 avg), Honda ($6,824 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Killeen
Ford is the most common vehicle among title loan borrowers in the 76543 area, with 3 loans funded. The average loan amount for a Ford here is $1,293, with an average of 111,485 miles on the odometer.
Yes. The average vehicle year among borrowers in the 76543 area is 2011. A 2001 Ford F350SD with 160,000 miles recently qualified for $3,178 near Killeen. Your vehicle’s condition and value matter more than its age.
Texas title loan costs are higher than most other borrowing options. Fees are unregulated, and the total effective APR can be substantial. Even with the mandatory cost disclosure, a Texas title loan is more expensive than a personal loan from a bank or credit union. Understanding the full cost before signing is essential.
Yes, you can lose your car if you default on your title loan in Killeen. Texas law permits repossession after a missed payment with no prior court order or advance notice to you. You must receive at least 10 days notice before the vehicle is sold. The lender may pursue any remaining balance if the sale proceeds do not cover the full amount owed. Contact your lender before you miss a payment. Most lenders would rather work out a solution than go through the repossession process.
