Title Loan Activity in the 77036 Area
3
Loans Funded
$805
Average Loan Amount
2009
Average Vehicle Year
Recent Loans Near 8237 S Gessner Rd #1001
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2012 | Nissan | Frontier | 213,656 | $1,033 |
| 2007 | Ford | F150 | 135,000 | $1,033 |
| 2009 | Toyota | Avalon | 119,578 | $350 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($1,033 avg), Nissan ($1,033 avg), Toyota ($350 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Westside
Yes. Vehicles with high mileage regularly qualify. Near 77036, a 2012 Nissan Frontier with 213,656 miles on it was approved for $1,033. The average mileage among borrowers in this area is 156,078 miles.
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 77036, a 2007 Ford F150 with 135,000 miles was approved for $1,033. Bring your truck or SUV title to get a free estimate.
Missing a payment puts your car at serious risk. Under Texas law, a lender can repossess your vehicle as soon as you are late on a payment, without a court order and without advance notice. Once repossessed, you will receive at least 10 days notice before the vehicle is sold. The sale proceeds go toward your balance, but you may still owe a deficiency if the sale amount does not cover what you owe, including repossession and storage costs.
If you think you may miss a payment, contact your lender before the due date. Most lenders prefer to find a workable solution rather than pursue repossession.
A car title loan lets you borrow money using your vehicle as collateral. Because your car secures the loan, the amount you can borrow is based on your vehicle’s value and your ability to repay, typically up to 50% of its current market value. The lender records a lien with the TxDMV, but you keep driving your car throughout the loan. Once the loan is paid in full, the lien is released. In Texas, the maximum total loan term, including any renewals, is 180 days.
