Title Loan Activity in the 77028 Area
5
Loans Funded
$1,248
Average Loan Amount
2010
Average Vehicle Year
Recent Loans Near 6856 N Loop E Fwy #16
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2005 | Nissan | Sentra | 115,000 | $520 |
| 2015 | Jaguar | XF | 120,000 | $1,000 |
| 2011 | Jaguar | XJ | 122,000 | $3,000 |
| 2008 | Nissan | Altima | 152,000 | $1,185 |
| 2011 | Ford | Fusion | 116,819 | $533 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Jaguar ($2,000 avg), Nissan ($853 avg), Ford ($533 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Northeast Houston
In the 77028 area, title loans have ranged from $520 to $3,000, with an average of $1,248 across 5 loans funded. The largest recent loan was $3,000 for a 2011 Jaguar XJ. Your amount depends on your vehicle’s value and ability to repay.
Yes. Vehicles with high mileage regularly qualify. Near 77028, a 2008 Nissan Altima with 152,000 miles on it was approved for $1,185. The average mileage among borrowers in this area is 125,164 miles.
To apply for a car title loan in Houston, you will need:
• Your car title in your name (paid off or nearly paid off)
• A government-issued photo ID
• Proof of income
• Proof of Texas residency
• Your Social Security number
Good credit is not required. Approval is based primarily on your vehicle’s value and your ability to repay.
No, there is no prepayment penalty on Texas title loans. You can pay your balance in full at any time without incurring extra fees. Paying off early reduces your overall cost of borrowing.
