Title Loan Activity in the 76112 Area
6
Loans Funded
$1,307
Average Loan Amount
2009
Average Vehicle Year
Recent Loans Near 6823 E Lancaster Ave
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2005 | Toyota | Sequoia | 248,000 | $1,500 |
| 2016 | Nissan | Pathfinder | 117,000 | $2,500 |
| 2013 | Kia | Optima | 182,000 | $1,092 |
| 2005 | Chevrolet | Avalanche | 178,000 | $1,000 |
| 2005 | Hyundai | Elantra | 152,000 | $450 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Chevrolet ($1,000 avg), Ford ($1,300 avg), Hyundai ($450 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Fort Worth
The smallest recent title loan near 76112 was $450 for a 2005 Hyundai Elantra with 152,000 miles. Across 6 loans in this area, amounts start as low as $450. Your loan amount depends on your vehicle’s current market value.
Chevrolet is the most common vehicle among title loan borrowers in the 76112 area, with 1 loans funded. The average loan amount for a Chevrolet here is $1,000, with an average of 178,000 miles on the odometer.
Bankruptcy history is less of a barrier for title loans than for traditional financing. Vehicle collateral value and current ability to repay matter more than past credit events. If your bankruptcy has been discharged and you have verifiable income, you may still qualify.
Texas title loan costs are higher than most other borrowing options. Fees are unregulated, and the total effective APR can be substantial. Even with the mandatory cost disclosure, a Texas title loan is more expensive than a personal loan from a bank or credit union. Understanding the full cost before signing is essential.
