Title Loan Activity in the 79907 Area
16
Loans Funded
$1,136
Average Loan Amount
2007
Average Vehicle Year
Recent Loans Near 9031 Alameda Ave
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2010 | Nissan | Altima | 220,000 | $1,200 |
| 2004 | GMC | Envoy | 200,000 | $668 |
| 2004 | Lexus | RX 330 | 300,000 | $1,059 |
| 2000 | Toyota | Camry | 150,000 | $250 |
| 2016 | Acura | ILX | 120,000 | $1,716 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Dodge ($625 avg), Kia ($2,010 avg), Chrysler ($1,200 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in El Paso
Yes. Vehicles with high mileage regularly qualify. Near 79907, a 2004 Lexus RX 330 with 300,000 miles on it was approved for $1,059. The average mileage among borrowers in this area is 180,438 miles.
The smallest recent title loan near 79907 was $250 for a 2000 Toyota Camry with 150,000 miles. Across 16 loans in this area, amounts start as low as $250. Your loan amount depends on your vehicle’s current market value.
No, you do not have to give up your car to get a title loan in El Paso. The lender places a lien on your title through the TxDMV, but you retain full use of the vehicle and keep driving it as normal. Your daily routine is not affected.
To apply for a title loan in El Paso, have these documents ready:
Your car title in your name
A government-issued photo ID
Proof of income
Proof of Texas residency
Your Social Security number
Approval is based primarily on your vehicle’s value and your ability to repay. Your credit score is not the deciding factor.
