Title Loan Activity in the 76201 Area
6
Loans Funded
$2,233
Average Loan Amount
2012
Average Vehicle Year
Recent Loans Near 711 Fort Worth Dr a
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2017 | Chevrolet | Trax | 112,000 | $3,983 |
| 2002 | Ford | F250SD | 230,000 | $2,400 |
| 2017 | Nissan | Rogue | 59,433 | $3,000 |
| 2014 | Dodge | Charger | 118,500 | $2,033 |
| 2013 | Kia | Rio | 104,000 | $950 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Cadillac ($1,033 avg), Chevrolet ($3,983 avg), Dodge ($2,033 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Denton
Yes. The average vehicle year among borrowers in the 76201 area is 2012. A 2002 Ford F250SD with 230,000 miles recently qualified for $2,400 near Denton. Your vehicle’s condition and value matter more than its age.
The smallest recent title loan near 76201 was $950 for a 2013 Kia Rio with 104,000 miles. Across 6 loans in this area, amounts start as low as $950. Your loan amount depends on your vehicle’s current market value.
Bankruptcy history is less of a barrier for title loans than for traditional financing. Vehicle collateral value and current ability to repay matter more than past credit events. If your bankruptcy has been discharged and you have verifiable income, you may still qualify.
Texas title loan costs are higher than most other borrowing options. Fees are unregulated, and the total effective APR can be substantial. Even with the mandatory cost disclosure, a Texas title loan is more expensive than a personal loan from a bank or credit union. Understanding the full cost before signing is essential.
