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Title loans in Tacoma, WA

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Saturday:
Sunday:

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10am - 4pm
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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Tacoma, WA

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

AD Car Audio

8607 18th Ave E

Tacoma

98499 WA

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

How to Apply for Car Title Loans in Tacoma

If you need QUICK MONEY to pay off things like an emergency trip to the hospital, your rent, or your accumulated credit, then title loans are a possible solution for you.

If you own a vehicle, you can get an auto title loan in Tacoma to get the much-needed money!

What Are Car Title Loans?

A car title loan is a type of loan that uses the TITLE OF YOUR CAR as collateral.

With that in mind, you will be able to use your vehicle even if you take up a car title loan in Tacoma, WA.

The maximum loan term in Tacoma, WA, is 31 days.

Because of that, you’ll need to pay the loan back in that amount of time or even less.

Car title loans can also be called pink slip loans, vehicle title loans, or auto title loans.

How Much Cash Can I Get From Car Title Loans from Tacoma?

Tacoma allows lenders to lend people a MAXIMUM loan amount of 1000 USD.

The MINIMUM loan amount would be 100 USD.

The lender will determine how much cash you can borrow from them, but we highly advise you to only borrow the money you need.

It’s easy to fall into debt when dealing with short-term loans, and you risk the lender taking your car for REPOSSESSION.

How to Apply for a Car Title Loan Online in Tacoma

If you’re short on time to go to the lender’s physical store you want to apply to, you can always apply for an auto title loan ONLINE.

The online loan process is easy, convenient, and doesn’t cost extra.

Requirements

Before applying for a title loan, you’ll need to gather important information and documents for the pre-approval loan process.

Here’s a list of documents you’ll need for a car title loan application in Washington state:

  • One clean car title
  • One government-issued ID
  • Address
  • Contact information
  • Bank account details
  • Proof of income
  • proof of employment (not all lenders ask for this)

Here are the following details you’ll for the car you want to put up as collateral:

  • Model
  • Make
  • Year
  • Mileage
  • License plate
  • VIN (Vehicle Identification Number)

It’s also possible that other lenders will ask for other things to apply for title loans, so be sure to check their website for more information.

Applying Online

Once you have the necessary information, you should check the lender’s website and find the application form for car title loans.

After you’re done filling up the form for title loans, all you have to do is submit the necessary documents through their phone app, website, email, or any online means they have available.

During the approval process, you may be asked for an INTERVIEW so that the lender and vehicle experts can ask questions about the car and yourself.

They will also perform a CREDIT CHECK on you to determine your capability to pay back the loan.

Approving Your Title Loans Application

If they approve of your title loan application, they’ll contact you through the contact information you gave them and make you sign a DIGITAL CONTRACT with all the loan terms listed on it.

We highly recommend you and your fellow borrowers to read through all the terms of the contract.

That way, you know all about the applied interest rates, borrowing fees, and even the dates for paying the lender back.

After that, they’ll wire the money to your bank account, and you’ll finally have the emergency cash you need.

With the online loan application process, you get to SAVE TIME and KEEP YOUR CAR without even taking it out.

How Do You Get the Title Back?

Now that you have a pink slip loan in Tacoma, Washington, you may be wondering how to get the title of your vehicle back.

All you have to do is pay the lenders back the cash you owe them.

Once you’re in the clear, they’ll return the title to you, NO STRINGS ATTACHED.

Remember to pay the loan exactly the way it was written in the contract.

Some businesses will fine you with a fee if you decide to pay them back early, so be sure to double-check the loan terms.

FAQs

Here are some frequently asked questions about car title loans in the Tacoma area.

Can I Use an Older Car for a Vehicle Title Loan?

Are you worried that the lender may turn your application down due to your old car?

There’s no need to worry on that front; lenders will happily take on auto title loans with cars that are up to 10 years old and more.

However, because the vehicle is older, the funds you receive from the lender may DECREASE IN VALUE, especially if it’s not in good condition.

Can I Still Apply with a Bad Credit Score in Tacoma?

If you have a bad credit score, it’s still possible for you to get title loans.

Lenders will assess the BEST DEAL for you to take when taking out a title loan so you can still pay back the money you owe them.

With that, you should expect that you won’t be able to borrow as much cash because of your credit score.

What If I Still Owe Payments On My Car?

If you desperately need money but still have pending payments over your car, you can still take out title loans.

However, you will be getting AUTO EQUITY LOANS instead.

This type of loan hangs on the money you still owe on the vehicle you possess.

Of course, this means you won’t be getting as much money from this loan, but it’s an option that exists when push comes to shove.

Are Pink Slip Loans Legal in Washington?

Yes!

It is perfectly legal to get auto title loans in Washington state.

However, be sure to check that the business entity you’re dealing with is from Washington and is registered as a pawnbroker.

If not, you could end up in trouble.

What if I Can’t Pay Back My Loan Amount?

If you find yourself struggling to pay back the loan, you can always consider REFINANCING your title loan.

Contact the car title service you went to for your car title loans and ask them to help you refinance your loans.

This is a service that lenders offer to help you renegotiate your contract with BETTER DEALS, like a lower interest rate and longer repayment terms.

Is It Safe to Get a Car Title Loan?

While car title loans are by no means risk-free, they are pretty good alternatives to other short-term loans out there, such as payday loans.

To make sure that your lender won’t repossess your car, you should thoroughly read your contract to look at all the things you need to pay.

These include interest rates or any hidden fees that might have slipped your notice.

Aside from that, be sure that you CAN pay back your title loan on time with a secure way of income.

Are Cars the Only Type of Vehicle I Can Use as Collateral?

No!

Some lenders will take on TRUCKS or MOTORCYCLES when giving out title loans.

However, these are uncommon, so it’s best to check with the lender you want to borrow from before applying for a loan.

Conclusion

Owning a vehicle is incredibly handy when you’re short on cash, as you can see.

Although taking out a title loan isn’t always the best route to go for, it’s fast, convenient, and straightforward.

You can take a loan and get it approved in the next 24 hours or apply for a loan even if you have credit that isn’t as desirable as you would want it to be.

So with this guide, we hope you get the money you need for whatever reason you need it for.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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