Title Loan Activity in the 34771 Area
9
Loans Funded
$2,584
Average Loan Amount
2013
Average Vehicle Year
Recent Loans Near 4810 E Irlo Bronson Memorial Hwy
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2008 | Chevrolet | Tahoe | 182,000 | $657 |
| 2013 | Toyota | Sienna | 116,584 | $3,104 |
| 2017 | Nissan | Sentra | 16,540 | $575 |
| 2018 | Ford | Transit Commercial | 143,918 | $5,552 |
| 2012 | Nissan | Altima | 175,000 | $1,475 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Cadillac ($1,150 avg), Ford ($6,223 avg), Nissan ($1,025 avg)
Know Before You Borrow in Florida
- Interest rate cap: Tiered: 30% per year on first $2,000; 24% per year on $2,001-$3,000; 18% per year above $3,000
- Loan range: $250 to $10,000 (typical market range)
- Repayment term: 30-day term, extendable for additional 30-day periods
- Regulated by: Florida Office of Financial Regulation (OFR)
For complete Florida title loan regulations and consumer protections, visit our full Florida guide.
Quick Answers About Title Loans in St Cloud
In the 34771 area, title loans have ranged from $575 to $6,893, with an average of $2,584 across 9 loans funded. The largest recent loan was $6,893 for a 2014 Ford Escape. Your amount depends on your vehicle’s value and ability to repay.
Yes. Vehicles with high mileage regularly qualify. Near 34771, a 2009 Cadillac CTS with 200,000 miles on it was approved for $625. The average mileage among borrowers in this area is 124,445 miles.
The online application takes a few minutes. Many applicants receive approval the same day. Funding follows once documents are verified. To get the fastest result, prepare your documents before you apply: car title, government-issued photo ID, and proof of income. Get a free estimate online to see how quickly you can get started.
Yes. You keep your car throughout the entire loan term. A lien is placed on your title as collateral, not physical possession of your vehicle. You can continue driving to work, appointments, or anywhere else while you repay the loan. The vehicle is only at risk if payments stop and the loan goes into default.