Title Loan Activity in the 78250 Area
7
Loans Funded
$1,349
Average Loan Amount
2007
Average Vehicle Year
Recent Loans Near 8030 Mainland Dr
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2007 | Honda | Accord | 212,000 | $850 |
| 2010 | Lincoln | MKZ | 200,000 | $250 |
| 2013 | Cadillac | Escalade | 167,000 | $1,076 |
| 1994 | Ford | Ranger Reg Cab | 125,000 | $500 |
| 2013 | Hyundai | Elantra | 143,619 | $4,100 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($757 avg), Acura ($1,650 avg), Cadillac ($1,076 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in San Antonio
Yes. Vehicles with high mileage regularly qualify. Near 78250, a 2007 Honda Accord with 212,000 miles on it was approved for $850. The average mileage among borrowers in this area is 170,374 miles.
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 78250, a 2006 Ford F150 SuperCrew Cab with 205,000 miles was approved for $1,014. Bring your truck or SUV title to get a free estimate.
A missed payment on a Texas title loan can lead to repossession quickly. Lenders are not required to seek a court order or give advance warning before taking the vehicle. Once repossessed, you must be given at least 10 days notice of the sale date, time, and location. The sale proceeds are applied to your debt, but a deficiency balance is possible if those proceeds fall short.
The best step you can take is to contact your lender before you miss a payment. Reaching out early gives both sides the chance to work out a better solution.
A title loan uses your car as collateral. The loan amount is based on your vehicle’s value and your ability to repay. Most borrowers can access up to 50% of what their car is currently worth. The lender files a lien with the TxDMV while you keep driving the vehicle. The maximum total term in Texas, including any renewals, is 180 days. When the loan is paid off, the lien is released.
