Title Loan Activity in the 95841 Area
12
Loans Funded
$5,249
Average Loan Amount
2014
Average Vehicle Year
Recent Loans Near 4631 Auburn Blvd
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2014 | Jeep | Patriot | 101,000 | $3,015 |
| 2013 | Kia | Sorento | 163,000 | $3,241 |
| 2017 | Harley-Davidson | FXSB Breakout | 5,000 | $2,953 |
| 2015 | Honda | CR-V | 12,142 | $11,315 |
| 2012 | Toyota | Prius V | 100,098 | $2,525 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Chevrolet ($6,529 avg), Honda ($7,715 avg), Ford ($11,482 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Sacramento
In the 95841 area, title loans have ranged from $2,525 to $11,482, with an average of $5,249 across 12 loans funded. The largest recent loan was $11,482 for a 2015 Ford F150. Your amount depends on your vehicle’s value and ability to repay.
Yes. Vehicles with high mileage regularly qualify. Near 95841, a 2015 Ford F150 with 195,025 miles on it was approved for $11,482. The average mileage among borrowers in this area is 111,214 miles.
In Sacramento, Montana Capital aims to move fast. The online application takes a few minutes. Many customers receive approval the same day. Funding follows once your documents are verified. Get a free estimate online to see how quickly you can get started.
Yes, you keep your car throughout the loan. The title is used as collateral, not the vehicle itself. You continue driving as normal until the loan is fully repaid and the lien is released.
